Navient Corporation (LON:0K5R)

Everbridge Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	33	131	228	645	717	412
Depreciation & Amortization	5	8	10	14	19	21
Gain on Sale of Loans & Receivables	-	-	-	-	-78	-
Loss (Gain) From Sale of Investments	148	25	147	-590	-433	340
Asset Writedown & Restructuring Costs	138	138	-	5	11	1
Provision for Credit Losses	154	113	123	79	-61	155
Stock-Based Compensation	23	23	24	19	22	18
Change in Accounts Payable	-47	-31	29	159	-55	-113
Change in Other Net Operating Assets	-212	-105	157	121	440	125
Other Operating Activities	-	-	8	-	73	6
Operating Cash Flow	195	459	676	305	702	987
Operating Cash Flow Growth	-78.16%	-32.10%	121.64%	-56.55%	-28.88%	-3.14%
Cash Acquisitions	-	-	-	-	-16	-
Divestitures	384	359	-	-	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	3,880	8,113	7,352	10,489	6,621	6,538
Other Investing Activities	10	-6	5	96	68	-90
Investing Cash Flow	4,274	8,466	7,357	10,585	6,673	6,448
Short-Term Debt Issued	-	-	8	1,094	-	-
Long-Term Debt Issued	-	1,106	2,346	2,243	9,210	8,641
Total Debt Issued	1,576	1,106	2,354	3,337	9,210	8,641
Short-Term Debt Repaid	-	-116	-	-	-2,169	-1,915
Long-Term Debt Repaid	-	-10,277	-11,912	-12,596	-13,865	-13,690
Total Debt Repaid	-7,754	-10,393	-11,912	-12,596	-16,034	-15,605
Net Debt Issued (Repaid)	-6,178	-9,287	-9,558	-9,259	-6,824	-6,964
Repurchase of Common Stock	-157	-179	-310	-400	-600	-400
Common Dividends Paid	-67	-70	-78	-91	-107	-123
Total Dividends Paid	-67	-70	-78	-91	-107	-123
Other Financing Activities	4	-79	-101	89	197	-192
Financing Cash Flow	-6,398	-9,615	-10,047	-9,661	-7,334	-7,679
Net Cash Flow	-1,929	-690	-2,014	1,229	41	-244
Cash Interest Paid	2,872	3,238	3,431	1,904	1,378	2,059
Cash Income Tax Paid	7	35	52	18	179	74

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.