Zurich Insurance Group AG (ETR:ZFIN)

Zurich Insurance Group AG Statistics

Total Valuation

ETR:ZFIN has a market cap or net worth of EUR 84.32 billion. The enterprise value is 94.54 billion.

Market Cap	84.32B
Enterprise Value	94.54B

Important Dates

The next estimated earnings date is Thursday, August 7, 2025.

Earnings Date	Aug 7, 2025
Ex-Dividend Date	Apr 11, 2025

Share Statistics

Current Share Class	142.29M
Shares Outstanding	n/a
Shares Change (YoY)	-1.06%
Shares Change (QoQ)	-0.74%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	141.94M

Valuation Ratios

The trailing PE ratio is 15.01 and the forward PE ratio is 14.98.

PE Ratio	15.01
Forward PE	14.98
PS Ratio	1.27
PB Ratio	3.24
P/TBV Ratio	6.22
P/FCF Ratio	12.07
P/OCF Ratio	11.48
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.57, with an EV/FCF ratio of 13.53.

EV / Earnings	16.83
EV / Sales	1.42
EV / EBITDA	10.57
EV / EBIT	11.10
EV / FCF	13.53

Financial Position

The company has a current ratio of 5.86, with a Debt / Equity ratio of 0.58.

Current Ratio	5.86
Quick Ratio	3.44
Debt / Equity	0.58
Debt / EBITDA	1.68
Debt / FCF	2.15
Interest Coverage	19.98

Financial Efficiency

Return on equity (ROE) is 23.32% and return on invested capital (ROIC) is 12.93%.

Return on Equity (ROE)	23.32%
Return on Assets (ROA)	1.53%
Return on Invested Capital (ROIC)	12.93%
Return on Capital Employed (ROCE)	2.53%
Revenue Per Employee	1.11M
Profits Per Employee	93,596
Employee Count	60,000
Asset Turnover	0.19
Inventory Turnover	n/a

Taxes

In the past 12 months, ETR:ZFIN has paid 2.18 billion in taxes.

Income Tax	2.18B
Effective Tax Rate	26.71%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	n/a
200-Day Moving Average	n/a
Relative Strength Index (RSI)	35.40
Average Volume (20 Days)	86

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ETR:ZFIN had revenue of EUR 66.37 billion and earned 5.62 billion in profits. Earnings per share was 38.78.

Revenue	66.37B
Gross Profit	14.71B
Operating Income	8.49B
Pretax Income	8.18B
Net Income	5.62B
EBITDA	8.73B
EBIT	8.49B
Earnings Per Share (EPS)	38.78

Balance Sheet

The company has 30.91 billion in cash and 15.02 billion in debt, giving a net cash position of -8.78 billion.

Cash & Cash Equivalents	30.91B
Total Debt	15.02B
Net Cash	-8.78B
Net Cash Per Share	n/a
Equity (Book Value)	26.02B
Book Value Per Share	172.92
Working Capital	49.34B

Cash Flow

In the last 12 months, operating cash flow was 7.34 billion and capital expenditures -357.38 million, giving a free cash flow of 6.99 billion.

Operating Cash Flow	7.34B
Capital Expenditures	-357.38M
Free Cash Flow	6.99B
FCF Per Share	n/a

Margins

Gross margin is 22.16%, with operating and profit margins of 12.79% and 8.46%.

Gross Margin	22.16%
Operating Margin	12.79%
Pretax Margin	12.32%
Profit Margin	8.46%
EBITDA Margin	13.15%
EBIT Margin	12.79%
FCF Margin	10.53%

Dividends & Yields

This stock pays an annual dividend of 28.00, which amounts to a dividend yield of 4.74%.

Dividend Per Share	28.00
Dividend Yield	4.74%
Dividend Growth (YoY)	7.69%
Years of Dividend Growth	3
Payout Ratio	71.48%
Buyback Yield	1.06%
Shareholder Yield	5.80%
Earnings Yield	6.66%
FCF Yield	8.29%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	7