UnitedHealth Group Incorporated (ETR:UNH)

UnitedHealth Group Statistics

Total Valuation

ETR:UNH has a market cap or net worth of EUR 253.62 billion. The enterprise value is 307.99 billion.

Market Cap	253.62B
Enterprise Value	307.99B

Important Dates

The last earnings date was Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	Sep 15, 2025

Share Statistics

Current Share Class	905.84M
Shares Outstanding	n/a
Shares Change (YoY)	-1.61%
Shares Change (QoQ)	-0.22%
Owned by Insiders (%)	0.18%
Owned by Institutions (%)	85.63%
Float	897.97M

Valuation Ratios

The trailing PE ratio is 16.92 and the forward PE ratio is 19.05.

PE Ratio	16.92
Forward PE	19.05
PS Ratio	0.68
PB Ratio	2.81
P/TBV Ratio	n/a
P/FCF Ratio	17.13
P/OCF Ratio	14.20
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 11.64, with an EV/FCF ratio of 20.80.

EV / Earnings	20.54
EV / Sales	0.82
EV / EBITDA	11.64
EV / EBIT	13.53
EV / FCF	20.80

Financial Position

The company has a current ratio of 0.82, with a Debt / Equity ratio of 0.76.

Current Ratio	0.82
Quick Ratio	0.74
Debt / Equity	0.76
Debt / EBITDA	2.62
Debt / FCF	4.61
Interest Coverage	6.54

Financial Efficiency

Return on equity (ROE) is 17.48% and return on invested capital (ROIC) is 8.94%.

Return on Equity (ROE)	17.48%
Return on Assets (ROA)	5.36%
Return on Invested Capital (ROIC)	8.94%
Return on Capital Employed (ROCE)	13.20%
Revenue Per Employee	927,215
Profits Per Employee	37,478
Employee Count	400,000
Asset Turnover	1.42
Inventory Turnover	n/a

Taxes

In the past 12 months, ETR:UNH has paid 3.27 billion in taxes.

Income Tax	3.27B
Effective Tax Rate	17.27%

Stock Price Statistics

The stock price has decreased by -50.58% in the last 52 weeks. The beta is 0.48, so ETR:UNH's price volatility has been lower than the market average.

Beta (5Y)	0.48
52-Week Price Change	-50.58%
50-Day Moving Average	296.75
200-Day Moving Average	336.94
Relative Strength Index (RSI)	32.23
Average Volume (20 Days)	6,120

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.05

Income Statement

In the last 12 months, ETR:UNH had revenue of EUR 370.89 billion and earned 14.99 billion in profits. Earnings per share was 16.38.

Revenue	370.89B
Gross Profit	73.07B
Operating Income	22.46B
Pretax Income	18.93B
Net Income	14.99B
EBITDA	24.92B
EBIT	22.46B
Earnings Per Share (EPS)	16.38

Balance Sheet

The company has 26.09 billion in cash and 68.30 billion in debt, giving a net cash position of -45.11 billion.

Cash & Cash Equivalents	26.09B
Total Debt	68.30B
Net Cash	-45.11B
Net Cash Per Share	n/a
Equity (Book Value)	90.18B
Book Value Per Share	90.11
Working Capital	-17.44B

Cash Flow

In the last 12 months, operating cash flow was 17.86 billion and capital expenditures -3.06 billion, giving a free cash flow of 14.81 billion.

Operating Cash Flow	17.86B
Capital Expenditures	-3.06B
Free Cash Flow	14.81B
FCF Per Share	n/a

Margins

Gross margin is 19.70%, with operating and profit margins of 6.06% and 4.04%.

Gross Margin	19.70%
Operating Margin	6.06%
Pretax Margin	5.10%
Profit Margin	4.04%
EBITDA Margin	6.72%
EBIT Margin	6.06%
FCF Margin	3.99%

Dividends & Yields

This stock pays an annual dividend of 7.72, which amounts to a dividend yield of 2.82%.

Dividend Per Share	7.72
Dividend Yield	2.82%
Dividend Growth (YoY)	5.73%
Years of Dividend Growth	16
Payout Ratio	47.13%
Buyback Yield	1.61%
Shareholder Yield	4.43%
Earnings Yield	5.91%
FCF Yield	5.84%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6