Türkiye Is Bankasi A.S. (IST:ISBTR)

Türkiye Is Bankasi A.S. Income Statement

Financials in millions TRY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	423,746	384,741	167,260	90,471	49,302	35,312
Interest Income on Investments	244,947	214,596	90,415	50,384	20,216	12,681
Total Interest Income	668,694	599,337	257,675	140,855	69,518	47,992
Interest Paid on Deposits	406,344	363,044	121,340	32,510	18,048	9,483
Interest Paid on Borrowings	177,237	156,509	46,889	21,650	14,482	9,415
Total Interest Expense	583,580	519,552	168,230	54,161	32,530	18,898
Net Interest Income	85,113	79,785	89,445	86,695	36,987	29,094
Net Interest Income Growth (YoY)	-6.89%	-10.80%	3.17%	134.39%	27.13%	27.49%
Income From Trading Activities	-22,493	-21,321	16,993	343.95	1,703	-8,911
Gain (Loss) on Sale of Assets	-289.9	-5.63	-9.08	-4.36	-2.06	-1.85
Other Non-Interest Income	229,075	213,094	119,890	59,851	21,675	24,170
Total Non-Interest Income	206,292	191,768	136,874	60,191	23,376	15,257
Non-Interest Income Growth (YoY)	32.86%	40.11%	127.40%	157.49%	53.21%	43.50%
Revenues Before Loan Losses	291,405	271,553	226,319	146,886	60,363	44,351
Provision for Loan Losses	33,454	24,863	19,759	13,056	12,668	11,379
Revenue	257,951	246,689	206,560	133,830	47,696	32,972
Revenue Growth (YoY)	14.72%	19.43%	54.34%	180.59%	44.66%	32.52%
Salaries and Employee Benefits	60,980	58,042	30,645	17,710	7,716	6,301
Selling, General & Administrative	8,775	7,797	3,286	1,577	847.72	647.17
Other Non-Interest Expense	136,232	128,176	94,196	46,727	25,917	16,993
Total Non-Interest Expense	195,732	183,847	114,692	55,808	29,605	22,486
EBT Excluding Unusual Items	62,219	62,842	91,867	78,021	18,090	10,486
Asset Writedown	9,255	9,255	7,981	6,489	895.01	180.73
Pretax Income	71,475	72,097	99,848	84,511	18,949	10,667
Income Tax Expense	7,804	8,330	13,479	15,453	3,389	2,915
Earnings From Continuing Operations	63,671	63,767	86,370	69,058	15,560	7,752
Minority Interest in Earnings	-19,997	-18,230	-14,116	-7,459	-2,019	-1,096
Net Income	43,673	45,537	72,254	61,599	13,541	6,655
Net Income to Common	43,673	45,537	72,254	61,599	13,541	6,655
Net Income Growth	-40.53%	-36.98%	17.30%	354.90%	103.46%	10.74%
Basic Shares Outstanding	25,000	25,000	25,000	25,000	25,000	25,000
Diluted Shares Outstanding	25,000	25,000	25,000	25,000	25,000	25,000
Shares Change (YoY)	-	-	-0.00%	-	0.00%	-
EPS (Basic)	1.75	1.82	2.89	2.46	0.54	0.27
EPS (Diluted)	1.75	1.82	2.89	2.46	0.54	0.27
EPS Growth	-40.53%	-36.98%	17.30%	354.90%	103.46%	10.74%
Dividend Per Share	0.182	0.182	0.289	0.369	0.054	-
Dividend Growth	-37.02%	-37.02%	-21.70%	584.97%	-	-
Effective Tax Rate	10.92%	11.55%	13.50%	18.29%	17.89%	27.33%

Updated Feb 12, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.