Sampo Oyj Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	-	-	-	12,815	-
Investments in Equity & Preferred Securities	5	4	12	1,597	777
Other Investments	-	629	452	1,652	23,321
Total Investments	16,506	16,068	15,731	19,275	24,666
Cash & Equivalents	1,253	896	1,353	3,013	4,632
Reinsurance Recoverable	2,488	2,792	2,374	1,843	2,380
Other Receivables	629	388	375	703	2,195
Deferred Policy Acquisition Cost	-	-	-	-	185
Separate Account Assets	-	-	-	9,930	19,711
Property, Plant & Equipment	301	284	318	355	375
Goodwill	2,468	2,491	2,469	2,386	2,490
Other Intangible Assets	1,024	1,146	1,168	1,108	1,304
Restricted Cash	66	66	62	60	187
Other Current Assets	24	34	43	184	2,430
Long-Term Deferred Tax Assets	2	2	3	11	39
Other Long-Term Assets	962	311	329	344	467
Total Assets	25,723	24,478	24,225	39,212	61,061
Accrued Expenses	-	50	50	9	225
Insurance & Annuity Liabilities	1,876	2,053	1,936	7,065	314
Unpaid Claims	10,884	10,409	10,007	9,397	12,540
Unearned Premiums	-	-	-	-	7,829
Reinsurance Payable	-	126	69	10	293
Current Portion of Leases	-	27	27	26	24
Short-Term Debt	-	69	58	48	49
Current Income Taxes Payable	-	14	2	20	100
Long-Term Debt	2,565	2,949	2,798	3,385	4,224
Long-Term Leases	-	107	133	171	182
Long-Term Deferred Tax Liabilities	553	535	567	666	855
Separate Account Liability	-	-	-	7,103	19,550
Other Current Liabilities	105	19	58	7	473
Other Long-Term Liabilities	1,648	1,061	833	1,127	913
Total Liabilities	17,631	17,419	16,538	29,034	47,597
Common Stock	98	98	98	98	98
Retained Earnings	4,931	4,180	6,382	8,486	9,956
Comprehensive Income & Other	3,063	2,781	783	1,034	2,734
Total Common Equity	8,092	7,059	7,263	9,618	12,788
Minority Interest	-	-	424	560	676
Shareholders' Equity	8,092	7,059	7,687	10,178	13,464
Total Liabilities & Equity	25,723	24,478	24,225	39,212	61,061
Filing Date Shares Outstanding	2,662	2,691	2,509	2,572	2,734
Total Common Shares Outstanding	2,662	2,691	2,509	2,572	2,734
Total Debt	2,565	3,152	3,016	3,630	4,479
Net Cash (Debt)	-1,312	-2,256	-1,663	-617	153
Net Cash Per Share	-0.49	-0.88	-0.66	-0.23	0.06
Book Value Per Share	3.04	2.62	2.89	3.74	4.68
Tangible Book Value	4,600	3,422	3,626	6,124	8,994
Tangible Book Value Per Share	1.73	1.27	1.45	2.38	3.29
Land	-	108	114	120	127
Machinery	-	197	182	163	162

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.