KLSE:ABMB Income Statement

Financials in millions MYR. Fiscal year is April - March.

Millions MYR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest Income on Loans	2,952	2,865	2,466	1,976	1,684	1,793
Interest Paid on Deposits	1,476	1,414	1,156	745.68	562.86	776.77
Net Interest Income	1,476	1,451	1,310	1,230	1,122	1,017
Net Interest Income Growth (YoY)	6.43%	10.81%	6.46%	9.67%	10.33%	3.65%
Gain (Loss) on Sale of Assets	0.38	0.03	-	0.08	-	-
Gain (Loss) on Sale of Investments	63.7	36.62	35.86	31.62	72.19	128.18
Other Non-Interest Income	826.54	781.54	674.47	658.46	673.65	716.79
Total Non-Interest Income	890.61	818.2	710.33	690.16	745.84	844.97
Non-Interest Income Growth (YoY)	13.68%	15.19%	2.92%	-7.46%	-11.73%	25.84%
Revenues Before Loan Losses	2,367	2,269	2,020	1,920	1,867	1,862
Provision for Loan Losses	195.46	187.95	134.9	152.34	217.24	532.92
Revenue	2,171	2,081	1,885	1,768	1,650	1,329
Revenue Growth (YoY)	10.21%	10.42%	6.62%	7.13%	24.20%	-3.65%
Salaries and Employee Benefits	698.72	684.5	629.82	572.6	529.63	511.66
Occupancy Expenses	73.28	65.28	60.99	56.89	56.11	59.01
Amortization of Goodwill & Intangibles	49.04	47.06	47.63	47.9	45.06	41.56
Selling, General & Administrative	295.63	278.43	220.81	189.88	182.66	182.49
Other Non-Interest Expense	15.25	13.25	14.49	14.08	9.48	5.94
Total Non-Interest Expense	1,132	1,088	973.69	881.31	822.89	800.57
EBT Excluding Unusual Items	1,040	992.93	911.32	886.61	827.36	528.14
Other Unusual Items	-	-	-	-	-	-44.15
Pretax Income	1,040	992.93	911.32	886.61	827.36	483.99
Income Tax Expense	250.09	242.2	220.85	208.77	254.54	125.2
Net Income	789.43	750.73	690.48	677.85	572.82	358.79
Net Income to Common	789.43	750.73	690.48	677.85	572.82	358.79
Net Income Growth	9.46%	8.73%	1.86%	18.34%	59.66%	-15.43%
Basic Shares Outstanding	1,587	1,548	1,548	1,548	1,548	1,548
Diluted Shares Outstanding	1,587	1,548	1,548	1,548	1,548	1,548
Shares Change (YoY)	2.51%	-	-	-	-	-
EPS (Basic)	0.50	0.48	0.45	0.44	0.37	0.23
EPS (Diluted)	0.50	0.48	0.45	0.44	0.37	0.23
EPS Growth	6.69%	8.73%	1.86%	18.34%	59.65%	-15.42%
Dividend Per Share	0.193	0.194	0.223	0.220	0.185	0.058
Dividend Growth	-8.02%	-13.00%	1.36%	18.92%	219.52%	-3.50%
Effective Tax Rate	24.06%	24.39%	24.23%	23.55%	30.77%	25.87%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.