Dah Sing Banking Group Balance Sheet

Financials in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	16,761	12,435	18,964	19,258	16,042
Investment Securities	89,362	86,779	83,518	79,284	71,004
Trading Asset Securities	3,377	5,992	3,581	4,374	2,742
Total Investments	92,740	92,771	87,099	83,658	73,747
Gross Loans	142,509	143,876	146,701	142,087	150,510
Allowance for Loan Losses	-2,230	-1,533	-1,116	-1,642	-1,378
Other Adjustments to Gross Loans	-	-1,019	-946.22	-468.73	-195.2
Net Loans	140,279	141,324	144,639	139,976	148,937
Property, Plant & Equipment	2,999	3,001	2,813	2,809	2,954
Goodwill	220.43	713.45	713.45	713.45	713.45
Other Intangible Assets	69.72	69.72	69.72	69.72	58.25
Investments in Real Estate	802.16	708.02	761.6	802.69	756.35
Accrued Interest Receivable	-	1,816	1,746	1,480	865.35
Other Receivables	0.07	2,371	2,999	2,428	4,056
Restricted Cash	-	425.23	397.08	378.79	382.99
Long-Term Deferred Tax Assets	297.92	159.48	165.82	262.27	120.42
Other Real Estate Owned & Foreclosed	628.75	427.72	253.61	130.82	209.18
Other Long-Term Assets	3,114	117.57	122.17	118.47	138.78
Total Assets	257,911	256,339	260,744	252,086	248,979
Accounts Payable	8,086	7,070	7,228	5,614	3,829
Interest Bearing Deposits	206,477	207,750	212,049	207,616	204,370
Non-Interest Bearing Deposits	-	49.03	97.69	517.6	57.31
Total Deposits	206,477	207,799	212,147	208,134	204,427
Short-Term Borrowings	1,395	1,840	1,279	997.64	1,425
Current Portion of Leases	-	106.95	132.06	137.35	133.39
Current Income Taxes Payable	695.53	343.84	287.61	284.5	160.31
Other Current Liabilities	1,348	498.07	99.85	730.49	1,512
Long-Term Debt	4,275	4,147	5,917	3,801	4,128
Long-Term Leases	-	270.4	349.77	397.02	481.55
Long-Term Deferred Tax Liabilities	95.69	94.26	103.7	39.13	17.92
Other Long-Term Liabilities	-	345.63	311.11	1,725	2,052
Total Liabilities	222,372	222,516	227,855	221,861	218,168
Common Stock	6,894	6,894	6,894	6,894	6,894
Retained Earnings	26,663	25,577	24,623	23,361	22,272
Comprehensive Income & Other	1,982	1,352	1,372	-30.73	1,645
Total Common Equity	35,539	33,823	32,889	30,225	30,812
Shareholders' Equity	35,539	33,823	32,889	30,225	30,812
Total Liabilities & Equity	257,911	256,339	260,744	252,086	248,979
Total Debt	5,670	6,364	7,678	5,334	6,169
Net Cash (Debt)	22,634	15,958	17,985	24,880	16,215
Net Cash Growth	41.83%	-11.27%	-27.71%	53.43%	-27.28%
Net Cash Per Share	16.10	11.35	12.79	17.70	11.53
Filing Date Shares Outstanding	1,406	1,406	1,406	1,406	1,406
Total Common Shares Outstanding	1,406	1,406	1,406	1,406	1,406
Book Value Per Share	25.28	24.06	23.40	21.50	21.92
Tangible Book Value	35,249	33,040	32,106	29,442	30,040
Tangible Book Value Per Share	25.07	23.50	22.84	20.94	21.37

Source: S&P Global Market Intelligence. Banks template. Financial Sources.