LON:0KV5 Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	31,595	31,064	26,935	24,704	26,468
Investment Income	3,390	3,468	2,918	1,984	1,043
Net Gains on Investments	6,978	5,520	5,893	1,701	3,445
Total Other Revenues	8,538	6,683	6,615	5,582	5,158
Revenue	50,501	46,736	42,361	33,971	36,114
Revenue Growth (YoY)	8.06%	10.33%	24.70%	-5.93%	41.71%
Insurance Benefits & Claims	31,574	31,065	26,922	24,977	10,741
Policy Amortization Costs	-	-	-	-	2,788
Other Operating Expenses	9,828	8,104	7,965	6,474	8,033
Operating Income	9,099	7,567	7,474	2,520	14,552
Interest Expense	-821.9	-649	-510	-452.8	513.9
Other Non-Operating Income (Expense)	-1,837	-1,280	-1,056	2,837	264
Total Non-Operating Income (Expense)	-2,659	-1,929	-1,566	2,384	777.9
Pretax Income	6,440	5,639	5,908	4,904	4,393
Provision for Income Taxes	1,157	1,376	813.4	1,093	-726
Net Income	4,772	3,875	4,382	3,374	3,401
Minority Interest in Earnings	511.4	388	713.1	437.5	265.5
Net Income to Common	4,772	3,875	4,382	3,374	3,401
Net Income Growth	23.16%	-11.57%	29.86%	-0.79%	1457.28%
Shares Outstanding (Basic)	21	22	23	24	26
Shares Outstanding (Diluted)	21	22	23	24	26
Shares Change (YoY)	-4.13%	-3.49%	-1.93%	-8.92%	-1.87%
EPS (Basic)	230.07	173.41	186.87	140.83	129.33
EPS (Diluted)	213.78	160.56	173.24	131.37	122.25
EPS Growth	33.15%	-7.32%	31.87%	7.46%	1843.56%
Free Cash Flow	0	3,585	-553.5	-4,839	6,287
Free Cash Flow Per Share	-	160.24	-23.88	-204.70	242.25
Dividends Per Share	15.000	15.000	15.000	10.000	10.000
Dividend Growth	-	-	50.00%	-	-
Operating Margin	18.02%	16.19%	17.64%	7.42%	40.30%
Profit Margin	10.46%	9.12%	12.03%	11.22%	10.15%
FCF Margin	0.00%	7.67%	-1.31%	-14.24%	17.41%
EBITDA	9,099	8,321	8,370	3,197	15,483
EBITDA Margin	18.02%	17.80%	19.76%	9.41%	42.87%
EBIT	9,099	7,567	7,474	2,520	14,552
EBIT Margin	18.02%	16.19%	17.64%	7.42%	40.30%
Effective Tax Rate	17.96%	24.40%	13.77%	22.28%	-16.53%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.