Principal Financial Group, Inc. (LON:0KO5)

Principal Financial Group Statistics

Total Valuation

LON:0KO5 has a market cap or net worth of GBP 14.06 billion. The enterprise value is 13.65 billion.

Market Cap	14.06B
Enterprise Value	13.65B

Important Dates

The last earnings date was Monday, October 27, 2025.

Earnings Date	Oct 27, 2025
Ex-Dividend Date	Sep 4, 2025

Share Statistics

Current Share Class	219.69M
Shares Outstanding	n/a
Shares Change (YoY)	-2.85%
Shares Change (QoQ)	-0.57%
Owned by Insiders (%)	0.57%
Owned by Institutions (%)	76.05%
Float	218.09M

Valuation Ratios

The trailing PE ratio is 12.01 and the forward PE ratio is 9.10.

PE Ratio	12.01
Forward PE	9.10
PS Ratio	1.20
PB Ratio	1.56
P/TBV Ratio	2.14
P/FCF Ratio	4.53
P/OCF Ratio	4.44
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.01, with an EV/FCF ratio of 4.40.

EV / Earnings	11.66
EV / Sales	1.13
EV / EBITDA	8.01
EV / EBIT	9.26
EV / FCF	4.40

Financial Position

The company has a current ratio of 1.56, with a Debt / Equity ratio of 0.34.

Current Ratio	1.56
Quick Ratio	0.37
Debt / Equity	0.34
Debt / EBITDA	1.85
Debt / FCF	0.99
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.77% and return on invested capital (ROIC) is 7.55%.

Return on Equity (ROE)	13.77%
Return on Assets (ROA)	0.37%
Return on Invested Capital (ROIC)	7.55%
Return on Capital Employed (ROCE)	0.62%
Revenue Per Employee	596,693
Profits Per Employee	59,421
Employee Count	19,700
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

In the past 12 months, LON:0KO5 has paid 193.42 million in taxes.

Income Tax	193.42M
Effective Tax Rate	13.74%

Stock Price Statistics

The stock price has decreased by -1.59% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-1.59%
50-Day Moving Average	81.01
200-Day Moving Average	80.04
Relative Strength Index (RSI)	59.60
Average Volume (20 Days)	124

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.13

Income Statement

In the last 12 months, LON:0KO5 had revenue of GBP 11.75 billion and earned 1.17 billion in profits. Earnings per share was 5.14.

Revenue	11.75B
Gross Profit	5.48B
Operating Income	1.44B
Pretax Income	1.41B
Net Income	1.17B
EBITDA	1.62B
EBIT	1.44B
Earnings Per Share (EPS)	5.14

Balance Sheet

The company has 4.85 billion in cash and 3.08 billion in debt, giving a net cash position of 741.71 million.

Cash & Cash Equivalents	4.85B
Total Debt	3.08B
Net Cash	741.71M
Net Cash Per Share	n/a
Equity (Book Value)	9.02B
Book Value Per Share	39.35
Working Capital	8.52B

Cash Flow

In the last 12 months, operating cash flow was 3.16 billion and capital expenditures -59.89 million, giving a free cash flow of 3.10 billion.

Operating Cash Flow	3.16B
Capital Expenditures	-59.89M
Free Cash Flow	3.10B
FCF Per Share	n/a

Margins

Gross margin is 46.59%, with operating and profit margins of 12.26% and 9.96%.

Gross Margin	46.59%
Operating Margin	12.26%
Pretax Margin	11.98%
Profit Margin	9.96%
EBITDA Margin	13.77%
EBIT Margin	12.26%
FCF Margin	26.40%

Dividends & Yields

This stock pays an annual dividend of 2.30, which amounts to a dividend yield of 2.75%.

Dividend Per Share	2.30
Dividend Yield	2.75%
Dividend Growth (YoY)	5.81%
Years of Dividend Growth	7
Payout Ratio	43.04%
Buyback Yield	2.85%
Shareholder Yield	5.59%
Earnings Yield	8.33%
FCF Yield	22.08%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6