KLSE:CIMB Income Statement

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	23,754	24,895	23,691	17,847	15,588	17,330
Interest Income on Investments	1,770	1,735	1,424	791.62	569.68	633.18
Total Interest Income	25,525	26,630	25,114	18,639	16,158	17,963
Interest Paid on Deposits	14,290	15,263	14,027	7,016	5,221	7,702
Net Interest Income	11,235	11,367	11,087	11,623	10,936	10,260
Net Interest Income Growth (YoY)	-0.97%	2.52%	-4.61%	6.28%	6.59%	1.75%
Gain (Loss) on Sale of Assets	7.83	-0.8	67.47	26.85	1,199	21.53
Gain (Loss) on Sale of Investments	2,560	1,193	200.53	-1,018	-747.14	30.15
Other Non-Interest Income	8,738	9,678	9,636	9,326	8,027	6,166
Total Non-Interest Income	11,306	10,871	9,904	8,335	8,479	6,217
Non-Interest Income Growth (YoY)	3.39%	9.77%	18.82%	-1.70%	36.37%	-19.83%
Revenues Before Loan Losses	22,540	22,237	20,991	19,958	19,415	16,478
Provision for Loan Losses	1,529	1,369	1,534	1,953	2,614	5,342
Revenue	21,012	20,869	19,457	18,005	16,802	11,136
Revenue Growth (YoY)	0.36%	7.26%	8.06%	7.16%	50.88%	-31.26%
Selling, General & Administrative	1,604	1,482	1,349	1,139	1,030	986.85
Other Non-Interest Expense	8,914	8,954	8,467	8,461	8,608	8,422
Total Non-Interest Expense	10,475	10,455	9,907	9,637	9,652	9,361
EBT Excluding Unusual Items	10,537	10,413	9,550	8,368	7,150	1,775
Asset Writedown	-14.72	-14.72	-5.15	-3.69	-90.32	-23.33
Other Unusual Items	-42.41	-2.72	-3.75	6.71	-55.06	-221.07
Pretax Income	10,480	10,396	9,541	8,371	5,789	1,530
Income Tax Expense	2,546	2,477	2,379	2,778	1,397	383.76
Earnings From Continuing Operations	7,934	7,919	7,162	5,593	4,393	1,147
Minority Interest in Earnings	-193.18	-191.33	-181.13	-153.07	-97.29	47.86
Net Income	7,740	7,728	6,981	5,440	4,295	1,194
Net Income to Common	7,740	7,728	6,981	5,440	4,295	1,194
Net Income Growth	1.28%	10.70%	28.33%	26.65%	259.62%	-73.80%
Basic Shares Outstanding	10,740	10,693	10,665	10,426	10,022	9,923
Diluted Shares Outstanding	10,772	10,739	10,694	10,443	10,022	9,923
Shares Change (YoY)	0.39%	0.42%	2.40%	4.20%	1.00%	2.24%
EPS (Basic)	0.72	0.72	0.65	0.52	0.43	0.12
EPS (Diluted)	0.72	0.72	0.65	0.52	0.43	0.12
EPS Growth	0.88%	10.23%	25.32%	21.54%	256.05%	-74.38%
Dividend Per Share	0.398	0.400	0.360	0.260	0.230	0.048
Dividend Growth	3.25%	11.11%	38.46%	13.09%	377.96%	-81.50%
Effective Tax Rate	24.29%	23.82%	24.93%	33.19%	24.13%	25.08%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.