Assicurazioni Generali S.p.A. (LON:0K78)

Assicurazioni Generali Statistics

Total Valuation

LON:0K78 has a market cap or net worth of GBP 44.64 billion. The enterprise value is 73.30 billion.

Market Cap	44.64B
Enterprise Value	73.30B

Important Dates

The last earnings date was Wednesday, August 6, 2025.

Earnings Date	Aug 6, 2025
Ex-Dividend Date	May 19, 2025

Share Statistics

Current Share Class	1.52B
Shares Outstanding	n/a
Shares Change (YoY)	-1.59%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	931.45M

Valuation Ratios

The trailing PE ratio is 13.62 and the forward PE ratio is 11.36.

PE Ratio	13.62
Forward PE	11.36
PS Ratio	0.92
PB Ratio	1.61
P/TBV Ratio	2.91
P/FCF Ratio	2.84
P/OCF Ratio	2.76
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.35, with an EV/FCF ratio of 4.66.

EV / Earnings	22.36
EV / Sales	1.50
EV / EBITDA	10.35
EV / EBIT	11.06
EV / FCF	4.66

Financial Position

The company has a current ratio of 2.63, with a Debt / Equity ratio of 1.20.

Current Ratio	2.63
Quick Ratio	2.12
Debt / Equity	1.20
Debt / EBITDA	4.70
Debt / FCF	2.11
Interest Coverage	7.48

Financial Efficiency

Return on equity (ROE) is 13.39% and return on invested capital (ROIC) is 6.93%.

Return on Equity (ROE)	13.39%
Return on Assets (ROA)	0.91%
Return on Invested Capital (ROIC)	6.93%
Return on Capital Employed (ROCE)	1.45%
Revenue Per Employee	553,725
Profits Per Employee	37,287
Employee Count	86,851
Asset Turnover	0.11
Inventory Turnover	n/a

Taxes

In the past 12 months, LON:0K78 has paid 1.64 billion in taxes.

Income Tax	1.64B
Effective Tax Rate	30.83%

Stock Price Statistics

The stock price has increased by +54.37% in the last 52 weeks. The beta is 0.85, so LON:0K78's price volatility has been lower than the market average.

Beta (5Y)	0.85
52-Week Price Change	+54.37%
50-Day Moving Average	31.51
200-Day Moving Average	30.59
Relative Strength Index (RSI)	77.32
Average Volume (20 Days)	447,440

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LON:0K78 had revenue of GBP 48.68 billion and earned 3.28 billion in profits. Earnings per share was 2.15.

Revenue	48.68B
Gross Profit	10.32B
Operating Income	6.60B
Pretax Income	5.33B
Net Income	3.28B
EBITDA	7.05B
EBIT	6.60B
Earnings Per Share (EPS)	2.15

Balance Sheet

The company has 7.52 billion in cash and 33.13 billion in debt, giving a net cash position of -26.36 billion.

Cash & Cash Equivalents	7.52B
Total Debt	33.13B
Net Cash	-26.36B
Net Cash Per Share	n/a
Equity (Book Value)	27.67B
Book Value Per Share	16.78
Working Capital	13.48B

Cash Flow

In the last 12 months, operating cash flow was 16.15 billion and capital expenditures -434.60 million, giving a free cash flow of 15.71 billion.

Operating Cash Flow	16.15B
Capital Expenditures	-434.60M
Free Cash Flow	15.71B
FCF Per Share	n/a

Margins

Gross margin is 21.21%, with operating and profit margins of 13.56% and 6.73%.

Gross Margin	21.21%
Operating Margin	13.56%
Pretax Margin	10.94%
Profit Margin	6.73%
EBITDA Margin	14.49%
EBIT Margin	13.56%
FCF Margin	32.28%

Dividends & Yields

This stock pays an annual dividend of 1.20, which amounts to a dividend yield of 3.61%.

Dividend Per Share	1.20
Dividend Yield	3.61%
Dividend Growth (YoY)	10.09%
Years of Dividend Growth	2
Payout Ratio	56.80%
Buyback Yield	1.59%
Shareholder Yield	5.21%
Earnings Yield	7.34%
FCF Yield	35.20%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 28, 2007. It was a forward split with a ratio of 1.1.

Last Split Date	May 28, 2007
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	5