Key Insurance Company Limited (JMSE:KEY)

Key Insurance Company Statistics

Total Valuation

JMSE:KEY has a market cap or net worth of JMD 1.12 billion. The enterprise value is 440.89 million.

Market Cap	1.12B
Enterprise Value	440.89M

Important Dates

The last earnings date was Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	n/a

Share Statistics

JMSE:KEY has 559.32 million shares outstanding.

Current Share Class	559.32M
Shares Outstanding	559.32M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.10%
Owned by Insiders (%)	0.84%
Owned by Institutions (%)	21.65%
Float	144.82M

Valuation Ratios

The trailing PE ratio is 16.21.

PE Ratio	16.21
Forward PE	n/a
PS Ratio	0.31
PB Ratio	0.75
P/TBV Ratio	0.75
P/FCF Ratio	2.73
P/OCF Ratio	2.53
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.13, with an EV/FCF ratio of 1.08.

EV / Earnings	6.39
EV / Sales	0.12
EV / EBITDA	3.13
EV / EBIT	3.28
EV / FCF	1.08

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.02
Debt / EBITDA	0.23
Debt / FCF	0.08
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.02% and return on invested capital (ROIC) is 5.73%.

Return on Equity (ROE)	6.02%
Return on Assets (ROA)	1.77%
Return on Invested Capital (ROIC)	5.73%
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.75
Inventory Turnover	n/a

Taxes

In the past 12 months, JMSE:KEY has paid 45.73 million in taxes.

Income Tax	45.73M
Effective Tax Rate	34.48%

Stock Price Statistics

The stock price has decreased by -17.70% in the last 52 weeks. The beta is 0.18, so JMSE:KEY's price volatility has been lower than the market average.

Beta (5Y)	0.18
52-Week Price Change	-17.70%
50-Day Moving Average	2.31
200-Day Moving Average	2.37
Relative Strength Index (RSI)	46.33
Average Volume (20 Days)	3,544

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, JMSE:KEY had revenue of JMD 3.55 billion and earned 68.99 million in profits. Earnings per share was 0.12.

Revenue	3.55B
Gross Profit	280.07M
Operating Income	134.52M
Pretax Income	132.62M
Net Income	68.99M
EBITDA	131.10M
EBIT	134.52M
Earnings Per Share (EPS)	0.12

Balance Sheet

The company has 710.45 million in cash and 32.69 million in debt, giving a net cash position of 677.76 million or 1.21 per share.

Cash & Cash Equivalents	710.45M
Total Debt	32.69M
Net Cash	677.76M
Net Cash Per Share	1.21
Equity (Book Value)	1.50B
Book Value Per Share	2.68
Working Capital	1.86B

Cash Flow

In the last 12 months, operating cash flow was 442.27 million and capital expenditures -32.81 million, giving a free cash flow of 409.47 million.

Operating Cash Flow	442.27M
Capital Expenditures	-32.81M
Free Cash Flow	409.47M
FCF Per Share	0.73

Margins

Gross margin is 7.88%, with operating and profit margins of 3.79% and 1.94%.

Gross Margin	7.88%
Operating Margin	3.79%
Pretax Margin	3.73%
Profit Margin	1.94%
EBITDA Margin	3.69%
EBIT Margin	3.79%
FCF Margin	11.52%

Dividends & Yields

JMSE:KEY does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	6.17%
FCF Yield	36.60%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5