CIMB Group Holdings Berhad (KLSE: CIMB)

CIMB Income Statement

Financials in millions MYR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	24,936	23,691	17,847	15,588	17,330	19,331
Interest Income on Investments	1,712	1,424	791.62	569.68	633.18	913.26
Total Interest Income	26,648	25,114	18,639	16,158	17,963	20,244
Interest Paid on Deposits	15,353	14,027	7,016	5,221	7,702	10,160
Net Interest Income	11,295	11,087	11,623	10,936	10,260	10,084
Net Interest Income Growth (YoY)	-2.27%	-4.61%	6.28%	6.59%	1.75%	4.67%
Gain (Loss) on Sale of Assets	56.45	67.47	26.85	1,199	21.53	255.1
Gain (Loss) on Sale of Investments	350.45	200.53	-1,018	-747.14	30.15	1,200
Other Non-Interest Income	10,220	9,636	9,326	8,027	6,166	6,299
Total Non-Interest Income	10,627	9,904	8,335	8,479	6,217	7,755
Non-Interest Income Growth (YoY)	18.63%	18.82%	-1.70%	36.37%	-19.83%	1.21%
Revenues Before Loan Losses	21,922	20,991	19,958	19,415	16,478	17,839
Provision for Loan Losses	1,391	1,534	1,953	2,614	5,342	1,639
Revenue	20,531	19,457	18,005	16,802	11,136	16,200
Revenue Growth (YoY)	11.33%	8.06%	7.16%	50.88%	-31.26%	2.12%
Selling, General & Administrative	1,373	1,349	1,139	1,030	986.85	1,146
Other Non-Interest Expense	8,938	8,467	8,461	8,608	8,422	8,389
Total Non-Interest Expense	10,395	9,907	9,637	9,652	9,361	9,575
EBT Excluding Unusual Items	10,136	9,550	8,368	7,150	1,775	6,625
Asset Writedown	-4.89	-5.15	-3.69	-90.32	-23.33	-284.67
Other Unusual Items	-5.3	-3.75	6.71	-55.06	-221.07	-
Pretax Income	10,126	9,541	8,371	5,789	1,530	5,975
Income Tax Expense	2,482	2,379	2,778	1,397	383.76	1,520
Earnings From Continuing Operations	7,644	7,162	5,593	4,393	1,147	4,455
Minority Interest in Earnings	-183.47	-181.13	-153.07	-97.29	47.86	104.47
Net Income	7,460	6,981	5,440	4,295	1,194	4,560
Net Income to Common	7,460	6,981	5,440	4,295	1,194	4,560
Net Income Growth	21.30%	28.33%	26.65%	259.62%	-73.80%	-18.34%
Basic Shares Outstanding	10,669	10,665	10,426	10,022	9,923	9,706
Diluted Shares Outstanding	10,712	10,694	10,443	10,022	9,923	9,706
Shares Change (YoY)	0.86%	2.40%	4.20%	1.00%	2.24%	3.73%
EPS (Basic)	0.70	0.65	0.52	0.43	0.12	0.47
EPS (Diluted)	0.70	0.65	0.52	0.43	0.12	0.47
EPS Growth	20.27%	25.32%	21.54%	256.05%	-74.38%	-21.28%
Dividend Per Share	0.385	0.360	0.260	0.230	0.048	0.260
Dividend Growth	-11.49%	38.46%	13.09%	377.96%	-81.50%	4.00%
Effective Tax Rate	24.51%	24.93%	33.19%	24.13%	25.08%	25.43%

Source: S&P Capital IQ. Banks template. Financial Sources.