RHB Bank Berhad Cash Flow Statement

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	3,363	3,120	2,806	2,678	2,618
Depreciation & Amortization	401.8	221.42	212.69	207.7	195.01
Other Amortization	-	188.67	177.9	154.4	127.95
Gain (Loss) on Sale of Assets	-32.29	-74.07	6.47	-25.13	-17.47
Gain (Loss) on Sale of Investments	-733.47	-783.55	-525.93	-118.83	-127.27
Total Asset Writedown	0.62	2.65	0.74	0.18	1.97
Provision for Credit Losses	731.51	898.78	649.85	675.35	926.21
Change in Trading Asset Securities	203.66	-1,660	-453.92	-318.16	1,679
Change in Other Net Operating Assets	-14,836	-12,908	-11,116	-5,053	-9,364
Other Operating Activities	-3,949	-3,124	-3,049	-1,627	-1,659
Operating Cash Flow	-14,807	-14,073	-11,252	-3,422	-5,619
Capital Expenditures	-129.48	-134.49	-137.67	-183.86	-127.62
Sale of Property, Plant and Equipment	0.77	5.18	1.41	0.54	23.98
Investment in Securities	-2,320	-5,255	-8,661	-7,955	-1,723
Income (Loss) Equity Investments	27.66	26.19	26.26	-0.06	-
Divestitures	6.69	193.99	-	26.65	0.71
Purchase / Sale of Intangibles	-174.43	-207.37	-230.13	-205.54	-191.64
Other Investing Activities	3,140	2,798	2,365	1,964	2,023
Investing Cash Flow	523.81	-2,599	-6,663	-6,353	4.99
Short-Term Debt Issued	1,000	-	-	-	-
Long-Term Debt Issued	4,908	2,844	4,210	2,171	2,576
Total Debt Issued	5,908	2,844	4,210	2,171	2,576
Short-Term Debt Repaid	-1,000	-	-	-	-
Long-Term Debt Repaid	-1,541	-2,825	-76.1	-1,279	-2,688
Total Debt Repaid	-2,541	-2,825	-76.1	-1,279	-2,688
Net Debt Issued (Repaid)	3,367	18.76	4,134	891.66	-111.95
Common Dividends Paid	-1,875	-1,369	-1,520	-1,135	-699.52
Net Increase (Decrease) in Deposit Accounts	9,040	14,755	10,158	9,251	17,222
Other Financing Activities	-0.53	-1.06	-	-5.3	-5.3
Financing Cash Flow	10,531	13,404	12,772	9,003	16,405
Foreign Exchange Rate Adjustments	-450.84	-138.8	153.57	75.29	136
Net Cash Flow	-4,203	-3,407	-4,989	-696.49	10,927
Free Cash Flow	-14,936	-14,208	-11,390	-3,606	-5,747
Free Cash Flow Margin	-174.49%	-176.09%	-152.50%	-46.59%	-78.76%
Free Cash Flow Per Share	-3.42	-3.27	-2.66	-0.86	-1.42
Cash Interest Paid	527.6	377.61	305.23	235.32	254.93
Cash Income Tax Paid	1,310	857.22	1,167	1,110	749.19

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.