KWSE:KINS Balance Sheet

Financials in millions KWD. Fiscal year is January - December.

Millions KWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Investments in Debt Securities	12.51	17	13.07	13.43	13.84	8.67
Investments in Equity & Preferred Securities	86.87	77.79	76.25	84.69	69.19	63.31
Policy Loans	-	-	-	-	0.04	0.04
Other Investments	70.7	61.5	62.22	58.11	38.39	37.96
Total Investments	180.18	166	158.18	160.85	124.68	111.31
Cash & Equivalents	14.19	15.63	15.46	14.36	8.35	4.75
Reinsurance Recoverable	45.44	34.38	37.52	41.15	21.08	30.39
Other Receivables	-	-	-	-	11.88	11.75
Property, Plant & Equipment	0.37	0.38	0.37	0.39	0.63	0.78
Goodwill	1.55	1.55	1.55	-	-	-
Other Intangible Assets	1.53	1.54	1.56	-	-	-
Restricted Cash	-	-	-	-	1.64	1.64
Other Long-Term Assets	11.06	14.5	12.14	7.9	29.92	26.85
Total Assets	254.32	233.99	226.77	224.66	198.18	187.47
Accrued Expenses	1.97	1.91	2.73	2.04	1.85	1.81
Insurance & Annuity Liabilities	24.92	28.48	26.1	73.83	27.97	65.53
Unpaid Claims	53.19	42.02	49.58	-	37.08	7.65
Unearned Premiums	-	0.32	0.71	1.89	1.23	0.92
Reinsurance Payable	0.19	0.08	0.04	0.71	7.73	8.17
Current Income Taxes Payable	0.49	0.51	0.48	1.96	0.73	0.56
Other Current Liabilities	0.3	0.4	0.31	0.78	0.7	0.95
Other Long-Term Liabilities	4.17	5.07	4.7	4.41	3.17	3.12
Total Liabilities	85.23	78.79	84.66	85.63	80.46	88.7
Common Stock	19.4	19.4	19.4	19.4	19.4	19.4
Retained Earnings	115.08	112.47	107.79	102.29	56.13	50.24
Treasury Stock	-3.01	-3.01	-3.01	-3.01	-3.01	-3.01
Comprehensive Income & Other	36.54	25.41	17.64	20.34	45.2	32.13
Total Common Equity	168.01	154.28	141.82	139.03	117.73	98.77
Minority Interest	1.08	0.92	0.29	-	-	-
Shareholders' Equity	169.09	155.2	142.12	139.03	117.73	98.77
Total Liabilities & Equity	254.32	233.99	226.77	224.66	198.18	187.47
Filing Date Shares Outstanding	184.8	184.8	184.8	184.8	184.8	184.8
Total Common Shares Outstanding	184.8	184.8	184.8	184.8	184.8	184.8
Net Cash (Debt)	14.19	15.63	15.46	14.36	8.35	4.75
Net Cash Growth	-1.95%	1.12%	7.67%	72.01%	75.90%	62.59%
Net Cash Per Share	0.08	0.08	0.08	0.08	0.05	0.03
Book Value Per Share	0.91	0.83	0.77	0.75	0.64	0.53
Tangible Book Value	164.93	151.19	138.71	139.03	117.73	98.77
Tangible Book Value Per Share	0.89	0.82	0.75	0.75	0.64	0.53
Land	-	-	-	4.32	4.32	4.32
Machinery	-	-	-	2	1.93	1.93

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.