Ecobank Transnational Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	2,076	1,850	1,865	1,598	1,466
Interest Income on Investments	12.08	0.5	1.35	19.14	7.96
Total Interest Income	2,088	1,851	1,866	1,617	1,474
Interest Paid on Deposits	685.12	675.34	697.43	603.75	529.12
Net Interest Income	1,403	1,175	1,169	1,014	944.43
Net Interest Income Growth (YoY)	19.40%	0.57%	15.29%	7.33%	4.10%
Income From Trading Activities	-	-	-	310.61	295.62
Gain (Loss) on Sale of Assets	0.76	2.56	3.16	25.21	15.78
Gain (Loss) on Sale of Investments	-7.21	-1.68	9.56	13.23	19.11
Other Non-Interest Income	1,011	912.77	879.88	498.92	481.78
Total Non-Interest Income	1,005	913.65	892.6	847.96	812.28
Non-Interest Income Growth (YoY)	9.97%	2.36%	5.26%	4.39%	11.49%
Revenues Before Loan Losses	2,408	2,089	2,061	1,862	1,757
Provision for Loan Losses	402.72	323.61	329.94	198.07	217.68
Revenue	2,005	1,765	1,731	1,664	1,539
Revenue Growth (YoY)	13.59%	1.97%	4.07%	8.09%	5.83%
Salaries and Employee Benefits	506.57	450.43	462.8	447.36	454.94
Occupancy Expenses	79.1	79.28	90.15	101.28	108.67
Selling, General & Administrative	-	46.65	43.09	39.59	39.09
Other Non-Interest Expense	587.07	538.7	523.83	509.46	432.01
Total Non-Interest Expense	1,173	1,115	1,120	1,097	1,035
EBT Excluding Unusual Items	832.72	650.42	611.58	566.48	503.84
Asset Writedown	-	0.1	2.42	0.13	-
Other Unusual Items	-	-	-39.95	-33.89	-25.85
Pretax Income	832.72	650.52	574.05	532.72	477.99
Income Tax Expense	210.01	164.2	174.44	173.34	122.28
Earnings From Continuing Operations	622.71	486.32	399.61	359.38	355.71
Earnings From Discontinued Operations	-6.09	-	-	-	0.89
Minority Interest in Earnings	-181.89	-153.14	-111.79	-72.95	-94.37
Net Income	434.74	333.18	287.82	286.43	262.23
Net Income to Common	434.74	333.18	287.82	286.43	262.23
Net Income Growth	30.48%	15.76%	0.49%	9.23%	6140.70%
Basic Shares Outstanding	24,586	24,593	24,593	24,593	24,593
Diluted Shares Outstanding	24,586	24,593	24,593	24,593	24,593
Shares Change (YoY)	-0.03%	-	-	-	-
EPS (Basic)	0.02	0.01	0.01	0.01	0.01
EPS (Diluted)	0.02	0.01	0.01	0.01	0.01
EPS Growth	30.52%	15.80%	0.46%	9.22%	6172.35%
Dividend Per Share	-	-	-	0.001	0.002
Dividend Growth	-	-	-	-31.25%	-
Effective Tax Rate	25.22%	25.24%	30.39%	32.54%	25.58%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.