Türkiye Is Bankasi A.S. (IST:ISBTR)

Türkiye Is Bankasi A.S. Balance Sheet

Financials in millions TRY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	472,069	420,785	418,061	124,810	134,693	57,072
Investment Securities	918,521	742,939	518,502	278,560	153,206	114,086
Trading Asset Securities	78,858	72,889	48,456	36,342	33,194	12,676
Total Investments	997,379	815,827	566,958	314,902	186,401	126,762
Gross Loans	2,580,856	1,955,913	1,386,010	915,472	616,524	428,213
Allowance for Loan Losses	-86,574	-61,683	-48,510	-39,991	-32,854	-26,049
Other Adjustments to Gross Loans	-7,720	-5,281	-4,497	-3,108	-1,781	-1,133
Net Loans	2,486,562	1,888,949	1,333,002	872,373	581,888	401,030
Property, Plant & Equipment	83,913	71,146	44,796	24,478	11,407	8,100
Goodwill	-	27.99	27.99	27.99	27.99	35.97
Other Intangible Assets	17,721	12,286	7,110	4,052	2,154	1,618
Investments in Real Estate	23,827	25,407	18,056	11,320	4,602	3,650
Other Receivables	375.91	110.07	50.34	26.35	74.82	48.92
Restricted Cash	466,077	312,543	201,398	122,056	87,431	39,399
Other Current Assets	515.55	657.77	2,028	18,195	6,783	2,075
Long-Term Deferred Tax Assets	35,933	30,812	14,637	974.11	3,119	3,673
Other Long-Term Assets	337,053	282,147	348,617	222,217	105,823	74,689
Total Assets	4,921,425	3,860,698	2,954,743	1,715,432	1,124,404	718,152
Accrued Expenses	1,390	1,016	530.79	288.52	152.22	119.32
Interest Bearing Deposits	1,865,946	1,433,512	1,131,569	574,326	356,245	246,689
Non-Interest Bearing Deposits	1,051,849	745,905	578,483	378,310	261,434	135,005
Total Deposits	2,917,795	2,179,418	1,710,052	952,636	617,679	381,693
Short-Term Borrowings	87,148	76,022	35,886	38,599	32,948	19,416
Current Portion of Long-Term Debt	464,938	533,299	102,207	-	116,053	25,985
Current Portion of Leases	344.99	221.25	60.32	29.47	38.51	29.11
Current Income Taxes Payable	24,195	15,415	13,729	8,126	2,561	2,852
Long-Term Debt	483,177	292,838	399,722	271,355	137,987	131,088
Long-Term Leases	5,510	3,651	2,237	1,614	1,201	889.63
Pension & Post-Retirement Benefits	7,594	6,088	5,644	5,605	2,424	1,502
Long-Term Deferred Tax Liabilities	3,451	2,936	114.19	1,599	124.95	144.43
Other Long-Term Liabilities	478,150	377,081	381,203	225,527	117,066	79,572
Total Liabilities	4,473,693	3,487,986	2,651,386	1,505,379	1,028,236	643,291
Preferred Stock, Non-Redeemable	0.03	0.03	0.03	0.03	0.03	0.03
Total Preferred Equity	0.03	0.03	0.03	0.03	0.03	0.03
Common Stock	25,000	25,000	10,000	10,000	4,500	4,500
Additional Paid-In Capital	566.16	121.39	138.55	138.55	143.63	124.55
Retained Earnings	250,864	207,825	183,485	120,267	64,887	52,444
Comprehensive Income & Other	103,954	85,223	74,573	60,846	17,403	10,380
Total Common Equity	380,384	318,169	268,197	191,251	86,933	67,448
Minority Interest	67,348	54,543	35,160	18,802	9,235	7,414
Shareholders' Equity	447,732	372,712	303,357	210,053	96,168	74,862
Total Liabilities & Equity	4,921,425	3,860,698	2,954,743	1,715,432	1,124,404	718,152
Total Debt	1,041,118	906,033	540,113	311,597	288,228	177,408
Net Cash (Debt)	-247,466	-163,863	47,735	-110,520	-85,232	-88,173
Net Cash Per Share	-9.90	-6.55	1.91	-4.42	-3.41	-3.53
Filing Date Shares Outstanding	25,000	25,000	25,000	25,000	24,999	24,999
Total Common Shares Outstanding	25,000	25,000	25,000	25,000	24,999	24,999
Book Value Per Share	15.22	12.73	10.73	7.65	3.48	2.70
Tangible Book Value	362,663	305,854	261,059	187,171	84,751	65,794
Tangible Book Value Per Share	14.51	12.23	10.44	7.49	3.39	2.63

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.