Guardian Holdings Limited (JMSE: GHL)

Guardian Holdings Ratios and Metrics

Market cap in millions JMD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jan 28, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	81,241	101,019	139,909	156,879	101,022	97,255
Market Cap Growth	-23.29%	-27.80%	-10.82%	55.29%	3.87%	24.12%
Enterprise Value	77,027	114,048	134,389	150,604	90,741	102,602
PE Ratio	4.22	6.31	13.28	8.90	6.26	7.26
PS Ratio	0.48	0.67	1.08	1.05	0.82	0.81
PB Ratio	0.78	1.14	2.13	1.40	1.04	1.27
P/FCF Ratio	3.83	-	28.80	-	5.84	165.14
P/OCF Ratio	3.66	-	22.28	-	5.49	29.17
EV/Sales Ratio	0.47	0.75	1.04	1.01	0.73	0.85
EV/EBITDA Ratio	2.66	4.63	7.66	6.00	3.55	5.10
EV/EBIT Ratio	2.87	4.99	8.58	6.49	3.78	5.49
EV/FCF Ratio	3.77	-	27.67	-	5.25	174.22
Debt / Equity Ratio	0.87	0.86	1.14	0.73	0.72	0.67
Debt / EBITDA Ratio	3.11	3.07	4.18	3.19	2.71	2.49
Debt / FCF Ratio	4.28	-	15.45	-	4.07	87.05
Quick Ratio	2.25	1.34	1.44	0.81	0.79	0.63
Current Ratio	2.84	1.49	1.62	1.02	0.98	0.85
Asset Turnover	-	0.19	0.17	0.20	0.19	0.21
Return on Equity (ROE)	-	20.62%	12.02%	16.27%	18.06%	18.82%
Return on Assets (ROA)	-	1.81%	1.28%	1.90%	2.28%	2.08%
Return on Capital (ROIC)	-	9.20%	5.88%	7.73%	9.82%	9.76%
Earnings Yield	23.70%	15.84%	7.53%	11.24%	15.97%	13.78%
Earnings Yield	23.70%	15.84%	7.53%	11.24%	15.97%	13.78%
FCF Yield	25.16%	-11.55%	3.47%	-5.75%	17.12%	0.61%
Dividend Yield	5.77%	5.18%	3.07%	3.45%	-	6.42%
Payout Ratio	21.23%	24.68%	35.41%	5.34%	15.28%	24.13%
Buyback Yield / Dilution	-0.37%	-	-	-	-0.01%	-0.11%
Total Shareholder Return	5.40%	5.18%	3.07%	3.45%	-0.01%	6.32%

Source: S&P Capital IQ. Insurance template. Financial Sources.