MNRB Holdings Berhad (KLSE:MNRB)

MNRB Holdings Berhad Income Statement

Financials in millions MYR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Premiums & Annuity Revenue	2,813	2,470	2,493	2,155	2,392	2,160
Total Interest & Dividend Income	147.17	180.31	-6.27	137.22	265.81	264.89
Gain (Loss) on Sale of Investments	116.6	34.5	137.19	25.38	-37.79	18.45
Other Revenue	72.94	78.53	-66.4	-27.31	70.82	54.56
Total Revenue	3,150	2,763	2,558	2,290	2,690	2,498
Revenue Growth (YoY)	30.77%	8.03%	11.68%	-14.87%	7.69%	8.46%
Policy Benefits	1,878	1,588	1,459	1,574	1,657	1,469
Policy Acquisition & Underwriting Costs	344.75	344.75	340.49	261.6	574.4	478.49
Selling, General & Administrative	75.66	78.09	93.45	79.68	297.16	288.97
Other Operating Expenses	191.15	193.65	224.22	244.67	-6.82	9.38
Total Operating Expenses	2,490	2,204	2,118	2,160	2,521	2,246
Operating Income	660.34	559.19	440.4	130.9	169.01	252.58
Interest Expense	-27.24	-28.98	-27.27	-21.61	-16.85	-16.8
Earnings From Equity Investments	24.41	6.47	44.62	15.99	2.77	15.47
Currency Exchange Gain (Loss)	-62.14	-82.44	48.01	19.33	-3.2	-2.91
Other Non Operating Income (Expenses)	-	-	-	0	-11.1	-15.49
EBT Excluding Unusual Items	595.37	454.25	505.76	144.61	140.63	232.85
Asset Writedown	-	-	0.02	0.07	-0.55	-0.03
Pretax Income	595.37	454.25	505.78	144.68	140.08	232.82
Income Tax Expense	70.27	60	72.24	26.4	25.66	43.33
Net Income	525.1	394.25	433.54	118.28	114.42	189.5
Net Income to Common	525.1	394.25	433.54	118.28	114.42	189.5
Net Income Growth	-2.51%	-9.06%	266.54%	3.37%	-39.62%	42.58%
Shares Outstanding (Basic)	783	783	783	783	783	783
Shares Outstanding (Diluted)	783	783	783	783	783	783
Shares Change (YoY)	-	-	-	-	-	1.33%
EPS (Basic)	0.67	0.50	0.55	0.15	0.15	0.24
EPS (Diluted)	0.67	0.50	0.55	0.15	0.15	0.24
EPS Growth	-2.51%	-9.06%	266.54%	3.37%	-39.62%	40.71%
Free Cash Flow	216.85	180.36	-111.33	-93.86	164.69	86.14
Free Cash Flow Per Share	0.28	0.23	-0.14	-0.12	0.21	0.11
Dividend Per Share	-	-	0.050	0.044	0.025	0.070
Dividend Growth	-	-	12.36%	78.00%	-64.29%	180.00%
Operating Margin	20.96%	20.24%	17.22%	5.71%	6.28%	10.11%
Profit Margin	16.67%	14.27%	16.95%	5.16%	4.25%	7.58%
Free Cash Flow Margin	6.88%	6.53%	-4.35%	-4.10%	6.12%	3.45%
EBITDA	672.68	569	449.5	138.79	176.09	258.68
EBITDA Margin	21.36%	20.59%	17.57%	6.06%	6.54%	10.35%
D&A For EBITDA	12.34	9.81	9.1	7.89	7.08	6.1
EBIT	660.34	559.19	440.4	130.9	169.01	252.58
EBIT Margin	20.96%	20.24%	17.22%	5.71%	6.28%	10.11%
Effective Tax Rate	11.80%	13.21%	14.28%	18.25%	18.32%	18.61%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.