Türkiye Halk Bankasi A.S. Income Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	551,186	440,855	192,755	87,113	55,018
Interest Income on Investments	367,134	237,189	119,044	69,518	29,807
Total Interest Income	918,320	678,044	311,800	156,631	84,825
Interest Paid on Deposits	699,525	559,153	238,398	64,524	42,067
Interest Paid on Borrowings	122,214	75,796	27,394	21,933	22,012
Total Interest Expense	821,739	634,949	265,792	86,457	64,079
Net Interest Income	96,581	43,095	46,008	70,174	20,746
Net Interest Income Growth (YoY)	124.11%	-6.33%	-34.44%	238.26%	6.19%
Income From Trading Activities	11,813	-11,644	32,714	8,152	18,609
Gain (Loss) on Sale of Assets	805.04	788.28	1,429	890.39	397.71
Other Non-Interest Income	77,105	61,129	-9,702	1,996	-15,166
Total Non-Interest Income	89,723	50,274	24,442	11,038	3,841
Non-Interest Income Growth (YoY)	78.47%	105.69%	121.43%	187.39%	-
Revenues Before Loan Losses	186,304	93,369	70,449	81,213	24,587
Provision for Loan Losses	38,544	10,140	3,791	37,161	12,122
Revenue	147,759	83,229	66,658	44,052	12,465
Revenue Growth (YoY)	77.53%	24.86%	51.32%	253.41%	3.43%
Salaries and Employee Benefits	52,200	31,774	20,249	8,844	4,630
Selling, General & Administrative	5,261	3,383	2,796	1,660	766.02
Other Non-Interest Expense	54,892	29,329	28,470	8,983	5,219
Total Non-Interest Expense	111,890	64,134	51,305	19,378	10,579
EBT Excluding Unusual Items	35,869	19,095	15,352	24,674	1,886
Asset Writedown	-107.76	-54.31	-25.58	-8.66	-3.02
Pretax Income	35,761	19,040	15,327	24,665	1,883
Income Tax Expense	6,841	-4,187	-2,426	5,685	38.49
Earnings From Continuing Operations	28,921	23,227	17,753	18,981	1,844
Minority Interest in Earnings	-1,790	-1,189	-922.48	-624.37	-8.49
Net Income	27,131	22,038	16,831	18,356	1,836
Net Income to Common	27,131	22,038	16,831	18,356	1,836
Net Income Growth	23.11%	30.94%	-8.31%	899.81%	-50.17%
Basic Shares Outstanding	7,185	7,185	6,645	4,477	2,474
Diluted Shares Outstanding	7,185	7,185	6,645	4,477	2,474
Shares Change (YoY)	-	8.13%	48.42%	80.97%	23.75%
EPS (Basic)	3.78	3.07	2.53	4.10	0.74
EPS (Diluted)	3.78	3.07	2.53	4.10	0.74
EPS Growth	23.11%	21.09%	-38.22%	452.46%	-59.74%
Effective Tax Rate	19.13%	-	-	23.05%	2.04%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.