Sasfin Holdings Limited (JSE: SFN)

Sasfin Holdings Balance Sheet

Financials in millions ZAR. Fiscal year is July - June.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 31, 2023	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020	Jun 30, 2019
Cash & Equivalents	1,383	711.42	615.54	1,237	1,591	1,183
Investment Securities	2,061	2,188	2,705	2,957	4,223	4,333
Trading Asset Securities	465.11	273.6	322.17	371.16	618.58	667.83
Total Investments	2,526	2,462	3,028	3,329	4,842	5,000
Gross Loans	9,247	11,712	10,077	8,381	8,348	9,142
Allowance for Loan Losses	-3,675	-523.83	-475.25	-535.35	-552.41	-401.74
Other Adjustments to Gross Loans	-	-2,138	-1,485	-1,122	-1,186	-1,240
Net Loans	5,572	9,050	8,118	6,724	6,609	7,500
Property, Plant & Equipment	151.9	164.54	183.08	65.07	103.55	75.25
Goodwill	-	32.25	32.25	32.25	32.25	36.05
Other Intangible Assets	96.57	78.7	112.48	128.6	172.95	198.98
Investments in Real Estate	14.6	14.6	20.14	16.4	13.12	8.9
Other Receivables	394.53	1,249	840.75	435.56	426.18	414.51
Restricted Cash	-	155.22	153.23	137.96	140.07	129.71
Other Current Assets	3,132	31.82	37.62	36.77	38.2	20.06
Long-Term Deferred Tax Assets	80.06	64.23	45.38	37.58	36.81	34.91
Total Assets	13,352	14,013	13,186	12,179	14,006	14,601
Accounts Payable	499.76	353.9	593.37	584.19	479.73	438.94
Accrued Expenses	47.2	211.04	168.24	132.92	110.63	257.36
Interest Bearing Deposits	5,946	5,629	5,233	4,733	5,139	4,981
Total Deposits	5,946	5,629	5,233	4,733	5,139	4,981
Short-Term Borrowings	523.82	464.97	872.52	730.46	2,164	2,426
Current Portion of Long-Term Debt	-	708.29	1,409	642.3	-	1,587
Current Portion of Leases	-	16.97	27.49	33.71	60.54	-
Current Income Taxes Payable	12.79	1.75	1.36	5.09	3.96	4.53
Other Current Liabilities	441.93	246.33	324.28	328.73	552.11	784.54
Long-Term Debt	3,905	3,288	2,082	2,830	3,115	1,662
Long-Term Leases	146.23	134.55	129.63	9.49	9.72	-
Long-Term Unearned Revenue	-	-	0.14	0.82	2.33	-
Long-Term Deferred Tax Liabilities	151.93	155.63	144.7	110.77	35.49	138.93
Other Long-Term Liabilities	-	1,147	616.34	489.34	550.34	542.06
Total Liabilities	11,675	12,359	11,602	10,631	12,283	12,824
Preferred Stock, Non-Redeemable	-	-	-	0.02	0.02	0.02
Preferred Stock, Other	-	-	-	43.31	188.07	188.07
Total Preferred Equity	-	-	-	43.33	188.09	188.09
Common Stock	0.32	0.32	0.32	0.32	0.32	0.32
Additional Paid-In Capital	166.95	166.95	166.95	166.95	166.95	166.95
Retained Earnings	1,552	1,527	1,456	1,378	1,358	1,442
Treasury Stock	-42.3	-40.18	-40.18	-40.18	-0.18	-
Comprehensive Income & Other	-	-	-	-	9.63	-23.66
Total Common Equity	1,677	1,654	1,584	1,505	1,535	1,586
Minority Interest	-	-	-	-	-	3.67
Shareholders' Equity	1,677	1,654	1,584	1,549	1,723	1,777
Total Liabilities & Equity	13,352	14,013	13,186	12,179	14,006	14,601
Total Debt	4,575	4,613	4,521	4,246	5,350	5,676
Net Cash (Debt)	-2,728	-3,434	-3,357	-2,306	-2,699	-3,305
Net Cash Per Share	-88.76	-111.61	-109.10	-71.63	-83.82	-102.65
Filing Date Shares Outstanding	30.69	30.77	30.77	30.77	32.2	32.2
Total Common Shares Outstanding	30.69	30.77	30.77	30.77	32.2	32.2
Book Value Per Share	54.64	53.76	51.46	48.91	47.67	49.25
Tangible Book Value	1,580	1,544	1,439	1,344	1,330	1,351
Tangible Book Value Per Share	51.50	50.16	46.75	43.69	41.30	41.95

Source: S&P Capital IQ. Banks template. Financial Sources.