The Standard Bank of South Africa Limited (JSE:AMC009)

JSE:AMC009 Cash Flow Statement

Financials in millions ZAR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	19,690	17,694	17,239	14,537	3,697
Depreciation & Amortization	2,815	2,919	2,777	2,896	2,961
Other Amortization	1,972	1,943	2,042	2,235	2,166
Gain (Loss) on Sale of Investments	-	-	-	-	247
Provision for Credit Losses	-	-	-	7,814	16,574
Change in Trading Asset Securities	-89,748	-18,872	-28,233	-26,440	-25,568
Change in Other Net Operating Assets	-56,475	-104,989	-52,078	-69,304	-122,922
Other Operating Activities	15,373	11,381	9,249	1,407	977
Operating Cash Flow	-106,373	-89,924	-49,004	-66,855	-121,868
Capital Expenditures	-1,966	-2,785	-2,187	-1,800	-2,807
Sale of Property, Plant and Equipment	253	354	209	520	2,030
Investment in Securities	-120	-61	-227	-177	502
Divestitures	-	48	-	-	-
Purchase / Sale of Intangibles	-733	-580	-592	-972	-1,336
Investing Cash Flow	-2,566	-3,024	-2,797	-2,429	-1,611
Long-Term Debt Issued	10,737	5,639	1,639	3,166	7,000
Long-Term Debt Repaid	-9,343	-5,986	-2,045	-2,779	-7,152
Net Debt Issued (Repaid)	1,394	-347	-406	387	-152
Issuance of Common Stock	1,500	4,500	7,159	3,524	5,604
Repurchase of Common Stock	-1,942	-	-3,544	-	-
Common Dividends Paid	-19,464	-9,841	-14,218	-6,176	-9,709
Net Increase (Decrease) in Deposit Accounts	122,846	114,647	70,420	77,083	128,544
Financing Cash Flow	104,334	108,959	59,411	74,818	124,287
Foreign Exchange Rate Adjustments	-	-	-	-	162
Net Cash Flow	-4,605	16,011	7,610	5,534	970
Free Cash Flow	-108,339	-92,709	-51,191	-68,655	-124,675
Free Cash Flow Margin	-128.51%	-115.80%	-70.63%	-106.44%	-254.55%
Free Cash Flow Per Share	-1805.74	-1545.23	-853.23	-1144.31	-2078.02
Cash Interest Paid	100,489	90,339	52,447	32,819	41,146
Cash Income Tax Paid	4,028	5,290	5,606	2,538	1,058

Source: S&P Global Market Intelligence. Banks template. Financial Sources.