Ecobank Transnational Incorporated (GHSE:ETI)

Ecobank Transnational Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	4,225	4,197	3,005	3,349	3,140	2,739
Investment Securities	11,311	10,520	10,000	10,104	10,288	9,127
Trading Asset Securities	174.36	139.42	119.34	310.66	424.45	271.65
Total Investments	11,486	10,660	10,119	10,414	10,712	9,398
Gross Loans	10,549	10,507	11,062	11,521	10,228	9,798
Allowance for Loan Losses	-618.13	-600.53	-519.06	-518.11	-652.38	-558.12
Net Loans	9,931	9,907	10,543	11,003	9,576	9,240
Property, Plant & Equipment	586.14	562.81	588.35	754.01	750.62	810.52
Goodwill	-	-	-	13.92	18.34	-
Other Intangible Assets	42.99	39.55	55.32	70.62	103.95	151.87
Investments in Real Estate	11.21	11.07	11.07	9.92	11.02	12.37
Other Receivables	808.23	762.04	931.05	926.42	779.11	778.95
Restricted Cash	1,243	1,261	1,335	1,725	1,677	1,651
Other Current Assets	117.69	188.68	127.13	281.01	356.49	370.97
Long-Term Deferred Tax Assets	229.25	232.45	225.74	229.43	202	164.49
Other Real Estate Owned & Foreclosed	179	115.68	177.08	169.31	168.48	198.65
Other Long-Term Assets	30.91	18.76	113.04	57.98	66.88	423.6
Total Assets	28,890	27,955	27,230	29,004	27,562	25,939
Accounts Payable	252.05	265.33	271.5	167.59	48.91	61.34
Accrued Expenses	359.05	254.75	232.96	279.25	222.73	226.04
Interest Bearing Deposits	8,220	8,246	8,296	9,691	9,351	9,134
Non-Interest Bearing Deposits	14,828	14,199	13,266	13,585	12,593	11,549
Total Deposits	23,048	22,444	21,562	23,275	21,943	20,684
Short-Term Borrowings	44.35	35.15	44.3	94.22	29.1	78.91
Current Portion of Leases	-	-	-	2.59	2.23	-
Current Income Taxes Payable	69.49	104.32	112.64	77.7	66.34	68.53
Other Current Liabilities	64.69	78.86	98.94	509	485.28	642.73
Long-Term Debt	2,167	2,160	2,250	2,226	2,308	1,923
Long-Term Leases	-	-	-	49.6	42.33	-
Long-Term Unearned Revenue	146.49	149.27	101.27	113.3	64.34	-
Pension & Post-Retirement Benefits	29.05	26.34	30.99	19.26	25.08	22.17
Long-Term Deferred Tax Liabilities	32.85	47.61	71.61	99.95	87.75	76.53
Other Long-Term Liabilities	731.39	594.53	719.86	63.26	72.23	60.46
Total Liabilities	26,945	26,160	25,496	26,977	25,397	23,912
Common Stock	2,114	2,114	2,114	2,114	2,114	2,114
Retained Earnings	1,124	1,040	746.41	571.03	434.42	199.17
Comprehensive Income & Other	-1,966	-2,001	-1,732	-1,216	-941.9	-809.74
Total Common Equity	1,273	1,153	1,128	1,469	1,606	1,503
Minority Interest	673.24	641.67	606.41	558.08	557.83	524.32
Shareholders' Equity	1,946	1,795	1,734	2,027	2,164	2,028
Total Liabilities & Equity	28,890	27,955	27,230	29,004	27,562	25,939
Total Debt	2,212	2,195	2,294	2,373	2,382	2,002
Net Cash (Debt)	4,920	4,469	3,021	2,710	3,426	2,964
Net Cash Growth	46.74%	47.92%	11.47%	-20.90%	15.58%	56.38%
Net Cash Per Share	0.20	0.18	0.12	0.11	0.14	0.12
Filing Date Shares Outstanding	24,593	24,593	24,593	24,593	24,593	24,593
Total Common Shares Outstanding	24,593	24,593	24,593	24,593	24,593	24,593
Book Value Per Share	0.05	0.05	0.05	0.06	0.07	0.06
Tangible Book Value	1,230	1,114	1,073	1,384	1,484	1,352
Tangible Book Value Per Share	0.05	0.05	0.04	0.06	0.06	0.05

Updated Oct 29, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.