MNRB Holdings Berhad (KLSE:MNRB)

MNRB Holdings Berhad Income Statement

Financials in millions MYR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Premiums & Annuity Revenue	2,628	2,470	2,493	2,155	2,392	2,160
Total Interest & Dividend Income	18.97	180.31	-6.27	137.22	265.81	264.89
Gain (Loss) on Sale of Investments	113.04	34.5	137.19	25.38	-37.79	18.45
Other Revenue	84.41	78.53	-66.4	-27.31	70.82	54.56
Total Revenue	2,844	2,763	2,558	2,290	2,690	2,498
Revenue Growth (YoY)	14.43%	8.03%	11.68%	-14.87%	7.69%	8.46%
Policy Benefits	1,692	1,588	1,459	1,574	1,657	1,469
Policy Acquisition & Underwriting Costs	344.75	344.75	340.49	261.6	574.4	478.49
Selling, General & Administrative	71.07	78.09	93.45	79.68	297.16	288.97
Other Operating Expenses	193.59	193.65	224.22	244.67	-6.82	9.38
Total Operating Expenses	2,301	2,204	2,118	2,160	2,521	2,246
Operating Income	543.06	559.19	440.4	130.9	169.01	252.58
Interest Expense	-26.64	-28.98	-27.27	-21.61	-16.85	-16.8
Earnings From Equity Investments	8.55	6.47	44.62	15.99	2.77	15.47
Currency Exchange Gain (Loss)	38.77	-82.44	48.01	19.33	-3.2	-2.91
Other Non Operating Income (Expenses)	-	-	-	0	-11.1	-15.49
EBT Excluding Unusual Items	563.73	454.25	505.76	144.61	140.63	232.85
Asset Writedown	-	-	0.02	0.07	-0.55	-0.03
Pretax Income	563.73	454.25	505.78	144.68	140.08	232.82
Income Tax Expense	73.74	60	72.24	26.4	25.66	43.33
Net Income	490	394.25	433.54	118.28	114.42	189.5
Net Income to Common	490	394.25	433.54	118.28	114.42	189.5
Net Income Growth	-3.43%	-9.06%	266.54%	3.37%	-39.62%	42.58%
Shares Outstanding (Basic)	783	783	783	783	783	783
Shares Outstanding (Diluted)	783	783	783	783	783	783
Shares Change (YoY)	-	-	-	-	-	1.33%
EPS (Basic)	0.63	0.50	0.55	0.15	0.15	0.24
EPS (Diluted)	0.63	0.50	0.55	0.15	0.15	0.24
EPS Growth	-3.43%	-9.06%	266.54%	3.37%	-39.62%	40.71%
Free Cash Flow	66.61	180.36	-111.33	-93.86	164.69	86.14
Free Cash Flow Per Share	0.09	0.23	-0.14	-0.12	0.21	0.11
Dividend Per Share	-	-	0.050	0.044	0.025	0.070
Dividend Growth	-	-	12.36%	78.00%	-64.29%	180.00%
Operating Margin	19.09%	20.24%	17.22%	5.71%	6.28%	10.11%
Profit Margin	17.23%	14.27%	16.95%	5.16%	4.25%	7.58%
Free Cash Flow Margin	2.34%	6.53%	-4.35%	-4.10%	6.12%	3.45%
EBITDA	561.16	569	449.5	138.79	176.09	258.68
EBITDA Margin	19.73%	20.59%	17.57%	6.06%	6.54%	10.35%
D&A For EBITDA	18.1	9.81	9.1	7.89	7.08	6.1
EBIT	543.06	559.19	440.4	130.9	169.01	252.58
EBIT Margin	19.09%	20.24%	17.22%	5.71%	6.28%	10.11%
Effective Tax Rate	13.08%	13.21%	14.28%	18.25%	18.32%	18.61%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.