Jiangxi Bank Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	18,773	19,426	19,886	20,991	19,966	19,805
Interest Paid on Deposits	10,380	10,823	11,115	11,366	11,204	10,751
Net Interest Income	8,393	8,603	8,771	9,624	8,762	9,054
Net Interest Income Growth (YoY)	1.40%	-1.92%	-8.86%	9.84%	-3.22%	-15.74%
Income From Trading Activities	71.79	145.43	102.82	121.32	200.62	96.04
Gain (Loss) on Sale of Assets	9.23	2.8	5.21	13.91	-3.26	40.2
Gain (Loss) on Sale of Investments	1,330	2,219	1,517	2,129	1,441	536.74
Other Non-Interest Income	611.49	589.42	900.61	825.26	744.19	558.8
Total Non-Interest Income	2,022	2,957	2,525	3,090	2,383	1,232
Non-Interest Income Growth (YoY)	-39.99%	17.08%	-18.27%	29.68%	93.43%	-44.21%
Revenues Before Loan Losses	10,415	11,559	11,297	12,714	11,144	10,285
Provision for Loan Losses	6,476	7,376	6,664	7,397	5,007	4,284
Revenue	3,939	4,183	4,632	5,317	6,138	6,001
Revenue Growth (YoY)	5.09%	-9.70%	-12.88%	-13.37%	2.28%	-7.15%
Salaries and Employee Benefits	1,977	1,970	2,106	2,106	2,200	2,133
Occupancy Expenses	397.25	416.69	460.79	471.81	523.96	514.19
Selling, General & Administrative	858.75	883.68	855.14	879.85	730.61	694.19
Other Non-Interest Expense	149.6	165.92	208.44	185.96	192.68	182.34
Total Non-Interest Expense	3,378	3,431	3,622	3,636	3,642	3,516
EBT Excluding Unusual Items	560.9	752.33	1,010	1,681	2,496	2,485
Pretax Income	560.9	752.33	1,010	1,681	2,496	2,485
Income Tax Expense	-474.54	-345.27	-63.54	80.44	384.63	579.77
Earnings From Continuing Operations	1,035	1,098	1,074	1,601	2,112	1,905
Minority Interest in Earnings	-44.13	-40.68	-37.7	-50.97	-41.25	-45.77
Net Income	991.31	1,057	1,036	1,550	2,070	1,859
Preferred Dividends & Other Adjustments	361.2	361.2	361.2	192	-	-
Net Income to Common	630.11	695.72	674.99	1,358	2,070	1,859
Net Income Growth	116.70%	2.00%	-33.13%	-25.15%	11.36%	-9.34%
Basic Shares Outstanding	6,024	6,024	6,024	6,024	6,024	6,024
Diluted Shares Outstanding	6,024	6,024	6,024	6,024	6,024	6,024
EPS (Basic)	0.10	0.12	0.11	0.23	0.34	0.31
EPS (Diluted)	0.10	0.12	0.11	0.23	0.34	0.31
EPS Growth	650.70%	4.99%	-51.19%	-33.72%	10.17%	-9.34%
Dividend Per Share	0.038	0.038	0.040	0.050	0.050	0.050
Dividend Growth	-5.00%	-5.00%	-20.00%	-	-	-
Effective Tax Rate	-	-	-	4.79%	15.41%	23.33%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.