HKG:6866 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	172.33	196.35	236.17	250.46	269.63
Total Interest Expense	29.32	40.41	48.92	52.01	51.62
Net Interest Income	143.02	155.94	187.24	198.45	218.01
Revenue Before Loan Losses	143.02	155.94	187.24	198.45	218.01
Provision for Loan Losses	3.19	32.17	-7.84	17.84	18.88
Revenue	139.83	123.77	195.08	180.61	199.13
Revenue Growth (YoY)	12.98%	-36.55%	8.01%	-9.30%	-6.11%
Salaries & Employee Benefits	13.55	16.42	17.64	19.35	21.55
Cost of Services Provided	21.62	23.19	27.45	24.1	26.35
Other Operating Expenses	-10.24	-11.16	-0.6	-18.86	-18.34
Total Operating Expenses	29.63	33.21	50.54	32.72	37.82
Operating Income	110.2	90.56	144.54	147.89	161.31
Currency Exchange Gain (Loss)	-10.84	6.28	-12.96	-14.17	13.85
EBT Excluding Unusual Items	99.74	97.03	131.72	133.72	174.08
Impairment of Goodwill	-8.3	-5.4	-0.77	-1.12	-1.04
Pretax Income	87.75	91.6	131.09	132.6	173.16
Income Tax Expense	25.5	26.21	34.46	35.9	45.47
Earnings From Continuing Ops.	62.25	65.4	96.64	96.7	127.7
Minority Interest in Earnings	-1.8	-2.96	-3.99	-3.36	-11.21
Net Income	60.44	62.44	92.65	93.34	116.49
Net Income to Common	60.44	62.44	92.65	93.34	116.49
Net Income Growth	-3.20%	-32.61%	-0.74%	-19.87%	5.67%
Shares Outstanding (Basic)	1,180	1,180	1,180	1,180	1,180
Shares Outstanding (Diluted)	1,180	1,180	1,180	1,180	1,180
EPS (Basic)	0.05	0.05	0.08	0.08	0.10
EPS (Diluted)	0.05	0.05	0.08	0.08	0.10
EPS Growth	-3.20%	-32.61%	-0.74%	-19.87%	5.66%
Free Cash Flow	134.24	160.85	284.92	-5.5	69.12
Free Cash Flow Per Share	0.11	0.14	0.24	-0.01	0.06
Dividend Per Share	-	0.013	0.020	0.040	0.050
Dividend Growth	-	-36.50%	-50.00%	-20.00%	-
Operating Margin	78.81%	73.17%	74.09%	81.88%	81.01%
Profit Margin	43.23%	50.45%	47.49%	51.68%	58.50%
Free Cash Flow Margin	96.00%	129.96%	146.06%	-3.04%	34.71%
Effective Tax Rate	29.06%	28.61%	26.28%	27.07%	26.26%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.