Hong Leong Bank Berhad (KLSE:HLBANK)

Hong Leong Bank Berhad Income Statement

Financials in millions MYR. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest Income on Loans	8,770	8,775	8,677	7,370	5,506	5,395
Interest Income on Investments	125.57	113.99	106.14	160.37	217.17	161.78
Total Interest Income	8,895	8,889	8,783	7,531	5,723	5,557
Interest Paid on Deposits	4,892	4,901	4,961	3,847	1,968	2,099
Net Interest Income	4,003	3,988	3,822	3,684	3,755	3,458
Net Interest Income Growth (YoY)	2.36%	4.34%	3.74%	-1.90%	8.61%	25.08%
Gain (Loss) on Sale of Assets	9.15	9.12	8.74	0.23	1.56	5.22
Gain (Loss) on Sale of Investments	242.38	229.5	116.93	115.02	238.37	304.07
Other Non-Interest Income	2,231	2,172	1,822	1,886	1,585	1,690
Total Non-Interest Income	2,482	2,411	1,948	2,002	1,825	1,999
Non-Interest Income Growth (YoY)	20.29%	23.75%	-2.68%	9.69%	-8.73%	1.89%
Revenues Before Loan Losses	6,485	6,398	5,770	5,686	5,580	5,457
Provision for Loan Losses	-353.24	-383.32	-114.26	115.38	163.57	653.82
Revenue	6,838	6,782	5,884	5,570	5,417	4,803
Revenue Growth (YoY)	13.41%	15.25%	5.63%	2.84%	12.77%	9.19%
Salaries and Employee Benefits	1,324	1,319	1,273	1,216	1,147	1,178
Occupancy Expenses	147.62	150.98	165.37	174.6	186.28	195.87
Amortization of Goodwill & Intangibles	69.67	69	67.22	58.13	53.96	56.95
Selling, General & Administrative	746.77	763.23	668.7	678.02	622.4	570.87
Other Non-Interest Expense	158.29	162.92	153.17	119.53	81.97	62.55
Total Non-Interest Expense	1,059	1,014	749.94	943.8	1,068	1,342
EBT Excluding Unusual Items	5,780	5,768	5,134	4,627	4,349	3,462
Other Unusual Items	-407.6	-407.6	-	-	17.94	9.43
Pretax Income	5,372	5,360	5,134	4,627	4,367	3,471
Income Tax Expense	1,098	1,087	938.04	808.44	1,078	610.3
Net Income	4,274	4,273	4,196	3,818	3,289	2,861
Net Income to Common	4,274	4,273	4,196	3,818	3,289	2,861
Net Income Growth	0.43%	1.84%	9.90%	16.08%	14.98%	14.67%
Basic Shares Outstanding	2,050	2,050	2,049	2,049	2,048	2,047
Diluted Shares Outstanding	2,061	2,061	2,050	2,050	2,049	2,048
Shares Change (YoY)	0.42%	0.56%	0.02%	0.01%	0.06%	0.05%
EPS (Basic)	2.09	2.08	2.05	1.86	1.61	1.40
EPS (Diluted)	2.07	2.07	2.05	1.86	1.60	1.40
EPS Growth	-0.05%	1.27%	9.88%	16.07%	14.89%	14.62%
Dividend Per Share	0.960	0.960	0.680	0.590	0.550	0.500
Dividend Growth	41.18%	41.18%	15.25%	7.27%	10.00%	38.89%
Effective Tax Rate	20.43%	20.28%	18.27%	17.47%	24.68%	17.58%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.