Jiangxi Bank Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	17,810	19,426	19,886	20,991	19,966
Interest Paid on Deposits	10,063	10,823	11,115	11,366	11,204
Net Interest Income	7,747	8,603	8,771	9,624	8,762
Net Interest Income Growth (YoY)	-9.95%	-1.92%	-8.86%	9.84%	-3.22%
Income From Trading Activities	50.73	145.43	102.82	121.32	200.62
Gain (Loss) on Sale of Assets	34.21	2.8	5.21	13.91	-3.26
Gain (Loss) on Sale of Investments	671.08	2,219	1,517	2,129	1,441
Other Non-Interest Income	525.67	589.42	900.61	825.26	744.19
Total Non-Interest Income	1,282	2,957	2,525	3,090	2,383
Non-Interest Income Growth (YoY)	-56.65%	17.08%	-18.27%	29.68%	93.43%
Revenues Before Loan Losses	9,028	11,559	11,297	12,714	11,144
Provision for Loan Losses	5,169	7,376	6,664	7,397	5,007
Revenue	3,860	4,183	4,632	5,317	6,138
Revenue Growth (YoY)	-7.73%	-9.70%	-12.88%	-13.37%	2.28%
Salaries and Employee Benefits	1,803	1,970	2,106	2,106	2,200
Occupancy Expenses	391.65	416.69	460.79	471.81	523.96
Selling, General & Administrative	794.71	883.68	855.14	879.85	730.61
Other Non-Interest Expense	145.34	165.92	208.44	185.96	192.68
Total Non-Interest Expense	3,130	3,431	3,622	3,636	3,642
EBT Excluding Unusual Items	729.31	752.33	1,010	1,681	2,496
Pretax Income	729.31	752.33	1,010	1,681	2,496
Income Tax Expense	-322.91	-345.27	-63.54	80.44	384.63
Earnings From Continuing Operations	1,052	1,098	1,074	1,601	2,112
Minority Interest in Earnings	-87.73	-40.68	-37.7	-50.97	-41.25
Net Income	964.5	1,057	1,036	1,550	2,070
Preferred Dividends & Other Adjustments	361.2	361.2	361.2	192	-
Net Income to Common	603.3	695.72	674.99	1,358	2,070
Net Income Growth	-8.74%	2.00%	-33.13%	-25.15%	11.36%
Basic Shares Outstanding	6,024	6,024	6,024	6,024	6,024
Diluted Shares Outstanding	6,024	6,024	6,024	6,024	6,024
EPS (Basic)	0.10	0.12	0.11	0.23	0.34
EPS (Diluted)	0.10	0.12	0.11	0.23	0.34
EPS Growth	-13.41%	4.99%	-51.19%	-33.72%	10.17%
Dividend Per Share	0.034	0.038	0.040	0.050	0.050
Dividend Growth	-10.53%	-5.00%	-20.00%	-	-
Effective Tax Rate	-	-	-	4.79%	15.41%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.