KLSE:CIMB Income Statement

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	23,360	24,895	23,691	17,847	15,588
Interest Income on Investments	1,784	1,735	1,424	791.62	569.68
Total Interest Income	25,145	26,630	25,114	18,639	16,158
Interest Paid on Deposits	13,826	15,263	14,027	7,016	5,221
Net Interest Income	11,319	11,367	11,087	11,623	10,936
Net Interest Income Growth (YoY)	-0.42%	2.52%	-4.61%	6.28%	6.59%
Gain (Loss) on Sale of Assets	-	-0.8	67.47	26.85	1,199
Gain (Loss) on Sale of Investments	-	1,193	200.53	-1,018	-747.14
Other Non-Interest Income	11,148	9,678	9,636	9,326	8,027
Total Non-Interest Income	11,148	10,871	9,904	8,335	8,479
Non-Interest Income Growth (YoY)	2.55%	9.77%	18.82%	-1.70%	36.37%
Revenues Before Loan Losses	22,467	22,237	20,991	19,958	19,415
Provision for Loan Losses	1,382	1,369	1,534	1,953	2,614
Revenue	21,085	20,869	19,457	18,005	16,802
Revenue Growth (YoY)	1.04%	7.26%	8.06%	7.16%	50.88%
Selling, General & Administrative	-	1,482	1,349	1,139	1,030
Other Non-Interest Expense	10,499	8,954	8,467	8,461	8,608
Total Non-Interest Expense	10,405	10,455	9,907	9,637	9,652
EBT Excluding Unusual Items	10,680	10,413	9,550	8,368	7,150
Asset Writedown	-	-14.72	-5.15	-3.69	-90.32
Other Unusual Items	-	-2.72	-3.75	6.71	-55.06
Pretax Income	10,680	10,396	9,541	8,371	5,789
Income Tax Expense	2,652	2,477	2,379	2,778	1,397
Earnings From Continuing Operations	8,028	7,919	7,162	5,593	4,393
Minority Interest in Earnings	-168.88	-191.33	-181.13	-153.07	-97.29
Net Income	7,860	7,728	6,981	5,440	4,295
Net Income to Common	7,860	7,728	6,981	5,440	4,295
Net Income Growth	1.70%	10.70%	28.33%	26.65%	259.62%
Basic Shares Outstanding	10,755	10,693	10,665	10,426	10,022
Diluted Shares Outstanding	10,775	10,739	10,694	10,443	10,022
Shares Change (YoY)	0.34%	0.42%	2.40%	4.20%	1.00%
EPS (Basic)	0.73	0.72	0.65	0.52	0.43
EPS (Diluted)	0.73	0.72	0.65	0.52	0.43
EPS Growth	1.36%	10.23%	25.32%	21.54%	256.05%
Dividend Per Share	-	0.400	0.360	0.260	0.230
Dividend Growth	-	11.11%	38.46%	13.09%	377.96%
Effective Tax Rate	24.83%	23.82%	24.93%	33.19%	24.13%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.