Turkiye Garanti Bankasi A.S. (IST:GARAN)

IST:GARAN Balance Sheet

Financials in millions TRY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	932,912	330,451	348,683	189,813	137,332	52,780
Investment Securities	408,315	359,196	246,279	95,238	52,659	69,909
Trading Asset Securities	34,649	25,457	22,040	19,031	30,241	12,707
Total Investments	442,964	384,653	268,319	114,269	82,900	82,616
Gross Loans	-	1,831,628	1,264,788	791,974	510,853	365,266
Allowance for Loan Losses	-	-60,811	-51,366	-40,086	-29,452	-21,138
Other Adjustments to Gross Loans	-	-5,667	-5,196	-2,395	-1,390	-797.63
Net Loans	-	1,765,151	1,208,226	749,493	480,010	343,331
Property, Plant & Equipment	42,798	36,679	21,953	11,788	6,106	8,577
Goodwill	6.39	6.39	6.39	6.39	6.39	32.95
Other Intangible Assets	7,281	4,358	2,542	1,257	957.26	618.03
Investments in Real Estate	2,830	2,417	1,591	926.8	652.63	319.64
Accrued Interest Receivable	-	-	-	-	-	4,508
Other Receivables	4,435	44,885	20,270	14,812	7,210	10,834
Restricted Cash	-	271,778	137,024	81,687	79,466	29,554
Other Current Assets	4,553	48,665	28,099	21,911	5,090	3,812
Long-Term Deferred Tax Assets	20,102	20,728	20,291	7,105	4,443	3,648
Other Real Estate Owned & Foreclosed	-	-	-	-	-	931.75
Other Long-Term Assets	183,361	92,807	144,709	110,512	46,301	412.19
Total Assets	4,207,081	3,002,579	2,201,713	1,303,578	850,476	541,974
Accrued Expenses	-	1,513	948.04	539.82	292.8	1,054
Interest Bearing Deposits	2,916,104	1,952,388	1,463,572	812,091	531,108	356,319
Non-Interest Bearing Deposits	-	201,959	141,359	96,648	51,725	733.95
Total Deposits	2,916,104	2,154,348	1,604,931	908,739	582,833	357,053
Short-Term Borrowings	18,640	42,742	22,388	19,607	23,771	21,906
Current Portion of Long-Term Debt	-	47,947	629.33	177.09	-	7,486
Current Portion of Leases	-	946.47	647.15	426.46	283.2	201.98
Current Income Taxes Payable	21,532	18,780	11,701	8,050	2,973	1,848
Accrued Interest Payable	-	-	-	-	-	699.49
Other Current Liabilities	-	151,964	78,492	48,546	26,798	19,686
Long-Term Debt	539,403	191,838	188,815	126,198	109,967	55,429
Long-Term Leases	5,813	2,003	1,626	1,033	786.84	919.91
Long-Term Unearned Revenue	-	-	-	-	-	190.81
Pension & Post-Retirement Benefits	9,529	8,143	4,905	3,753	2,018	-
Long-Term Deferred Tax Liabilities	206.06	186.84	129.37	197.83	55.1	174.21
Other Long-Term Liabilities	283,461	50,760	40,880	33,185	20,397	12,505
Total Liabilities	3,794,688	2,671,171	1,956,092	1,150,454	770,175	479,153
Common Stock	4,200	4,200	4,200	4,200	4,200	5,146
Additional Paid-In Capital	11.88	11.88	11.88	11.88	11.88	11.88
Retained Earnings	344,543	279,213	200,964	123,179	65,953	52,156
Comprehensive Income & Other	61,473	46,364	39,525	25,248	9,817	5,259
Total Common Equity	410,227	329,788	244,701	152,639	79,981	62,574
Minority Interest	2,166	1,620	920.33	484.74	319.52	247.69
Shareholders' Equity	412,393	331,409	245,622	153,124	80,301	62,822
Total Liabilities & Equity	4,207,081	3,002,579	2,201,713	1,303,578	850,476	541,974
Total Debt	563,856	285,476	214,106	147,442	134,808	85,943
Net Cash (Debt)	403,705	141,042	248,962	86,190	43,053	-20,456
Net Cash Growth	74.65%	-43.35%	188.85%	100.19%	-	-
Net Cash Per Share	-	33.58	59.28	20.52	10.25	-4.87
Filing Date Shares Outstanding	-	4,200	4,200	4,200	4,200	4,200
Total Common Shares Outstanding	-	4,200	4,200	4,200	4,200	4,200
Book Value Per Share	-	78.52	58.26	36.34	19.04	14.90
Tangible Book Value	402,940	325,424	242,153	151,376	79,018	61,923
Tangible Book Value Per Share	-	77.48	57.66	36.04	18.81	14.74

Source: S&P Global Market Intelligence. Banks template. Financial Sources.