MNRB Holdings Berhad (KLSE:MNRB)

MNRB Holdings Berhad Income Statement

Financials in millions MYR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Premiums & Annuity Revenue	2,576	2,470	2,493	2,155	2,392	2,160
Total Interest & Dividend Income	99.74	180.31	-6.27	137.22	265.81	264.89
Gain (Loss) on Sale of Investments	99.48	34.5	137.19	25.38	-37.79	18.45
Other Revenue	75.71	78.53	-66.4	-27.31	70.82	54.56
Total Revenue	2,851	2,763	2,558	2,290	2,690	2,498
Revenue Growth (YoY)	18.42%	8.03%	11.68%	-14.87%	7.69%	8.46%
Policy Benefits	1,568	1,588	1,459	1,574	1,657	1,469
Policy Acquisition & Underwriting Costs	344.75	344.75	340.49	261.6	574.4	478.49
Selling, General & Administrative	73.7	78.09	93.45	79.68	297.16	288.97
Other Operating Expenses	191.88	193.65	224.22	244.67	-6.82	9.38
Total Operating Expenses	2,178	2,204	2,118	2,160	2,521	2,246
Operating Income	672.8	559.19	440.4	130.9	169.01	252.58
Interest Expense	-28.88	-28.98	-27.27	-21.61	-16.85	-16.8
Earnings From Equity Investments	13.53	6.47	44.62	15.99	2.77	15.47
Currency Exchange Gain (Loss)	-114.87	-82.44	48.01	19.33	-3.2	-2.91
Other Non Operating Income (Expenses)	-	-	-	0	-11.1	-15.49
EBT Excluding Unusual Items	542.58	454.25	505.76	144.61	140.63	232.85
Asset Writedown	-	-	0.02	0.07	-0.55	-0.03
Pretax Income	542.58	454.25	505.78	144.68	140.08	232.82
Income Tax Expense	72.11	60	72.24	26.4	25.66	43.33
Net Income	470.47	394.25	433.54	118.28	114.42	189.5
Net Income to Common	470.47	394.25	433.54	118.28	114.42	189.5
Net Income Growth	3.13%	-9.06%	266.54%	3.37%	-39.62%	42.58%
Shares Outstanding (Basic)	783	783	783	783	783	783
Shares Outstanding (Diluted)	783	783	783	783	783	783
Shares Change (YoY)	-	-	-	-	-	1.33%
EPS (Basic)	0.60	0.50	0.55	0.15	0.15	0.24
EPS (Diluted)	0.60	0.50	0.55	0.15	0.15	0.24
EPS Growth	3.13%	-9.06%	266.54%	3.37%	-39.62%	40.71%
Free Cash Flow	225.96	180.36	-111.33	-93.86	164.69	86.14
Free Cash Flow Per Share	0.29	0.23	-0.14	-0.12	0.21	0.11
Dividend Per Share	-	-	0.050	0.044	0.025	0.070
Dividend Growth	-	-	12.36%	78.00%	-64.29%	180.00%
Operating Margin	23.60%	20.24%	17.22%	5.71%	6.28%	10.11%
Profit Margin	16.50%	14.27%	16.95%	5.16%	4.25%	7.58%
Free Cash Flow Margin	7.92%	6.53%	-4.35%	-4.10%	6.12%	3.45%
EBITDA	688.04	569	449.5	138.79	176.09	258.68
EBITDA Margin	24.13%	20.59%	17.57%	6.06%	6.54%	10.35%
D&A For EBITDA	15.24	9.81	9.1	7.89	7.08	6.1
EBIT	672.8	559.19	440.4	130.9	169.01	252.58
EBIT Margin	23.60%	20.24%	17.22%	5.71%	6.28%	10.11%
Effective Tax Rate	13.29%	13.21%	14.28%	18.25%	18.32%	18.61%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.