The Miyazaki Taiyo Bank Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest Income on Loans	9,029	8,463	8,199	8,155	8,126	8,156
Interest Income on Investments	1,830	1,681	1,758	1,586	1,610	1,369
Total Interest Income	10,859	10,144	9,957	9,741	9,736	9,525
Interest Paid on Deposits	1,001	449	45	48	61	91
Total Interest Expense	1,001	449	45	48	61	91
Net Interest Income	9,858	9,695	9,912	9,693	9,675	9,434
Net Interest Income Growth (YoY)	0.59%	-2.19%	2.26%	0.19%	2.56%	-2.00%
Gain (Loss) on Sale of Assets	-9	7	-22	5	-19	-57
Gain (Loss) on Sale of Investments	897	638	569	624	304	757
Other Non-Interest Income	3,998	3,942	3,907	3,979	3,726	3,630
Total Non-Interest Income	4,886	4,587	4,454	4,608	4,011	4,330
Non-Interest Income Growth (YoY)	14.70%	2.99%	-3.34%	14.88%	-7.37%	7.50%
Revenues Before Loan Losses	14,744	14,282	14,366	14,301	13,686	13,764
Provision for Loan Losses	1,496	923	410	505	147	286
Revenue	13,248	13,359	13,956	13,796	13,539	13,478
Revenue Growth (YoY)	-2.94%	-4.28%	1.16%	1.90%	0.45%	-0.51%
Selling, General & Administrative	7,839	7,597	7,709	7,645	7,901	8,249
Other Non-Interest Expense	3,844	3,869	3,813	3,972	3,645	3,647
Total Non-Interest Expense	11,683	11,466	11,522	11,617	11,546	11,896
EBT Excluding Unusual Items	1,565	1,893	2,434	2,179	1,993	1,582
Asset Writedown	-	-	-13	-24	-45	-1
Other Unusual Items	-	-	-	-1	-1	97
Pretax Income	1,565	1,893	2,421	2,154	1,947	1,678
Income Tax Expense	445	476	602	542	236	349
Earnings From Continuing Operations	1,120	1,417	1,819	1,612	1,711	1,329
Minority Interest in Earnings	-60	-85	-56	-62	-83	-87
Net Income	1,060	1,332	1,763	1,550	1,628	1,242
Preferred Dividends & Other Adjustments	105	105	105	105	157	155
Net Income to Common	955	1,227	1,658	1,445	1,471	1,087
Net Income Growth	-29.89%	-24.45%	13.74%	-4.79%	31.08%	16.51%
Basic Shares Outstanding	5	5	5	5	5	5
Diluted Shares Outstanding	10	10	10	11	25	18
Shares Change (YoY)	6.69%	-0.71%	-6.28%	-58.00%	41.11%	-7.40%
EPS (Basic)	180.68	232.12	313.66	273.31	278.23	205.60
EPS (Diluted)	106.06	134.97	177.36	146.14	64.47	69.40
EPS Growth	-34.29%	-23.90%	21.36%	126.69%	-7.11%	25.82%
Dividend Per Share	50.000	50.000	50.000	50.000	50.000	50.000
Effective Tax Rate	28.43%	25.14%	24.87%	25.16%	12.12%	20.80%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.