Agribank Securities Income Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Interest and Dividend Income	180,219	167,720	140,123	166,506	123,536	78,696	Upgrade
Total Interest Expense	30,109	34,159	13,827	-	-	-	Upgrade
Net Interest Income	150,110	133,561	126,296	166,506	123,536	78,696	Upgrade
Brokerage Commission	82,692	70,830	58,606	76,304	101,297	34,603	Upgrade
Trading & Principal Transactions	0.2	-	-	-	-	-	Upgrade
Asset Management Fee	21,247	13,630	8,598	3,947	4,442	3,531	Upgrade
Underwriting & Investment Banking Fee	5,741	7,641	10,803	11,833	7,593	3,982	Upgrade
Gain on Sale of Investments (Rev)	159,058	147,332	136,021	104,515	153,859	100,310	Upgrade
Other Revenue	10,102	5,745	7,226	4,270	3,446	3,674	Upgrade
Revenue	428,949	378,738	347,550	367,374	394,172	224,796	Upgrade
Revenue Growth (YoY)	16.43%	8.97%	-5.40%	-6.80%	75.35%	10.15%	Upgrade
Cost of Services Provided	128,477	131,852	131,790	118,505	158,973	105,152	Upgrade
Other Operating Expenses	26,196	26,196	1,708	40,619	23,445	713	Upgrade
Total Operating Expenses	154,672	158,047	133,498	159,123	182,418	105,865	Upgrade
Operating Income	274,277	220,691	214,052	208,251	211,754	118,931	Upgrade
Other Non-Operating Income (Expenses)	1,477	859.03	1,031	18,194	165,908	1,753	Upgrade
EBT Excluding Unusual Items	275,754	221,550	215,082	226,445	377,662	120,685	Upgrade
Gain (Loss) on Sale of Investments	-81,565	-53,006	-30,370	-46,037	54,311	306.95	Upgrade
Pretax Income	194,189	168,544	184,712	180,408	431,972	120,992	Upgrade
Income Tax Expense	38,241	33,392	36,480	34,066	41,842	24,198	Upgrade
Net Income	155,948	135,152	148,232	146,343	390,130	96,793	Upgrade
Preferred Dividends & Other Adjustments	-	-	16,315	15,959	-	-	Upgrade
Net Income to Common	155,948	135,152	131,917	130,384	390,130	96,793	Upgrade
Net Income Growth	23.28%	-8.82%	1.29%	-62.49%	303.06%	41.81%	Upgrade
Shares Outstanding (Basic)	228	228	228	228	228	227	Upgrade
Shares Outstanding (Diluted)	228	228	228	228	228	227	Upgrade
Shares Change (YoY)	-1.29%	-	-	-0.00%	0.38%	-	Upgrade
EPS (Basic)	683.21	591.96	577.79	571.07	1708.70	425.54	Upgrade
EPS (Diluted)	683.21	591.96	577.79	571.07	1708.70	425.54	Upgrade
EPS Growth	43.38%	2.45%	1.18%	-66.58%	301.53%	41.81%	Upgrade
Free Cash Flow	-359,099	-360,062	102,162	257,129	-291,927	13,378	Upgrade
Free Cash Flow Per Share	-1573.21	-1577.04	447.46	1126.21	-1278.59	58.81	Upgrade
Dividend Per Share	-	-	660.377	566.038	-	-	Upgrade
Dividend Growth	-	-	16.67%	-	-	-	Upgrade
Operating Margin	63.94%	58.27%	61.59%	56.69%	53.72%	52.91%	Upgrade
Profit Margin	36.36%	35.69%	37.96%	35.49%	98.98%	43.06%	Upgrade
Free Cash Flow Margin	-83.72%	-95.07%	29.39%	69.99%	-74.06%	5.95%	Upgrade
Effective Tax Rate	19.69%	19.81%	19.75%	18.88%	9.69%	20.00%	Upgrade
Revenue as Reported	459,058	412,897	361,377	367,374	394,172	224,796	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.