Discover Financial Services (LON: 0IBC)
London flag London · Delayed Price · Currency is GBP · Price in USD
199.00
+2.63 (1.34%)
Jan 23, 2025, 9:40 AM BST

Discover Financial Services Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTM FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 2019 - 2015
Period Ending
Dec '24 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2019 - 2015
Interest and Dividend Income
20,02020,02017,84512,86410,65111,095
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Total Interest Expense
5,7245,7244,7461,8651,1341,865
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Net Interest Income
14,29614,29613,09910,9999,5179,230
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Commissions and Fees
4,8214,8211,6841,5521,3711,128
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Gain (Loss) on Sale of Investments
---9-21442480
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Other Revenue
930930257247231236
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Revenue Before Loan Losses
20,86620,86615,79413,21612,00711,088
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Provision for Loan Losses
4,9114,9116,0182,3592185,134
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Revenue
15,95515,9559,77610,85711,7895,954
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Revenue Growth (YoY)
63.21%63.21%-9.96%-7.91%98.00%-27.64%
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Salaries & Employee Benefits
2,8242,8242,4342,1391,9861,894
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Cost of Services Provided
6,1286,1282,9022,5372,1992,029
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Other Operating Expenses
929929672391433441
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Total Operating Expenses
9,8819,8816,0085,0674,6184,364
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Operating Income
6,0746,0743,7685,7907,1711,590
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EBT Excluding Unusual Items
6,0746,0743,7685,7907,1711,590
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Other Unusual Items
---131-149-92-96
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Pretax Income
6,0746,0743,6375,6416,9841,435
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Income Tax Expense
1,5391,5398411,3251,596294
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Net Income
4,5354,5352,7964,3165,3881,141
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Preferred Dividends & Other Adjustments
898981889937
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Net Income to Common
4,4464,4462,7154,2285,2891,104
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Net Income Growth
62.20%62.20%-35.22%-19.90%372.22%-61.41%
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Shares Outstanding (Basic)
251251254277300307
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Shares Outstanding (Diluted)
251251254278300307
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Shares Change (YoY)
-1.18%-1.18%-8.63%-7.33%-2.28%-4.06%
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EPS (Basic)
17.7117.7110.6915.2617.633.60
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EPS (Diluted)
17.7117.7110.6915.2317.633.60
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EPS Growth
65.71%65.71%-29.82%-13.61%390.25%-60.40%
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Free Cash Flow
--8,2606,9045,8255,935
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Free Cash Flow Per Share
--32.5224.8319.4219.33
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Dividend Per Share
2.8002.8002.7002.3001.8801.760
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Dividend Growth
3.70%3.70%17.39%22.34%6.82%4.76%
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Operating Margin
38.07%38.07%38.54%53.33%60.83%26.70%
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Profit Margin
27.87%27.87%27.77%38.94%44.86%18.54%
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Free Cash Flow Margin
--84.49%63.59%49.41%99.68%
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Effective Tax Rate
25.34%25.34%23.12%23.49%22.85%20.49%
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Source: S&P Capital IQ. Financial Services template. Financial Sources.