Banca Profilo Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	89.19	68.92	43.61	19.53
Interest Income on Investments	-	29.24	26.41	18.52	21.41
Total Interest Income	-	118.43	95.33	62.13	40.94
Interest Paid on Deposits	-	65.89	40.02	2.51	2.15
Net Interest Income	19.68	52.54	55.31	59.62	38.79
Net Interest Income Growth (YoY)	-62.55%	-5.02%	-7.22%	53.71%	26.06%
Income From Trading Activities	-	-11.92	-14.65	-13.21	-9.64
Gain (Loss) on Sale of Investments	-0.06	4.97	3.59	-0.67	4.59
Other Non-Interest Income	44.93	20.7	27.93	22.14	27.46
Total Non-Interest Income	44.88	19.69	19.59	8.91	25.96
Non-Interest Income Growth (YoY)	127.93%	0.51%	119.78%	-65.67%	-1.30%
Revenues Before Loan Losses	64.55	72.23	74.9	68.53	64.75
Provision for Loan Losses	3.19	1.72	2.2	1.29	1.18
Revenue	61.36	70.5	72.7	67.24	63.57
Revenue Growth (YoY)	-12.97%	-3.02%	8.12%	5.78%	12.00%
Salaries and Employee Benefits	27.98	32.1	32.05	29.86	28.79
Occupancy Expenses	3.37	1.55	1.43	1.45	1.44
Amortization of Goodwill & Intangibles	-	1.71	0.88	0.85	0.9
Selling, General & Administrative	23.37	20.29	20.9	23.98	23.18
Other Non-Interest Expense	0.06	1.59	1.18	-4.67	-4.41
Total Non-Interest Expense	54.78	57.23	56.44	51.47	49.9
EBT Excluding Unusual Items	6.58	13.28	16.26	15.77	13.67
Legal Settlements	-	-	-	0.03	0
Pretax Income	5.9	13.28	16.26	15.8	13.54
Income Tax Expense	-4.11	3.99	4.73	4.67	4.66
Earnings From Continuing Operations	10	9.29	11.53	11.13	8.89
Earnings From Discontinued Operations	-	-	0.59	-	2.74
Minority Interest in Earnings	-	-	-	-	0.09
Net Income	10	9.29	12.12	11.13	11.71
Net Income to Common	10	9.29	12.12	11.13	11.71
Net Income Growth	7.72%	-23.40%	8.93%	-4.99%	34.49%
Basic Shares Outstanding	-	660	674	655	651
Diluted Shares Outstanding	-	660	674	655	651
Shares Change (YoY)	-	-2.02%	2.88%	0.60%	-2.87%
EPS (Basic)	-	0.01	0.02	0.02	0.02
EPS (Diluted)	-	0.01	0.02	0.02	0.02
EPS Growth	-	-22.22%	5.88%	-5.56%	38.46%
Dividend Per Share	-	0.013	0.015	0.014	0.031
Dividend Growth	-	-17.42%	10.71%	-54.84%	72.22%
Effective Tax Rate	-	30.05%	29.10%	29.57%	34.37%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.