The Progressive Corporation (LON:0KOC)

LON:0KOC Statistics

Total Valuation

LON:0KOC has a market cap or net worth of GBP 101.35 billion. The enterprise value is 106.43 billion.

Market Cap	101.35B
Enterprise Value	106.43B

Important Dates

The next estimated earnings date is Wednesday, December 17, 2025.

Earnings Date	Dec 17, 2025
Ex-Dividend Date	Oct 2, 2025

Share Statistics

Current Share Class	586.40M
Shares Outstanding	n/a
Shares Change (YoY)	+0.06%
Shares Change (QoQ)	+0.07%
Owned by Insiders (%)	0.27%
Owned by Institutions (%)	87.35%
Float	584.15M

Valuation Ratios

The trailing PE ratio is 12.72 and the forward PE ratio is 13.75.

PE Ratio	12.72
Forward PE	13.75
PS Ratio	1.60
PB Ratio	3.84
P/TBV Ratio	3.84
P/FCF Ratio	7.99
P/OCF Ratio	7.84
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.92, with an EV/FCF ratio of 8.39.

EV / Earnings	13.35
EV / Sales	1.65
EV / EBITDA	9.92
EV / EBIT	10.22
EV / FCF	8.39

Financial Position

The company has a current ratio of 0.30, with a Debt / Equity ratio of 0.19.

Current Ratio	0.30
Quick Ratio	0.23
Debt / Equity	0.19
Debt / EBITDA	0.49
Debt / FCF	0.40
Interest Coverage	49.42

Financial Efficiency

Return on equity (ROE) is 34.22% and return on invested capital (ROIC) is 22.56%.

Return on Equity (ROE)	34.22%
Return on Assets (ROA)	7.60%
Return on Invested Capital (ROIC)	22.56%
Return on Capital Employed (ROCE)	32.16%
Revenue Per Employee	955,517
Profits Per Employee	120,194
Employee Count	66,308
Asset Turnover	0.75
Inventory Turnover	n/a

Taxes

In the past 12 months, LON:0KOC has paid 2.08 billion in taxes.

Income Tax	2.08B
Effective Tax Rate	20.69%

Stock Price Statistics

The stock price has decreased by -14.38% in the last 52 weeks. The beta is 0.37, so LON:0KOC's price volatility has been lower than the market average.

Beta (5Y)	0.37
52-Week Price Change	-14.38%
50-Day Moving Average	227.42
200-Day Moving Average	255.09
Relative Strength Index (RSI)	57.87
Average Volume (20 Days)	985

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.80

Income Statement

In the last 12 months, LON:0KOC had revenue of GBP 63.36 billion and earned 7.97 billion in profits. Earnings per share was 13.55.

Revenue	63.36B
Gross Profit	11.35B
Operating Income	10.26B
Pretax Income	10.05B
Net Income	7.97B
EBITDA	10.48B
EBIT	10.26B
Earnings Per Share (EPS)	13.55

Balance Sheet

The company has 1.26 billion in cash and 5.13 billion in debt, giving a net cash position of -5.00 billion.

Cash & Cash Equivalents	1.26B
Total Debt	5.13B
Net Cash	-5.00B
Net Cash Per Share	n/a
Equity (Book Value)	26.37B
Book Value Per Share	45.00
Working Capital	-41.16B

Cash Flow

In the last 12 months, operating cash flow was 12.93 billion and capital expenditures -250.71 million, giving a free cash flow of 12.68 billion.

Operating Cash Flow	12.93B
Capital Expenditures	-250.71M
Free Cash Flow	12.68B
FCF Per Share	n/a

Margins

Gross margin is 17.91%, with operating and profit margins of 16.19% and 12.58%.

Gross Margin	17.91%
Operating Margin	16.19%
Pretax Margin	15.86%
Profit Margin	12.58%
EBITDA Margin	16.55%
EBIT Margin	16.19%
FCF Margin	20.02%

Dividends & Yields

This stock pays an annual dividend of 2.95, which amounts to a dividend yield of 1.29%.

Dividend Per Share	2.95
Dividend Yield	1.29%
Dividend Growth (YoY)	342.06%
Years of Dividend Growth	2
Payout Ratio	26.80%
Buyback Yield	-0.06%
Shareholder Yield	1.23%
Earnings Yield	7.86%
FCF Yield	12.51%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4