Principal Financial Group, Inc. (LON:0KO5)

Principal Financial Group Statistics

Total Valuation

LON:0KO5 has a market cap or net worth of GBP 13.18 billion. The enterprise value is 13.88 billion.

Market Cap	13.18B
Enterprise Value	13.88B

Important Dates

The next estimated earnings date is Thursday, October 23, 2025.

Earnings Date	Oct 23, 2025
Ex-Dividend Date	Sep 4, 2025

Share Statistics

Current Share Class	222.77M
Shares Outstanding	n/a
Shares Change (YoY)	-4.29%
Shares Change (QoQ)	-1.01%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	221.15M

Valuation Ratios

The trailing PE ratio is 15.85 and the forward PE ratio is 9.24.

PE Ratio	15.85
Forward PE	9.24
PS Ratio	1.19
PB Ratio	1.52
P/TBV Ratio	2.11
P/FCF Ratio	4.20
P/OCF Ratio	4.13
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.80, with an EV/FCF ratio of 4.42.

EV / Earnings	16.69
EV / Sales	1.25
EV / EBITDA	10.80
EV / EBIT	13.13
EV / FCF	4.42

Financial Position

The company has a current ratio of 1.45, with a Debt / Equity ratio of 0.35.

Current Ratio	1.45
Quick Ratio	0.29
Debt / Equity	0.35
Debt / EBITDA	2.37
Debt / FCF	0.97
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.39% and return on invested capital (ROIC) is 5.70%.

Return on Equity (ROE)	10.39%
Return on Assets (ROA)	0.29%
Return on Invested Capital (ROIC)	5.70%
Return on Capital Employed (ROCE)	0.48%
Revenue Per Employee	560,608
Profits Per Employee	42,227
Employee Count	19,700
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

In the past 12 months, LON:0KO5 has paid 105.91 million in taxes.

Income Tax	105.91M
Effective Tax Rate	10.74%

Stock Price Statistics

The stock price has increased by +2.37% in the last 52 weeks. The beta is 1.03, so LON:0KO5's price volatility has been similar to the market average.

Beta (5Y)	1.03
52-Week Price Change	+2.37%
50-Day Moving Average	79.42
200-Day Moving Average	80.52
Relative Strength Index (RSI)	54.91
Average Volume (20 Days)	196

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.80

Income Statement

In the last 12 months, LON:0KO5 had revenue of GBP 11.04 billion and earned 831.87 million in profits. Earnings per share was 3.62.

Revenue	11.04B
Gross Profit	4.99B
Operating Income	1.05B
Pretax Income	985.80M
Net Income	831.87M
EBITDA	1.24B
EBIT	1.05B
Earnings Per Share (EPS)	3.62

Balance Sheet

The company has 3.59 billion in cash and 3.04 billion in debt, giving a net cash position of -372.98 million.

Cash & Cash Equivalents	3.59B
Total Debt	3.04B
Net Cash	-372.98M
Net Cash Per Share	n/a
Equity (Book Value)	8.66B
Book Value Per Share	37.33
Working Capital	6.83B

Cash Flow

In the last 12 months, operating cash flow was 3.19 billion and capital expenditures -53.79 million, giving a free cash flow of 3.14 billion.

Operating Cash Flow	3.19B
Capital Expenditures	-53.79M
Free Cash Flow	3.14B
FCF Per Share	n/a

Margins

Gross margin is 45.15%, with operating and profit margins of 9.55% and 7.53%.

Gross Margin	45.15%
Operating Margin	9.55%
Pretax Margin	8.93%
Profit Margin	7.53%
EBITDA Margin	11.19%
EBIT Margin	9.55%
FCF Margin	28.44%

Dividends & Yields

This stock pays an annual dividend of 2.30, which amounts to a dividend yield of 2.75%.

Dividend Per Share	2.30
Dividend Yield	2.75%
Dividend Growth (YoY)	5.81%
Years of Dividend Growth	7
Payout Ratio	58.74%
Buyback Yield	4.29%
Shareholder Yield	7.03%
Earnings Yield	6.31%
FCF Yield	23.82%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5