MNRB Holdings Berhad (KLSE:MNRB)

Paramount Global Income Statement

Financials in millions MYR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Premiums & Annuity Revenue	2,470	2,493	2,155	2,392	2,160
Total Interest & Dividend Income	180.31	-6.27	137.22	265.81	264.89
Gain (Loss) on Sale of Investments	34.5	137.19	25.38	-37.79	18.45
Other Revenue	78.53	-66.4	-27.31	70.82	54.56
Total Revenue	2,763	2,558	2,290	2,690	2,498
Revenue Growth (YoY)	8.03%	11.68%	-14.87%	7.69%	8.46%
Policy Benefits	1,588	1,459	1,574	1,657	1,469
Policy Acquisition & Underwriting Costs	344.75	340.49	261.6	574.4	478.49
Selling, General & Administrative	78.09	93.45	79.68	297.16	288.97
Other Operating Expenses	193.65	224.22	244.67	-6.82	9.38
Total Operating Expenses	2,204	2,118	2,160	2,521	2,246
Operating Income	559.19	440.4	130.9	169.01	252.58
Interest Expense	-28.98	-27.27	-21.61	-16.85	-16.8
Earnings From Equity Investments	6.47	44.62	15.99	2.77	15.47
Currency Exchange Gain (Loss)	-82.44	48.01	19.33	-3.2	-2.91
Other Non Operating Income (Expenses)	-	-	0	-11.1	-15.49
EBT Excluding Unusual Items	454.25	505.76	144.61	140.63	232.85
Asset Writedown	-	0.02	0.07	-0.55	-0.03
Pretax Income	454.25	505.78	144.68	140.08	232.82
Income Tax Expense	60	72.24	26.4	25.66	43.33
Net Income	394.25	433.54	118.28	114.42	189.5
Net Income to Common	394.25	433.54	118.28	114.42	189.5
Net Income Growth	-9.06%	266.54%	3.37%	-39.62%	42.58%
Shares Outstanding (Basic)	783	783	783	783	783
Shares Outstanding (Diluted)	783	783	783	783	783
Shares Change (YoY)	-	-	-	-	1.33%
EPS (Basic)	0.50	0.55	0.15	0.15	0.24
EPS (Diluted)	0.50	0.55	0.15	0.15	0.24
EPS Growth	-9.06%	266.54%	3.37%	-39.62%	40.71%
Free Cash Flow	180.36	-111.33	-93.86	164.69	86.14
Free Cash Flow Per Share	0.23	-0.14	-0.12	0.21	0.11
Dividend Per Share	-	0.050	0.044	0.025	0.070
Dividend Growth	-	12.36%	78.00%	-64.29%	180.00%
Operating Margin	20.24%	17.22%	5.71%	6.28%	10.11%
Profit Margin	14.27%	16.95%	5.16%	4.25%	7.58%
Free Cash Flow Margin	6.53%	-4.35%	-4.10%	6.12%	3.45%
EBITDA	569	449.5	138.79	176.09	258.68
EBITDA Margin	20.59%	17.57%	6.06%	6.54%	10.35%
D&A For EBITDA	9.81	9.1	7.89	7.08	6.1
EBIT	559.19	440.4	130.9	169.01	252.58
EBIT Margin	20.24%	17.22%	5.71%	6.28%	10.11%
Effective Tax Rate	13.21%	14.28%	18.25%	18.32%	18.61%

Updated Jan 21, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.