LON:0KOC Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	81,661	70,799	58,665	49,241	44,369
Investment Income	3,583	2,832	1,892	1,260	860.9
Net Gains on Investments	727	264	353	-1,912	1,509
Total Other Revenues	1,700	1,477	1,199	1,022	963.2
Revenue	87,671	75,372	62,109	49,611	47,702
Revenue Growth (YoY)	16.32%	21.35%	25.19%	4.00%	11.82%
Insurance Benefits & Claims	53,959	49,060	45,655	38,123	33,628
Policy Amortization Costs	6,096	5,383	4,665	3,917	3,713
Investment Expense	34	29	26	24	25.5
Other Operating Expenses	13,081	9,908	6,591	6,381	5,908
Operating Income	14,501	10,992	5,172	1,166	4,429
Interest Expense	-278	-279	-268	-244	-218.6
Total Non-Operating Income (Expense)	-278	-279	-268	-244	-218.6
Pretax Income	14,223	10,713	4,904	922	4,210
Provision for Income Taxes	2,915	2,233	1,001	200	859.1
Net Income	11,308	8,463	3,865	695	3,324
Net Income Attributable to Preferred Dividends	0	17	38	27	26.9
Net Income to Common	11,308	8,463	3,865	695	3,324
Net Income Growth	33.62%	118.97%	456.11%	-79.09%	-41.45%
Shares Outstanding (Basic)	586	586	585	584	586
Shares Outstanding (Diluted)	588	588	588	587	589
Shares Change (YoY)	0.07%	0.03%	0.07%	-0.26%	0.17%
EPS (Basic)	19.29	14.45	6.61	1.19	5.72
EPS (Diluted)	19.23	14.40	6.58	1.18	5.69
EPS Growth	33.54%	118.84%	457.63%	-79.26%	-41.10%
Free Cash Flow	17,200	14,834	10,391	6,557	7,518
Free Cash Flow Growth	15.95%	42.76%	58.47%	-12.78%	12.51%
Free Cash Flow Per Share	29.25	25.24	17.69	11.17	12.77
Dividends Per Share	13.900	4.900	1.150	0.400	1.900
Dividend Growth	183.67%	326.09%	187.50%	-78.95%	-61.22%
Operating Margin	16.54%	14.58%	8.33%	2.35%	9.28%
Profit Margin	12.90%	11.25%	6.28%	1.46%	7.02%
FCF Margin	19.62%	19.68%	16.73%	13.22%	15.76%
EBITDA	14,814	11,276	5,457	1,472	4,766
EBITDA Margin	16.90%	14.96%	8.79%	2.97%	9.99%
EBIT	14,501	10,992	5,172	1,166	4,429
EBIT Margin	16.54%	14.58%	8.33%	2.35%	9.28%
Effective Tax Rate	20.49%	20.84%	20.41%	21.69%	20.41%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.