KWSE:CBK Balance Sheet

Financials in millions KWD. Fiscal year is January - December.

Millions KWD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	434.22	722.11	529.94	578.72	580.31
Investment Securities	1,378	630.68	762.09	969.06	1,177
Total Investments	1,378	630.68	762.09	969.06	1,177
Gross Loans	3,341	3,124	2,765	2,676	2,494
Allowance for Loan Losses	-203.58	-210.68	-190.35	-189.15	-182.03
Net Loans	3,137	2,913	2,575	2,487	2,312
Property, Plant & Equipment	22.99	28.7	29.31	29.41	28.92
Other Intangible Assets	3.51	3.51	3.51	3.51	3.51
Accrued Interest Receivable	-	-	6.22	5.74	0.96
Other Receivables	81.53	64.67	103.3	83.05	39.24
Restricted Cash	238.06	302.75	166.71	153.83	147.2
Other Current Assets	67.79	-	-	-	-
Total Assets	5,363	4,666	4,176	4,310	4,290
Accrued Expenses	14.55	14.05	12.03	10.85	10.03
Interest Bearing Deposits	2,837	2,490	2,200	2,340	2,120
Total Deposits	2,837	2,490	2,200	2,340	2,120
Short-Term Borrowings	25.97	27.35	29.09	27.88	9.86
Current Portion of Long-Term Debt	330.42	490.41	338.59	568.59	728.14
Accrued Interest Payable	39.61	35.64	35.75	16.95	6.73
Long-Term Debt	1,146	690.3	753.43	541.45	397.52
Long-Term Unearned Revenue	5.02	5.27	5.56	5.91	5.65
Other Long-Term Liabilities	179.99	167.4	140.66	138.25	191.16
Total Liabilities	4,579	3,920	3,515	3,650	3,469
Common Stock	219.13	199.21	199.21	199.21	199.21
Additional Paid-In Capital	66.79	66.79	66.79	66.79	66.79
Retained Earnings	512.31	479.82	408.88	367.1	333.14
Treasury Stock	-98.89	-98.89	-99.37	-49.8	-5.23
Comprehensive Income & Other	84.83	98.52	84.82	76.7	226.68
Total Common Equity	784.17	745.45	660.33	660.01	820.58
Minority Interest	0.34	0.28	0.25	0.32	0.29
Shareholders' Equity	784.5	745.73	660.58	660.32	820.86
Total Liabilities & Equity	5,363	4,666	4,176	4,310	4,290
Total Debt	1,502	1,208	1,121	1,138	1,136
Net Cash (Debt)	-633.5	-364.9	-339.39	-146.59	-106.77
Net Cash Per Share	-0.32	-0.18	-0.17	-0.07	-0.05
Filing Date Shares Outstanding	1,973	1,973	1,972	2,081	2,179
Total Common Shares Outstanding	1,973	1,973	1,972	2,081	2,179
Book Value Per Share	0.40	0.38	0.33	0.32	0.38
Tangible Book Value	780.66	741.94	656.83	656.5	817.07
Tangible Book Value Per Share	0.40	0.38	0.33	0.32	0.37

Source: S&P Global Market Intelligence. Banks template. Financial Sources.