Guardian Holdings Limited (JMSE:GHL)
Jamaica
· Delayed Price · Currency is JMD 355.00
+15.00 (4.41%)
At close: Jun 5, 2025
Guardian Holdings Income Statement
Financials in millions TTD. Fiscal year is January - December.
Millions TTD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Premiums & Annuity Revenue | 5,947 | 5,878 | 5,438 | 4,865 | 4,797 | 4,347 | Upgrade
|
| Total Interest & Dividend Income | -114.64 | -108.22 | -130.37 | 1,256 | 1,183 | 1,012 | Upgrade
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| Gain (Loss) on Sale of Investments | 920.87 | 1,042 | 1,081 | -617.57 | 16.98 | -189.35 | Upgrade
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| Other Revenue | 287.64 | 270.7 | 189.59 | 278.81 | 625.32 | 758.27 | Upgrade
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| Total Revenue | 7,041 | 7,083 | 6,579 | 5,783 | 6,622 | 5,928 | Upgrade
|
| Revenue Growth (YoY) | 5.36% | 7.65% | 13.77% | -12.68% | 11.70% | -4.67% | Upgrade
|
| Policy Benefits | 4,288 | 4,219 | 3,962 | 4,189 | 3,322 | 2,667 | Upgrade
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| Policy Acquisition & Underwriting Costs | 669.12 | 669.12 | 662.27 | - | 768.75 | 737.3 | Upgrade
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| Depreciation & Amortization | - | - | - | - | 106.01 | 97.46 | Upgrade
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| Selling, General & Administrative | - | - | - | - | 24.95 | 22.36 | Upgrade
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| Other Operating Expenses | 959.57 | 941.3 | 954.4 | 892.87 | 664.77 | 573.94 | Upgrade
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| Total Operating Expenses | 5,916 | 5,829 | 5,579 | 5,082 | 5,593 | 4,776 | Upgrade
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| Operating Income | 1,124 | 1,254 | 1,000 | 700.72 | 1,030 | 1,152 | Upgrade
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| Interest Expense | -193.7 | -189.99 | -176.04 | -203.38 | -199.73 | -153.85 | Upgrade
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| Earnings From Equity Investments | 33.02 | 30.87 | 15.26 | 19.59 | 34.02 | 17.71 | Upgrade
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| Currency Exchange Gain (Loss) | 5.02 | 5.02 | 36.15 | -30.53 | 97.23 | 43 | Upgrade
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| EBT Excluding Unusual Items | 968.63 | 1,099 | 875.66 | 486.41 | 961.17 | 1,059 | Upgrade
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| Gain (Loss) on Sale of Assets | - | - | - | 56.14 | -0.68 | - | Upgrade
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| Asset Writedown | - | - | -18.08 | 63.17 | 40.33 | -34.98 | Upgrade
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| Pretax Income | 968.63 | 1,099 | 857.58 | 605.71 | 1,001 | 1,024 | Upgrade
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| Income Tax Expense | 228.26 | 251 | 213.04 | 129.64 | 215.02 | 243.84 | Upgrade
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| Earnings From Continuing Ops. | 740.37 | 848.46 | 644.54 | 476.08 | 785.8 | 780.29 | Upgrade
|
| Earnings From Discontinued Ops. | 651.1 | 8.38 | 6.07 | - | - | - | Upgrade
|
| Net Income to Company | 1,391 | 856.84 | 650.61 | 476.08 | 785.8 | 780.29 | Upgrade
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| Minority Interest in Earnings | -5.59 | -6.69 | -5.18 | -4.36 | -3.47 | -5.83 | Upgrade
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| Net Income | 1,386 | 850.15 | 645.43 | 471.71 | 782.33 | 774.46 | Upgrade
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| Net Income to Common | 1,386 | 850.15 | 645.43 | 471.71 | 782.33 | 774.46 | Upgrade
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| Net Income Growth | 122.24% | 31.72% | 36.83% | -39.70% | 1.02% | 11.87% | Upgrade
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| Shares Outstanding (Basic) | 232 | 232 | 232 | 232 | 232 | 232 | Upgrade
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| Shares Outstanding (Diluted) | 232 | 232 | 232 | 232 | 232 | 232 | Upgrade
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| Shares Change (YoY) | 0.13% | - | - | - | - | 0.01% | Upgrade
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| EPS (Basic) | 5.97 | 3.66 | 2.78 | 2.03 | 3.37 | 3.34 | Upgrade
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| EPS (Diluted) | 5.97 | 3.66 | 2.78 | 2.03 | 3.37 | 3.34 | Upgrade
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| EPS Growth | 121.95% | 31.72% | 36.83% | -39.70% | 1.02% | 11.85% | Upgrade
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| Free Cash Flow | -614.65 | 1,089 | -507.3 | 217.41 | -400.35 | 830.08 | Upgrade
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| Free Cash Flow Per Share | -2.65 | 4.69 | -2.19 | 0.94 | -1.73 | 3.58 | Upgrade
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| Dividend Per Share | 0.800 | 0.800 | 0.750 | 0.720 | 0.700 | - | Upgrade
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| Dividend Growth | 6.67% | 6.67% | 4.17% | 2.86% | - | - | Upgrade
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| Operating Margin | 15.97% | 17.70% | 15.20% | 12.12% | 15.55% | 19.44% | Upgrade
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| Profit Margin | 19.68% | 12.00% | 9.81% | 8.16% | 11.81% | 13.06% | Upgrade
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| Free Cash Flow Margin | -8.73% | 15.37% | -7.71% | 3.76% | -6.05% | 14.00% | Upgrade
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| EBITDA | 1,199 | 1,329 | 1,077 | 784.95 | 1,114 | 1,226 | Upgrade
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| EBITDA Margin | 17.03% | 18.76% | 16.38% | 13.57% | 16.82% | 20.67% | Upgrade
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| D&A For EBITDA | 74.45 | 74.96 | 77 | 84.23 | 83.99 | 73.3 | Upgrade
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| EBIT | 1,124 | 1,254 | 1,000 | 700.72 | 1,030 | 1,152 | Upgrade
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| EBIT Margin | 15.97% | 17.70% | 15.20% | 12.12% | 15.55% | 19.44% | Upgrade
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| Effective Tax Rate | 23.57% | 22.83% | 24.84% | 21.40% | 21.48% | 23.81% | Upgrade
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Source: S&P Global Market Intelligence. Insurance template. Financial Sources.