Joint Stock Commercial Bank for Foreign Trade of Vietnam (HOSE:VCB)
Vietnam flag Vietnam · Delayed Price · Currency is VND
61,100
+900 (1.50%)
At close: Aug 4, 2025

HOSE:VCB Income Statement

Millions VND. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202016 - 2020
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2016 - 2020
Interest Income on Loans
96,571,78193,654,841108,115,84088,112,70070,621,95769,205,134
Upgrade
Interest Paid on Deposits
41,304,46838,249,10654,501,40934,866,22228,349,38532,919,659
Upgrade
Net Interest Income
55,267,31355,405,73553,614,43153,246,47842,272,57236,285,475
Upgrade
Net Interest Income Growth (YoY)
3.54%3.34%0.69%25.96%16.50%5.06%
Upgrade
Income From Trading Activities
79,68965,567124,539-33,59952,4301,712
Upgrade
Gain (Loss) on Sale of Investments
67,42567,425-24,42626,5833,927335,274
Upgrade
Gain (Loss) on Sale of Equity Investments
165,154145,723131,05321,61331,93042,152
Upgrade
Other Non-Interest Income
14,167,29612,961,47113,894,30314,778,74714,269,10712,397,928
Upgrade
Total Non-Interest Income
14,479,56413,240,18614,125,46914,793,34414,357,39412,777,066
Upgrade
Non-Interest Income Growth (YoY)
16.70%-6.27%-4.52%3.04%12.37%14.62%
Upgrade
Revenues Before Loan Losses
69,746,87768,645,92167,739,90068,039,82256,629,96649,062,541
Upgrade
Provision for Loan Losses
1,855,1933,314,9984,529,9479,464,21811,478,1989,974,730
Upgrade
67,891,68465,330,92363,209,95358,575,60445,151,76839,087,811
Upgrade
Revenue Growth (YoY)
8.12%3.36%7.91%29.73%15.51%0.03%
Upgrade
Salaries and Employee Benefits
12,894,46912,262,74811,718,43810,704,5349,586,0088,603,051
Upgrade
Occupancy Expenses
3,583,4243,402,7473,456,7854,017,3153,463,8582,902,528
Upgrade
Federal Deposit Insurance
1,042,520993,995880,742802,452711,257631,788
Upgrade
Selling, General & Administrative
6,511,3785,891,7355,271,8355,226,3493,490,0203,603,531
Upgrade
Other Non-Interest Expense
564,424543,563553,686456,863414,782297,352
Upgrade
Total Non-Interest Expense
24,596,21523,094,78821,881,48621,207,51317,665,92516,038,250
Upgrade
EBT Excluding Unusual Items
43,295,46942,236,13541,328,46737,368,09127,485,84323,049,561
Upgrade
Pretax Income
43,295,46942,236,13541,328,46737,368,09127,485,84323,049,561
Upgrade
Income Tax Expense
8,613,9578,383,0188,206,1957,449,0375,469,0104,577,043
Upgrade
Earnings From Continuing Operations
34,681,51233,853,11733,122,27229,919,05422,016,83318,472,518
Upgrade
Minority Interest in Earnings
-21,422-21,731-21,245-20,040-20,232-21,207
Upgrade
Net Income
34,660,09033,831,38633,101,02729,899,01421,996,60118,451,311
Upgrade
Preferred Dividends & Other Adjustments
2,692,9122,692,9122,575,8973,344,4762,299,1622,423,361
Upgrade
Net Income to Common
31,967,17831,138,47430,525,13026,554,53819,697,43916,027,950
Upgrade
Net Income Growth
3.80%2.21%10.71%35.93%19.21%-0.70%
Upgrade
Basic Shares Outstanding
8,3568,3568,3568,3568,3568,356
Upgrade
Diluted Shares Outstanding
8,3568,3568,3568,3568,3568,356
Upgrade
Shares Change (YoY)
-----0.22%
Upgrade
EPS (Basic)
3825.803726.623653.213178.022357.361918.20
Upgrade
EPS (Diluted)
3825.803726.623653.213178.022357.361918.20
Upgrade
EPS Growth
3.74%2.01%14.95%34.81%22.89%-1.92%
Upgrade
Dividend Per Share
-----532.647
Upgrade
Dividend Growth
-----50.00%
Upgrade
Effective Tax Rate
19.90%19.85%19.86%19.93%19.90%19.86%
Upgrade
Updated Jan 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.