Santander Bank Polska Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jan '26 Jan 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	12,797	11,523	9,037	9,995	5,024	6,522
Market Cap Growth	26.15%	27.51%	-9.58%	98.92%	-22.96%	75.26%
Last Close Price	115.11	106.69	81.42	82.19	35.67	50.86
PE Ratio	9.55	8.60	8.97	10.36	9.47	32.03
PS Ratio	4.01	3.61	2.91	3.38	2.33	4.49
PB Ratio	1.74	1.57	1.36	1.49	0.93	1.31
Debt / Equity Ratio	0.89	0.89	0.81	0.71	0.95	0.97
Return on Equity (ROE)	18.68%	18.68%	15.40%	15.92%	10.81%	4.48%
Return on Assets (ROA)	2.13%	2.13%	1.80%	1.85%	1.20%	0.53%
Earnings Yield	10.47%	11.63%	11.15%	9.65%	10.56%	3.12%
FCF Yield	-4.77%	-5.30%	-51.26%	-18.99%	-22.97%	-12.14%
Dividend Yield	1.64%	-	11.01%	16.49%	-	0.97%
Payout Ratio	73.14%	73.14%	87.49%	49.18%	9.78%	-
Buyback Yield / Dilution	-	0.00%	-	-	-	0.02%
Total Shareholder Return	1.64%	-	11.01%	16.49%	-	0.99%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.