Ray Sigorta Anonim Sirketi (IST:RAYSG)
Turkey · Delayed Price · Currency is TRY 265.50
+2.00 (0.76%)
At close: Aug 13, 2025, 6:00 PM GMT+3
IST:RAYSG Income Statement
Financials in millions TRY. Fiscal year is January - December.
Millions TRY. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Premiums & Annuity Revenue | 16,727 | 10,374 | 3,820 | 1,487 | 800.38 | 605.59 | Upgrade |
Total Interest & Dividend Income | 4,386 | 2,278 | 632.62 | 176.98 | 128.34 | 64.33 | Upgrade |
Gain (Loss) on Sale of Investments | 347.08 | 357.97 | 236.36 | 1.46 | -0.32 | 1.78 | Upgrade |
Other Revenue | -160.62 | -197.78 | 36.93 | -11.94 | -14.44 | -26.25 | Upgrade |
| 21,299 | 12,812 | 4,726 | 1,653 | 913.95 | 645.45 | Upgrade | |
Revenue Growth (YoY) | 195.78% | 171.09% | 185.87% | 80.89% | 41.60% | 15.66% | Upgrade |
Policy Benefits | 12,971 | 7,544 | 2,775 | 1,035 | 641.24 | 407.85 | Upgrade |
Depreciation & Amortization | 96.26 | 81.23 | 50.5 | 19.87 | 11.49 | 9.9 | Upgrade |
Selling, General & Administrative | 3,666 | 2,112 | 1,104 | 391.6 | 234.1 | 165.04 | Upgrade |
Other Operating Expenses | 572.54 | 313.31 | 189.15 | 74.06 | 47.76 | 10.94 | Upgrade |
Total Operating Expenses | 17,307 | 10,050 | 4,119 | 1,520 | 934.59 | 593.73 | Upgrade |
Operating Income | 3,992 | 2,762 | 607.48 | 133.04 | -20.64 | 51.72 | Upgrade |
Currency Exchange Gain (Loss) | 260.23 | 139.35 | 419.73 | 83.2 | 109.49 | 21.88 | Upgrade |
Other Non Operating Income (Expenses) | 10.76 | 9.37 | 10.35 | 3 | 1.73 | 1.29 | Upgrade |
EBT Excluding Unusual Items | 4,263 | 2,911 | 1,038 | 219.24 | 90.59 | 74.89 | Upgrade |
Legal Settlements | -5.86 | -1.73 | -1.48 | -0.26 | -0.13 | -0.26 | Upgrade |
Other Unusual Items | 1.34 | 7.47 | 1.08 | - | - | - | Upgrade |
Pretax Income | 4,259 | 2,916 | 1,037 | 218.98 | 90.46 | 74.63 | Upgrade |
Income Tax Expense | 996.19 | 704.33 | 135.22 | 39.26 | 22.14 | 15.71 | Upgrade |
Net Income | 3,263 | 2,212 | 901.94 | 179.72 | 68.32 | 58.92 | Upgrade |
Net Income to Common | 3,263 | 2,212 | 901.94 | 179.72 | 68.32 | 58.92 | Upgrade |
Net Income Growth | 101.00% | 145.25% | 401.86% | 163.07% | 15.94% | 17.65% | Upgrade |
Shares Outstanding (Basic) | 163 | 163 | 163 | 163 | 163 | 163 | Upgrade |
Shares Outstanding (Diluted) | 163 | 163 | 163 | 163 | 163 | 163 | Upgrade |
EPS (Basic) | 20.01 | 13.56 | 5.53 | 1.10 | 0.42 | 0.36 | Upgrade |
EPS (Diluted) | 20.01 | 13.56 | 5.53 | 1.10 | 0.42 | 0.36 | Upgrade |
EPS Growth | 101.00% | 145.25% | 401.86% | 163.07% | 15.94% | 17.65% | Upgrade |
Free Cash Flow | 10,004 | 7,389 | -482.54 | 1,093 | -65.82 | 112.75 | Upgrade |
Free Cash Flow Per Share | 61.34 | 45.31 | -2.96 | 6.70 | -0.40 | 0.69 | Upgrade |
Operating Margin | 18.75% | 21.56% | 12.85% | 8.05% | -2.26% | 8.01% | Upgrade |
Profit Margin | 15.32% | 17.27% | 19.08% | 10.87% | 7.47% | 9.13% | Upgrade |
Free Cash Flow Margin | 46.97% | 57.67% | -10.21% | 66.10% | -7.20% | 17.47% | Upgrade |
EBITDA | 4,090 | 2,840 | 637.74 | 149.98 | -10.33 | 59.26 | Upgrade |
EBITDA Margin | 19.20% | 22.16% | 13.49% | 9.07% | -1.13% | 9.18% | Upgrade |
D&A For EBITDA | 97.47 | 77.72 | 30.26 | 16.94 | 10.31 | 7.54 | Upgrade |
EBIT | 3,992 | 2,762 | 607.48 | 133.04 | -20.64 | 51.72 | Upgrade |
EBIT Margin | 18.74% | 21.56% | 12.85% | 8.05% | -2.26% | 8.01% | Upgrade |
Effective Tax Rate | 23.39% | 24.15% | 13.04% | 17.93% | 24.48% | 21.05% | Upgrade |
Source: S&P Global Market Intelligence. Insurance template. Financial Sources.