Navient Statistics

Total Valuation

Navient has a market cap or net worth of GBP 1.13 billion.

Market Cap	1.13B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, July 23, 2025.

Earnings Date	Jul 23, 2025
Ex-Dividend Date	Jun 6, 2025

Share Statistics

Current Share Class	101.15M
Shares Outstanding	n/a
Shares Change (YoY)	-9.24%
Shares Change (QoQ)	-4.67%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	69.57M

Valuation Ratios

The trailing PE ratio is 26.12 and the forward PE ratio is 13.86.

PE Ratio	26.12
Forward PE	13.86
PS Ratio	2.09
PB Ratio	0.56
P/TBV Ratio	0.68
P/FCF Ratio	n/a
P/OCF Ratio	4.20
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 9.88, with a Debt / Equity ratio of 18.51.

Current Ratio	9.88
Quick Ratio	9.60
Debt / Equity	18.51
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.09%.

Return on Equity (ROE)	2.09%
Return on Assets (ROA)	0.10%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	257,628
Profits Per Employee	20,640
Employee Count	2,100
Asset Turnover	0.01
Inventory Turnover	n/a

Taxes

In the past 12 months, Navient has paid 19.35 million in taxes.

Income Tax	19.35M
Effective Tax Rate	30.86%

Stock Price Statistics

The stock price has increased by +4.39% in the last 52 weeks. The beta is 1.42, so Navient's price volatility has been higher than the market average.

Beta (5Y)	1.42
52-Week Price Change	+4.39%
50-Day Moving Average	13.12
200-Day Moving Average	14.41
Relative Strength Index (RSI)	61.30
Average Volume (20 Days)	180

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	10.35

Income Statement

In the last 12 months, Navient had revenue of GBP 541.02 million and earned 43.34 million in profits. Earnings per share was 0.40.

Revenue	541.02M
Gross Profit	544.11M
Operating Income	53.41M
Pretax Income	62.69M
Net Income	43.34M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.40

Full Income Statement

Balance Sheet

The company has 525.54 million in cash and 37.09 billion in debt, giving a net cash position of -36.56 billion.

Cash & Cash Equivalents	525.54M
Total Debt	37.09B
Net Cash	-36.56B
Net Cash Per Share	n/a
Equity (Book Value)	2.00B
Book Value Per Share	19.77
Working Capital	34.68B

Full Balance Sheet

Cash Flow

Operating Cash Flow	269.35M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 100.57%, with operating and profit margins of 9.87% and 8.01%.

Gross Margin	100.57%
Operating Margin	9.87%
Pretax Margin	11.59%
Profit Margin	8.01%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.49, which amounts to a dividend yield of 3.20%.

Dividend Per Share	0.49
Dividend Yield	3.20%
Dividend Growth (YoY)	-3.12%
Years of Dividend Growth	n/a
Payout Ratio	121.43%
Buyback Yield	9.24%
Shareholder Yield	12.44%
Earnings Yield	3.83%
FCF Yield	n/a

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5