Zurich Insurance Group AG (ETR:ZFIN)

Zurich Insurance Group AG Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	87,973	82,695	69,124	66,371	57,350	51,391
Market Cap Growth	19.63%	19.63%	4.15%	15.73%	11.60%	-5.35%
Enterprise Value	98,218	91,648	79,288	77,827	67,874	58,528
PE Ratio	15.67	14.73	17.56	17.89	12.54	16.40
PS Ratio	1.33	1.25	1.20	1.21	0.93	1.07
PB Ratio	3.38	3.18	2.91	2.63	1.67	1.58
P/FCF Ratio	12.59	11.84	11.03	15.74	25.17	12.21
P/OCF Ratio	11.98	11.26	10.40	14.07	20.60	11.03
EV/Sales Ratio	1.47	1.38	1.38	1.42	1.10	1.22
EV/EBITDA Ratio	10.96	10.50	12.07	13.39	9.36	11.99
EV/EBIT Ratio	11.51	10.79	12.49	13.92	9.68	12.48
EV/FCF Ratio	14.06	13.12	12.65	18.45	29.79	13.90
Debt / Equity Ratio	0.58	0.58	0.62	0.62	0.47	0.42
Debt / EBITDA Ratio	1.68	1.68	2.16	2.61	2.17	2.70
Debt / FCF Ratio	2.15	2.15	2.34	3.71	7.09	3.25
Quick Ratio	3.44	3.44	1.03	0.78	0.51	0.65
Current Ratio	5.86	5.86	2.44	2.25	1.33	1.41
Asset Turnover	0.19	0.19	0.18	0.15	0.16	0.14
Return on Equity (ROE)	23.32%	23.32%	17.73%	13.00%	13.73%	10.66%
Return on Assets (ROA)	1.53%	1.53%	1.26%	0.97%	1.14%	0.85%
Return on Capital (ROIC)	12.93%	12.93%	10.18%	7.38%	8.73%	6.63%
Earnings Yield	6.38%	6.79%	5.70%	5.59%	7.98%	6.10%
Earnings Yield	6.38%	6.79%	5.70%	5.59%	7.98%	6.10%
FCF Yield	7.94%	8.45%	9.07%	6.35%	3.97%	8.19%
Dividend Yield	4.54%	-	-	-	7.87%	6.85%
Payout Ratio	71.48%	71.48%	89.11%	88.80%	61.50%	80.33%
Buyback Yield / Dilution	1.06%	1.06%	2.15%	0.33%	-0.07%	-0.13%
Total Shareholder Return	5.60%	1.06%	2.15%	0.33%	7.80%	6.73%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.