Key Insurance Company Limited (JMSE:KEY)

Key Insurance Company Statistics

Total Valuation

JMSE:KEY has a market cap or net worth of JMD 1.19 billion. The enterprise value is 502.65 million.

Market Cap	1.19B
Enterprise Value	502.65M

Important Dates

The next estimated earnings date is Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	n/a

Share Statistics

JMSE:KEY has 559.32 million shares outstanding.

Current Share Class	559.32M
Shares Outstanding	559.32M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.97%
Owned by Insiders (%)	0.84%
Owned by Institutions (%)	21.65%
Float	144.82M

Valuation Ratios

The trailing PE ratio is 17.67.

PE Ratio	17.67
Forward PE	n/a
PS Ratio	0.34
PB Ratio	0.81
P/TBV Ratio	0.81
P/FCF Ratio	5.20
P/OCF Ratio	4.32
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.17, with an EV/FCF ratio of 2.19.

EV / Earnings	7.46
EV / Sales	0.14
EV / EBITDA	3.17
EV / EBIT	3.80
EV / FCF	2.19

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.01
Debt / EBITDA	0.11
Debt / FCF	0.08
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.02% and return on invested capital (ROIC) is 5.75%.

Return on Equity (ROE)	6.02%
Return on Assets (ROA)	1.77%
Return on Invested Capital (ROIC)	5.75%
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.75
Inventory Turnover	n/a

Taxes

In the past 12 months, JMSE:KEY has paid 44.94 million in taxes.

Income Tax	44.94M
Effective Tax Rate	34.50%

Stock Price Statistics

The stock price has increased by +1.43% in the last 52 weeks. The beta is 0.18, so JMSE:KEY's price volatility has been lower than the market average.

Beta (5Y)	0.18
52-Week Price Change	+1.43%
50-Day Moving Average	2.41
200-Day Moving Average	2.41
Relative Strength Index (RSI)	46.52
Average Volume (20 Days)	9,246

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, JMSE:KEY had revenue of JMD 3.49 billion and earned 67.42 million in profits. Earnings per share was 0.12.

Revenue	3.49B
Gross Profit	274.51M
Operating Income	132.16M
Pretax Income	130.25M
Net Income	67.42M
EBITDA	148.89M
EBIT	132.16M
Earnings Per Share (EPS)	0.12

Balance Sheet

The company has 706.24 million in cash and 17.53 million in debt, giving a net cash position of 688.71 million or 1.23 per share.

Cash & Cash Equivalents	706.24M
Total Debt	17.53M
Net Cash	688.71M
Net Cash Per Share	1.23
Equity (Book Value)	1.47B
Book Value Per Share	2.63
Working Capital	1.77B

Cash Flow

In the last 12 months, operating cash flow was 275.90 million and capital expenditures -46.71 million, giving a free cash flow of 229.19 million.

Operating Cash Flow	275.90M
Capital Expenditures	-46.71M
Free Cash Flow	229.19M
FCF Per Share	0.41

Margins

Gross margin is 7.86%, with operating and profit margins of 3.78% and 1.93%.

Gross Margin	7.86%
Operating Margin	3.78%
Pretax Margin	3.73%
Profit Margin	1.93%
EBITDA Margin	4.26%
EBIT Margin	3.78%
FCF Margin	6.56%

Dividends & Yields

JMSE:KEY does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	5.66%
FCF Yield	19.24%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5