AMMB Holdings Berhad (KLSE:AMBANK)

AMMB Holdings Berhad Income Statement

Financials in millions MYR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	6,122	6,149	6,071	4,976	3,942	4,156
Interest Paid on Deposits	3,718	3,791	3,934	2,695	1,770	2,064
Net Interest Income	2,404	2,358	2,137	2,281	2,172	2,092
Net Interest Income Growth (YoY)	8.00%	10.35%	-6.31%	5.01%	3.82%	7.91%
Gain (Loss) on Sale of Assets	1.12	1.08	0.13	9.05	0.08	2.6
Gain (Loss) on Sale of Investments	280.03	58.97	70.72	32.44	-272.53	-315.81
Gain (Loss) on Sale of Equity Investments	119.97	107.85	40.03	43.54	44.09	43.81
Other Non-Interest Income	2,447	2,394	2,332	2,206	1,880	2,387
Total Non-Interest Income	2,848	2,562	2,443	2,291	1,651	2,118
Non-Interest Income Growth (YoY)	13.53%	4.87%	6.65%	38.74%	-22.03%	-5.59%
Revenues Before Loan Losses	5,252	4,920	4,580	4,572	3,823	4,210
Provision for Loan Losses	387.5	224.04	696.33	421.85	314.18	913.24
Revenue	4,864	4,696	3,884	4,150	3,509	3,297
Revenue Growth (YoY)	17.84%	20.92%	-6.41%	18.26%	6.45%	-14.58%
Salaries and Employee Benefits	1,483	1,427	1,311	-	-	-
Occupancy Expenses	107.88	109.46	117.08	-	-	-
Amortization of Goodwill & Intangibles	44.91	38.26	51.02	-	-	-
Selling, General & Administrative	587.53	578.53	528.12	68.2	53.5	147.51
Other Non-Interest Expense	-24.89	-56.77	-38.57	1,835	1,914	1,974
Total Non-Interest Expense	2,239	2,127	1,998	1,921	1,966	2,161
EBT Excluding Unusual Items	2,625	2,569	1,886	2,229	1,543	1,136
Asset Writedown	17.8	17.8	-111.94	-0.03	-0.06	-0.1
Other Unusual Items	-	-	-	-	0.4	-2,830
Pretax Income	2,643	2,587	1,694	2,229	1,544	-3,483
Income Tax Expense	591.56	585.89	-148.28	513.06	177.28	228.6
Earnings From Continuing Operations	2,051	2,001	1,842	1,716	1,366	-3,712
Earnings From Discontinued Operations	-	-	51.12	-66.07	228.57	-
Minority Interest in Earnings	0.01	-0.18	-25.4	58.85	-92.26	-114.37
Net Income	2,051	2,001	1,868	1,709	1,503	-3,826
Net Income to Common	2,051	2,001	1,868	1,709	1,503	-3,826
Net Income Growth	1.51%	7.12%	9.32%	13.72%	-	-
Basic Shares Outstanding	3,304	3,304	3,307	3,311	3,300	3,008
Diluted Shares Outstanding	3,304	3,304	3,307	3,311	3,300	3,008
Shares Change (YoY)	-0.10%	-0.08%	-0.10%	0.33%	9.71%	0.14%
EPS (Basic)	0.62	0.61	0.56	0.52	0.46	-1.27
EPS (Diluted)	0.62	0.61	0.56	0.52	0.46	-1.27
EPS Growth	1.61%	7.21%	9.43%	13.34%	-	-
Dividend Per Share	0.324	0.302	0.226	0.183	0.050	-
Dividend Growth	20.45%	33.63%	23.50%	266.00%	-	-
Effective Tax Rate	22.38%	22.64%	-	23.02%	11.48%	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.