Hong Kong Finance Group Limited (HKG:1273)

Hong Kong Finance Group Income Statement

Financials in millions HKD. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	156.28	158.93	160.97	153.49	155.5
Total Interest Expense	15.71	18.91	20.87	21.11	25.68
Net Interest Income	140.57	140.02	140.1	132.38	129.83
Other Revenue	-	-	-	0.07	1.74
Revenue Before Loan Losses	140.57	140.02	140.1	132.45	131.57
Provision for Loan Losses	12.49	17.99	5.76	6.51	-2.39
Revenue	128.08	122.03	134.35	125.94	133.96
Revenue Growth (YoY)	4.96%	-9.17%	6.68%	-5.99%	22.25%
Cost of Services Provided	14.44	14.63	11.68	53.06	47.34
Other Operating Expenses	51.71	50.51	42.27	-1.32	-2.16
Total Operating Expenses	66.14	65.14	53.95	51.74	45.18
Operating Income	61.94	56.89	80.4	74.2	88.79
Earnings From Equity Investments	0.11	-0.02	-0.04	-	-
EBT Excluding Unusual Items	62.05	56.87	80.36	74.2	88.79
Pretax Income	57.15	52.51	72.23	83.18	87.8
Income Tax Expense	10.98	9.81	13.34	12.63	14.58
Net Income	46.17	42.69	58.89	70.55	73.22
Net Income to Common	46.17	42.69	58.89	70.55	73.22
Net Income Growth	8.15%	-27.50%	-16.53%	-3.64%	31.94%
Shares Outstanding (Basic)	415	415	415	415	415
Shares Outstanding (Diluted)	415	415	415	415	415
EPS (Basic)	0.11	0.10	0.14	0.17	0.18
EPS (Diluted)	0.11	0.10	0.14	0.17	0.18
EPS Growth	8.15%	-27.50%	-16.54%	-3.64%	31.94%
Free Cash Flow	-	26.78	129.74	-34.98	219.09
Free Cash Flow Per Share	-	0.07	0.31	-0.08	0.53
Dividend Per Share	0.026	0.026	0.026	0.026	0.026
Operating Margin	48.36%	46.62%	59.84%	58.92%	66.28%
Profit Margin	36.05%	34.98%	43.83%	56.02%	54.66%
Free Cash Flow Margin	-	21.95%	96.58%	-27.78%	163.54%
Effective Tax Rate	19.21%	18.69%	18.47%	15.18%	16.60%

Updated Dec 18, 2024. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.