Sampo Oyj Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	9,269	8,541	7,412	7,168	9,411
Total Interest & Dividend Income	447	338	95	1,242	723
Gain (Loss) on Sale of Investments	776	298	488	-174	3,805
Other Revenue	369	312	277	350	231
Total Revenue	10,861	9,489	8,272	8,586	14,170
Revenue Growth (YoY)	14.46%	14.71%	-3.66%	-39.41%	62.20%
Policy Benefits	6,172	5,751	4,953	4,868	9,362
Selling, General & Administrative	1,507	1,396	1,266	1,239	158
Other Operating Expenses	651	683	457	436	612
Total Operating Expenses	8,330	7,830	6,676	6,543	11,257
Operating Income	2,531	1,659	1,596	2,043	2,913
Interest Expense	-95	-73	-95	-93	-146
Earnings From Equity Investments	-	6	1	-10	401
Currency Exchange Gain (Loss)	-	-	-	-	4
Other Non Operating Income (Expenses)	1	-30	-21	-15	-1
EBT Excluding Unusual Items	2,437	1,562	1,481	1,925	3,171
Asset Writedown	-	-2	-	-	-
Pretax Income	2,437	1,560	1,481	1,925	3,171
Income Tax Expense	439	330	339	366	423
Earnings From Continuing Ops.	1,998	1,230	1,142	1,559	2,748
Earnings From Discontinued Ops.	-	-26	251	681	-
Net Income to Company	1,998	1,204	1,393	2,240	2,748
Minority Interest in Earnings	-	-50	-70	-133	-181
Net Income	1,998	1,154	1,323	2,107	2,567
Net Income to Common	1,998	1,154	1,323	2,107	2,567
Net Income Growth	73.14%	-12.77%	-37.21%	-17.92%	6837.84%
Shares Outstanding (Basic)	2,685	2,561	2,530	2,651	2,772
Shares Outstanding (Diluted)	2,685	2,561	2,530	2,651	2,772
Shares Change (YoY)	4.86%	1.22%	-4.59%	-4.33%	-0.19%
EPS (Basic)	0.74	0.45	0.52	0.79	0.93
EPS (Diluted)	0.74	0.45	0.52	0.79	0.93
EPS Growth	65.11%	-13.83%	-34.19%	-14.20%	6851.25%
Free Cash Flow	1,594	1,185	970	33	1,185
Free Cash Flow Per Share	0.59	0.46	0.38	0.01	0.43
Dividend Per Share	0.360	0.340	0.320	0.360	0.420
Dividend Growth	5.88%	6.25%	-11.11%	-14.29%	23.53%
Operating Margin	23.30%	17.48%	19.29%	23.79%	20.56%
Profit Margin	18.40%	12.16%	15.99%	24.54%	18.12%
Free Cash Flow Margin	14.68%	12.49%	11.73%	0.38%	8.36%
EBITDA	2,742	1,805	1,722	2,179	3,076
EBITDA Margin	25.25%	19.02%	20.82%	25.38%	21.71%
D&A For EBITDA	211	146	126	136	163
EBIT	2,531	1,659	1,596	2,043	2,913
EBIT Margin	23.30%	17.48%	19.29%	23.79%	20.56%
Effective Tax Rate	18.01%	21.15%	22.89%	19.01%	13.34%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.