Alliance Bank Malaysia Berhad (KLSE: ABMB)

KLSE: ABMB Income Statement

Financials in millions MYR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest Income on Loans	2,682	2,466	1,976	1,684	1,793	2,070
Interest Paid on Deposits	1,295	1,156	745.68	562.86	776.77	1,089
Net Interest Income	1,387	1,310	1,230	1,122	1,017	980.83
Net Interest Income Growth (YoY)	9.78%	6.46%	9.67%	10.33%	3.65%	-1.73%
Gain (Loss) on Sale of Assets	-	-	0.08	-	-	5.32
Gain (Loss) on Sale of Investments	55.1	35.86	31.62	72.19	128.18	19.33
Other Non-Interest Income	728.33	674.47	658.46	673.65	716.79	646.84
Total Non-Interest Income	783.43	710.33	690.16	745.84	844.97	671.49
Non-Interest Income Growth (YoY)	12.56%	2.92%	-7.47%	-11.73%	25.84%	7.57%
Revenues Before Loan Losses	2,170	2,020	1,920	1,867	1,862	1,652
Provision for Loan Losses	200.31	134.9	152.34	217.24	532.92	273.23
Revenue	1,970	1,885	1,768	1,650	1,329	1,379
Revenue Growth (YoY)	10.08%	6.62%	7.13%	24.20%	-3.65%	-7.53%
Salaries and Employee Benefits	669.15	629.82	572.6	529.63	511.66	516.07
Occupancy Expenses	63.14	60.99	56.89	56.11	59.01	58.76
Amortization of Goodwill & Intangibles	47.6	47.63	47.9	45.06	41.56	36.86
Selling, General & Administrative	236.43	220.81	189.88	182.66	182.49	183.64
Other Non-Interest Expense	13.46	14.49	14.08	9.48	5.94	11.68
Total Non-Interest Expense	1,030	973.69	881.31	822.89	800.57	806.92
EBT Excluding Unusual Items	940.41	911.32	886.61	827.36	528.14	572.17
Other Unusual Items	-	-	-	-	-44.15	-
Pretax Income	940.41	911.32	886.61	827.36	483.99	567.85
Income Tax Expense	219.24	220.85	208.77	254.54	125.2	143.59
Net Income	721.17	690.48	677.85	572.82	358.79	424.26
Net Income to Common	721.17	690.48	677.85	572.82	358.79	424.26
Net Income Growth	12.13%	1.86%	18.34%	59.65%	-15.43%	-21.08%
Basic Shares Outstanding	1,548	1,548	1,548	1,548	1,548	1,548
Diluted Shares Outstanding	1,548	1,548	1,548	1,548	1,548	1,548
EPS (Basic)	0.47	0.45	0.44	0.37	0.23	0.27
EPS (Diluted)	0.47	0.45	0.44	0.37	0.23	0.27
EPS Growth	12.13%	1.86%	18.34%	59.65%	-15.42%	-21.04%
Dividend Per Share	0.209	0.223	0.220	0.185	0.058	0.060
Dividend Growth	0.48%	1.36%	18.92%	219.52%	-3.50%	-64.07%
Effective Tax Rate	23.31%	24.23%	23.55%	30.77%	25.87%	25.29%

Source: S&P Capital IQ. Banks template. Financial Sources.