Sparebanken Sør (LON:0FN3)

Sparebanken Sør Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	492	604	590	437	1,148
Investment Securities	33,306	1,537	1,437	1,201	1,134
Trading Asset Securities	3,789	6,023	8,955	6,582	11,468
Total Investments	37,095	7,560	10,392	7,783	12,602
Gross Loans	138,487	128,426	130,103	118,671	114,319
Allowance for Loan Losses	-444	-426	-385	-396	-429
Net Loans	138,043	128,000	129,718	118,275	113,890
Property, Plant & Equipment	493	527	458	463	461
Other Intangible Assets	119	114	80	64	47
Accrued Interest Receivable	-	-	332	167	147
Other Current Assets	-	20,370	15,566	16,777	13,656
Long-Term Deferred Tax Assets	18	-	-	-	-
Other Long-Term Assets	249	232	299	216	175
Total Assets	176,509	157,407	157,435	144,182	142,126
Accounts Payable	-	76	46	45	53
Accrued Expenses	-	63	59	54	164
Interest Bearing Deposits	74,025	69,136	65,565	63,138	59,813
Total Deposits	74,025	69,136	65,565	63,138	59,813
Short-Term Borrowings	919	922	2,599	844	687
Current Income Taxes Payable	491	496	358	310	373
Accrued Interest Payable	191	136	31	8	20
Other Current Liabilities	-	64	64	63	52
Long-Term Debt	82,162	69,194	72,418	64,385	66,975
Pension & Post-Retirement Benefits	154	138	129	135	38
Long-Term Deferred Tax Liabilities	-	23	64	28	10
Other Long-Term Liabilities	526	407	322	231	189
Total Liabilities	158,468	140,655	141,655	129,241	128,374
Common Stock	2,084	2,079	2,084	782	783
Additional Paid-In Capital	2,068	2,068	2,068	451	451
Retained Earnings	1,769	1,449	1,044	644	460
Comprehensive Income & Other	12,113	11,153	10,580	13,057	12,054
Total Common Equity	18,034	16,749	15,776	14,934	13,748
Minority Interest	7	3	4	7	4
Shareholders' Equity	18,041	16,752	15,780	14,941	13,752
Total Liabilities & Equity	176,509	157,407	157,435	144,182	142,126
Total Debt	83,081	70,116	75,017	65,229	67,662
Net Cash (Debt)	-78,800	-63,489	-65,472	-58,210	-55,046
Net Cash Per Share	-1887.05	-1522.41	-1569.96	-3716.18	-3514.19
Filing Date Shares Outstanding	41.68	41.57	41.68	15.63	15.66
Total Common Shares Outstanding	41.68	41.57	41.68	15.63	15.66
Book Value Per Share	394.61	376.81	352.51	869.96	809.06
Tangible Book Value	17,915	16,635	15,696	14,870	13,701
Tangible Book Value Per Share	391.76	374.06	350.59	865.87	806.05

Source: S&P Capital IQ. Banks template. Financial Sources.