Sampo Oyj Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	1,998	1,154	1,323	2,107	2,567
Depreciation & Amortization	211	180	158	170	187
Gain (Loss) on Sale of Investments	-68	-58	-280	217	-450
Change in Income Taxes	-	-	-	-	-350
Change in Other Net Operating Assets	451	-194	-314	12,837	-2,238
Other Operating Activities	-166	472	642	-16,417	2,726
Operating Cash Flow	1,759	1,327	970	33	1,185
Operating Cash Flow Growth	32.55%	36.80%	2839.39%	-97.21%	46.48%
Capital Expenditures	-165	-142	-	-	-
Sale of Property, Plant & Equipment	15	17	5	8	31
Cash Acquisitions	-	-	-247	-7	-936
Investment in Securities	-	-	-	2,451	4,182
Other Investing Activities	-	-	-1	-1	-
Investing Cash Flow	-150	-125	-223	2,970	3,277
Long-Term Debt Issued	428	194	142	62	147
Total Debt Repaid	-480	-50	-473	-920	-853
Net Debt Issued (Repaid)	-52	144	-331	-858	-706
Repurchases of Common Stock	-290	-475	-555	-1,444	-380
Common Dividends Paid	-915	-903	-1,321	-1,120	-944
Other Financing Activities	-	-426	-200	-216	-136
Financing Cash Flow	-1,257	-1,660	-2,407	-4,704	-2,166
Foreign Exchange Rate Adjustments	5	5	3	-44	3
Net Cash Flow	357	-453	-1,657	-1,745	2,299
Free Cash Flow	1,594	1,185	970	33	1,185
Free Cash Flow Growth	34.52%	22.17%	2839.39%	-97.21%	82.59%
Free Cash Flow Margin	14.68%	12.49%	11.73%	0.38%	8.36%
Free Cash Flow Per Share	0.59	0.46	0.38	0.01	0.43
Cash Interest Paid	89	91	132	190	158
Cash Income Tax Paid	413	331	277	290	350
Levered Free Cash Flow	1,576	896.25	-10,811	-8,866	6,508
Unlevered Free Cash Flow	1,635	941.88	-10,752	-8,808	6,600
Change in Working Capital	451	-194	-314	12,837	-2,588

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.