Joint Stock Commercial Bank for Foreign Trade of Vietnam (HOSE:VCB)
61,100
+900 (1.50%)
At close: Aug 4, 2025
Accolade Balance Sheet
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Cash & Equivalents | 417,310,786 | 381,273,692 | 314,714,227 | 319,677,485 | 210,047,284 | 259,443,329 | Upgrade |
Investment Securities | 195,497,881 | 192,557,717 | 184,297,291 | 210,673,241 | 206,719,319 | 182,791,813 | Upgrade |
Trading Asset Securities | 7,259,957 | 6,190,671 | 2,495,408 | 1,656,202 | 3,102,851 | 1,954,061 | Upgrade |
Total Investments | 202,757,838 | 198,748,388 | 186,792,699 | 212,329,443 | 209,822,170 | 184,745,874 | Upgrade |
Gross Loans | 1,555,769,476 | 1,449,198,899 | 1,270,359,018 | 1,145,066,250 | 960,749,955 | 839,788,261 | Upgrade |
Allowance for Loan Losses | -33,307,004 | -31,183,175 | -28,681,807 | -24,779,418 | -25,740,284 | -19,242,794 | Upgrade |
Net Loans | 1,522,462,472 | 1,418,015,724 | 1,241,677,211 | 1,120,286,832 | 935,009,671 | 820,545,467 | Upgrade |
Property, Plant & Equipment | 5,487,426 | 5,870,051 | 5,625,138 | 5,411,993 | 5,877,577 | 5,866,496 | Upgrade |
Other Intangible Assets | 2,480,366 | 2,562,298 | 2,592,276 | 2,815,317 | 3,073,419 | 3,128,223 | Upgrade |
Accrued Interest Receivable | 8,785,063 | 8,868,303 | 9,265,453 | 9,209,121 | 7,147,524 | 7,202,191 | Upgrade |
Other Receivables | 16,910,611 | 3,237,912 | 3,218,465 | 6,314,953 | 5,515,651 | 3,108,276 | Upgrade |
Restricted Cash | 37,686,004 | 49,340,493 | 58,104,503 | 92,557,809 | 22,506,711 | 33,139,373 | Upgrade |
Other Current Assets | - | 13,031,567 | 11,662,273 | 23,159,643 | 12,810,110 | 5,263,816 | Upgrade |
Long-Term Deferred Tax Assets | 994,006 | 991,748 | 848,268 | 958,065 | 349 | 909,263 | Upgrade |
Other Long-Term Assets | 3,066,526 | 3,933,346 | 5,224,047 | 21,094,509 | 3,175,793 | 2,877,784 | Upgrade |
Total Assets | 2,217,941,098 | 2,085,873,522 | 1,839,724,560 | 1,813,815,170 | 1,414,986,259 | 1,326,230,092 | Upgrade |
Accounts Payable | - | 836,562 | 698,968 | 24,377,682 | - | - | Upgrade |
Accrued Expenses | 3,109,890 | 9,918,687 | 8,943,117 | 4,708,070 | 7,569,959 | 8,022,650 | Upgrade |
Interest Bearing Deposits | 1,246,442,695 | 1,177,726,379 | 1,037,123,187 | 998,385,431 | 822,183,155 | 815,078,640 | Upgrade |
Non-Interest Bearing Deposits | 702,545,812 | 652,280,026 | 561,307,638 | 544,184,728 | 424,903,222 | 356,781,176 | Upgrade |
Total Deposits | 1,948,988,507 | 1,830,006,405 | 1,598,430,825 | 1,542,570,159 | 1,247,086,377 | 1,171,859,816 | Upgrade |
Short-Term Borrowings | 47,339 | 78 | 117,830 | 78 | 77 | 52,108 | Upgrade |
Current Income Taxes Payable | - | 4,358,313 | 4,694,499 | 5,086,976 | 610,856 | 1,927,716 | Upgrade |
Accrued Interest Payable | 13,656,144 | 13,990,276 | 19,527,028 | 12,174,189 | 9,198,925 | 9,731,958 | Upgrade |
Other Current Liabilities | 2 | 529 | - | - | 3,329,224 | 747,619 | Upgrade |
Long-Term Debt | 20,682,436 | 22,072,140 | 33,302,722 | 26,768,935 | 25,657,716 | 27,160,893 | Upgrade |
Long-Term Unearned Revenue | - | 64,784 | 1,749,415 | 3,521,873 | 5,102,960 | 6,782,540 | Upgrade |
Other Long-Term Liabilities | 17,707,358 | 8,416,580 | 7,179,666 | 58,961,123 | 7,243,736 | 5,849,813 | Upgrade |
Total Liabilities | 2,004,191,676 | 1,889,664,354 | 1,674,644,070 | 1,678,169,085 | 1,305,799,830 | 1,232,135,113 | Upgrade |
Common Stock | 83,556,751 | 55,890,913 | 55,890,913 | 47,325,166 | 37,088,774 | 37,088,774 | Upgrade |
Additional Paid-In Capital | 4,995,389 | 4,995,389 | 4,995,389 | 4,995,389 | 4,995,389 | 4,995,389 | Upgrade |
Retained Earnings | 125,206,205 | 135,385,060 | 104,273,598 | 83,290,381 | 66,675,604 | 51,576,031 | Upgrade |
Comprehensive Income & Other | -116,274 | -158,455 | -173,400 | -53,234 | 339,549 | 349,761 | Upgrade |
Total Common Equity | 213,642,071 | 196,112,907 | 164,986,500 | 135,557,702 | 109,099,316 | 94,009,955 | Upgrade |
Minority Interest | 107,351 | 96,261 | 93,990 | 88,383 | 87,113 | 85,024 | Upgrade |
Shareholders' Equity | 213,749,422 | 196,209,168 | 165,080,490 | 135,646,085 | 109,186,429 | 94,094,979 | Upgrade |
Total Liabilities & Equity | 2,217,941,098 | 2,085,873,522 | 1,839,724,560 | 1,813,815,170 | 1,414,986,259 | 1,326,230,092 | Upgrade |
Total Debt | 20,729,775 | 22,072,218 | 33,420,552 | 26,769,013 | 25,657,793 | 27,213,001 | Upgrade |
Net Cash (Debt) | 434,590,087 | 388,338,415 | 320,081,362 | 336,473,167 | 221,268,589 | 257,806,099 | Upgrade |
Net Cash Growth | 40.57% | 21.32% | -4.87% | 52.06% | -14.17% | 9.86% | Upgrade |
Net Cash Per Share | 52011.27 | 46475.92 | 38306.99 | 40268.74 | 26481.13 | 30853.89 | Upgrade |
Filing Date Shares Outstanding | 8,356 | 8,356 | 8,356 | 8,356 | 8,356 | 8,356 | Upgrade |
Total Common Shares Outstanding | 8,356 | 8,356 | 8,356 | 8,356 | 8,356 | 8,356 | Upgrade |
Book Value Per Share | 25568.50 | 23470.58 | 19745.40 | 16223.37 | 13056.83 | 11250.96 | Upgrade |
Tangible Book Value | 211,161,705 | 193,550,609 | 162,394,224 | 132,742,385 | 106,025,897 | 90,881,732 | Upgrade |
Tangible Book Value Per Share | 25271.65 | 23163.92 | 19435.16 | 15886.43 | 12689.01 | 10876.58 | Upgrade |
Updated Jan 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.