KLSE:ABMB Cash Flow Statement

Financials in millions MYR. Fiscal year is April - March.

Millions MYR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Net Income	817.98	750.73	690.48	677.85	572.82	358.79
Depreciation & Amortization	65.82	53.95	50.05	46.05	45.36	46.84
Other Amortization	51.81	47.06	47.63	47.9	45.06	41.56
Gain (Loss) on Sale of Assets	-1.2	-0.03	-	-0.08	-	-
Gain (Loss) on Sale of Investments	15.86	0.8	-63.7	-17.82	57.01	-64.64
Total Asset Writedown	0.68	0.08	0.04	0.12	0.37	0.09
Provision for Credit Losses	256.98	233.96	122.93	164.69	234	485.77
Change in Trading Asset Securities	-328.5	-2.83	-49.23	299.73	-278.67	440.52
Change in Other Net Operating Assets	-4,637	-7,431	-5,047	-2,151	-1,390	-19.57
Other Operating Activities	-514.48	-381.08	-218.24	-279.75	-345.54	-292.61
Operating Cash Flow	-4,271	-6,729	-4,467	-1,213	-1,060	996.64
Capital Expenditures	-332.15	-280.04	-198.88	-22.93	-18.02	-13.15
Sale of Property, Plant and Equipment	2.11	0.03	0.01	0.54	-	0.03
Investment in Securities	-2,872	-1,227	-1,858	-604.87	1,216	-1,045
Income (Loss) Equity Investments	-0.05	-0.05	-0.04	-0.05	-0.05	-0.09
Purchase / Sale of Intangibles	-60.73	-101.8	-69.56	-56.14	-46.38	-36.95
Other Investing Activities	538.37	453.79	311.17	334.21	378.86	374.85
Investing Cash Flow	-2,724	-1,155	-1,815	-349.18	1,530	-720
Long-Term Debt Issued	-	800	900.03	-	-	60
Total Debt Issued	-3.06	800	900.03	-	-	60
Long-Term Debt Repaid	-	-360.02	-33.6	-360.63	-31.21	-180.61
Net Debt Issued (Repaid)	-222.05	439.98	866.44	-360.63	-31.21	-120.61
Issuance of Common Stock	602.8	-	-	-	-	-
Common Dividends Paid	-315.38	-324.33	-322.78	-343.68	-218.13	-
Total Dividends Paid	-315.38	-324.33	-322.78	-343.68	-218.13	-
Net Increase (Decrease) in Deposit Accounts	6,723	8,437	6,884	2,693	-5.8	-88.33
Other Financing Activities	-39.14	-93.71	-120.44	-84.61	-74.96	-98.68
Financing Cash Flow	6,749	8,459	7,307	1,904	-330.09	-307.62
Net Cash Flow	-245.9	575.19	1,026	342.08	140.33	-30.97
Free Cash Flow	-4,603	-7,009	-4,666	-1,236	-1,078	983.5
Free Cash Flow Margin	-206.44%	-336.74%	-247.51%	-69.90%	-65.32%	74.02%
Free Cash Flow Per Share	-2.82	-4.53	-3.01	-0.80	-0.70	0.64
Cash Interest Paid	-	93.71	166.3	104.49	74.96	98.68
Cash Income Tax Paid	263.24	257.86	228.19	255.36	191.55	174.61

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.