Yunfeng Financial Group Income Statement

Financials in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	3,076	2,799	2,625	2,447	5,153
Total Interest & Dividend Income	-1,272	413.31	825.76	2,683	2,562
Gain (Loss) on Sale of Investments	2,393	399.09	-3.8	-3,200	280.91
Other Revenue	45.94	80.8	63.67	54.54	2,558
Total Revenue	4,242	3,692	3,511	1,984	10,555
Revenue Growth (YoY)	14.89%	5.17%	76.99%	-81.20%	-1.07%
Policy Benefits	2,267	2,168	2,080	2,006	7,947
Policy Acquisition & Underwriting Costs	-	-	-	-	451.69
Selling, General & Administrative	-	-	-	-	1,208
Other Operating Expenses	505.1	390.22	392.56	423.91	-
Total Operating Expenses	2,772	2,558	2,473	2,430	9,607
Operating Income	1,470	1,135	1,038	-446.29	948.15
Interest Expense	-167.8	-227.53	-202.13	-162.48	-149.12
Earnings From Equity Investments	-0.24	-2.3	-10.81	-7.95	0.74
EBT Excluding Unusual Items	1,302	904.72	825.26	-616.73	799.77
Gain (Loss) on Sale of Investments	-55.71	-	-	-	-
Pretax Income	1,247	904.72	825.26	-616.73	799.77
Income Tax Expense	168.12	127.15	112.35	47.61	7.1
Earnings From Continuing Ops.	1,079	777.57	712.91	-664.34	792.67
Minority Interest in Earnings	-426.06	-306.78	-315.74	21.6	-279.25
Net Income	652.55	470.79	397.16	-642.74	513.41
Net Income to Common	652.55	470.79	397.16	-642.74	513.41
Net Income Growth	38.61%	18.54%	-	-	-16.97%
Shares Outstanding (Basic)	3,905	3,853	3,853	3,853	3,853
Shares Outstanding (Diluted)	3,905	3,853	3,853	3,853	3,853
Shares Change (YoY)	1.36%	-	-	-	16.07%
EPS (Basic)	0.17	0.12	0.10	-0.17	0.13
EPS (Diluted)	0.17	0.12	0.10	-0.17	0.13
EPS Growth	39.26%	20.00%	-	-	-28.49%
Free Cash Flow	1,548	899.29	1,527	-533.09	3,522
Free Cash Flow Per Share	0.40	0.23	0.40	-0.14	0.91
Operating Margin	34.66%	30.73%	29.57%	-22.50%	8.98%
Profit Margin	15.38%	12.75%	11.31%	-32.40%	4.86%
Free Cash Flow Margin	36.50%	24.36%	43.50%	-26.87%	33.37%
EBITDA	1,550	1,211	1,107	-373.01	998.15
EBITDA Margin	36.53%	32.80%	31.52%	-18.80%	9.46%
D&A For EBITDA	79.1	76.73	68.35	73.29	50.01
EBIT	1,470	1,135	1,038	-446.29	948.15
EBIT Margin	34.66%	30.73%	29.57%	-22.50%	8.98%
Effective Tax Rate	13.48%	14.05%	13.61%	-	0.89%
Revenue as Reported	-	-	-	-	10,555

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.