Trupanion, Inc. (LON:0LH0)

Trupanion Statistics

Total Valuation

Trupanion has a market cap or net worth of GBP 1.02 billion. The enterprise value is 994.11 million.

Market Cap	1.02B
Enterprise Value	994.11M

Important Dates

The last earnings date was Thursday, February 12, 2026.

Earnings Date	Feb 12, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	43.20M
Shares Outstanding	n/a
Shares Change (YoY)	+3.04%
Shares Change (QoQ)	+0.55%
Owned by Insiders (%)	5.30%
Owned by Institutions (%)	85.62%
Float	37.26M

Valuation Ratios

The trailing PE ratio is 89.00 and the forward PE ratio is 8.85.

PE Ratio	89.00
Forward PE	8.85
PS Ratio	0.98
PB Ratio	3.73
P/TBV Ratio	4.53
P/FCF Ratio	19.15
P/OCF Ratio	16.39
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 48.31, with an EV/FCF ratio of 18.59.

EV / Earnings	86.44
EV / Sales	0.97
EV / EBITDA	48.31
EV / EBIT	109.85
EV / FCF	18.59

Financial Position

The company has a current ratio of 1.71, with a Debt / Equity ratio of 0.31.

Current Ratio	1.71
Quick Ratio	1.67
Debt / Equity	0.31
Debt / EBITDA	4.04
Debt / FCF	1.59
Interest Coverage	0.96

Financial Efficiency

Return on equity (ROE) is 4.49% and return on invested capital (ROIC) is 2.36%.

Return on Equity (ROE)	4.49%
Return on Assets (ROA)	0.93%
Return on Invested Capital (ROIC)	2.36%
Return on Capital Employed (ROCE)	2.58%
Weighted Average Cost of Capital (WACC)	12.76%
Revenue Per Employee	921,537
Profits Per Employee	10,177
Employee Count	1,130
Asset Turnover	1.65
Inventory Turnover	n/a

Taxes

In the past 12 months, Trupanion has paid 1.44 million in taxes.

Income Tax	1.44M
Effective Tax Rate	11.13%

Stock Price Statistics

The stock price has decreased by -29.56% in the last 52 weeks. The beta is 1.59, so Trupanion's price volatility has been higher than the market average.

Beta (5Y)	1.59
52-Week Price Change	-29.56%
50-Day Moving Average	35.07
200-Day Moving Average	42.42
Relative Strength Index (RSI)	42.32
Average Volume (20 Days)	602

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	10.53

Income Statement

In the last 12 months, Trupanion had revenue of GBP 1.04 billion and earned 11.50 million in profits. Earnings per share was 0.27.

Revenue	1.04B
Gross Profit	228.60M
Operating Income	9.41M
Pretax Income	12.94M
Net Income	11.50M
EBITDA	21.11M
EBIT	9.41M
Earnings Per Share (EPS)	0.27

Balance Sheet

The company has 259.29 million in cash and 85.21 million in debt, with a net cash position of 29.93 million.

Cash & Cash Equivalents	259.29M
Total Debt	85.21M
Net Cash	29.93M
Net Cash Per Share	n/a
Equity (Book Value)	274.19M
Book Value Per Share	6.35
Working Capital	206.26M

Cash Flow

In the last 12 months, operating cash flow was 62.44 million and capital expenditures -8.97 million, giving a free cash flow of 53.46 million.

Operating Cash Flow	62.44M
Capital Expenditures	-8.97M
Free Cash Flow	53.46M
FCF Per Share	n/a

Margins

Gross margin is 21.95%, with operating and profit margins of 0.90% and 1.10%.

Gross Margin	21.95%
Operating Margin	0.90%
Pretax Margin	1.24%
Profit Margin	1.10%
EBITDA Margin	2.03%
EBIT Margin	0.90%
FCF Margin	5.13%

Dividends & Yields

Trupanion does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-3.04%
Shareholder Yield	-3.04%
Earnings Yield	1.12%
FCF Yield	5.22%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	7