Türkiye Is Bankasi A.S. Cash Flow Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	54,818	45,537	72,254	61,599	13,541	6,655
Depreciation & Amortization	7,998	5,626	3,426	2,049	1,256	1,011
Change in Trading Asset Securities	-8,924	-21,380	-3,555	-15,497	-5,147	-1,588
Change in Other Net Operating Assets	-620,855	-254,586	-276,358	-197,252	-41,613	-44,888
Other Operating Activities	86,615	54,327	10,965	1,776	10,001	26,592
Operating Cash Flow	-480,348	-170,476	-193,267	-147,324	-21,962	-12,217
Capital Expenditures	-12,996	-7,945	-3,739	-2,397	-830.15	-813.82
Sale of Property, Plant and Equipment	11,951	4,838	226.75	1,388	423.34	322.08
Cash Acquisitions	-8,620	-5,306	-9,253	-3.69	-5.11	-33.5
Investment in Securities	-117,663	-166,833	-154,435	-74,018	-8,976	-17,711
Divestitures	704.71	804.5	147.63	-	-	-24.03
Purchase / Sale of Intangibles	-7,526	-7,526	-4,288	-2,756	-922.25	-
Other Investing Activities	-3,567	-	-	-	-	-752.5
Investing Cash Flow	-137,716	-181,967	-171,340	-77,786	-10,310	-19,013
Long-Term Debt Issued	-	110,531	60,962	48,912	20,595	28,363
Long-Term Debt Repaid	-	-113,284	-44,374	-76,818	-32,228	-31,452
Net Debt Issued (Repaid)	59,248	-2,753	16,588	-27,906	-11,634	-3,088
Common Dividends Paid	-3,845	-7,018	-12,403	-1,894	-795.74	-
Net Increase (Decrease) in Deposit Accounts	597,823	354,657	634,981	235,758	126,318	40,331
Other Financing Activities	-432.07	3,439	-	-	-299.23	-190.29
Financing Cash Flow	652,794	348,325	639,166	205,957	113,590	37,052
Foreign Exchange Rate Adjustments	2,138	1,955	8,592	975.67	-1,317	-1,239
Net Cash Flow	36,868	-2,164	283,150	-18,178	80,001	4,583
Free Cash Flow	-493,344	-178,421	-197,006	-149,721	-22,792	-13,031
Free Cash Flow Margin	-159.07%	-72.33%	-95.38%	-111.87%	-47.79%	-39.52%
Free Cash Flow Per Share	-19.73	-7.14	-7.88	-5.99	-0.91	-0.52
Cash Interest Paid	677,021	507,500	143,037	49,666	31,171	18,786
Cash Income Tax Paid	25,997	26,010	21,024	16,911	4,042	4,107

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.