Trupanion, Inc. (LON:0LH0)

Trupanion Statistics

Total Valuation

Trupanion has a market cap or net worth of GBP 930.68 million. The enterprise value is 921.76 million.

Market Cap	930.68M
Enterprise Value	921.76M

Important Dates

The last earnings date was Thursday, February 12, 2026.

Earnings Date	Feb 12, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	43.43M
Shares Outstanding	n/a
Shares Change (YoY)	+3.31%
Shares Change (QoQ)	+0.02%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	37.50M

Valuation Ratios

The trailing PE ratio is 64.46 and the forward PE ratio is 7.83.

PE Ratio	64.46
Forward PE	7.83
PS Ratio	0.87
PB Ratio	3.26
P/TBV Ratio	3.91
P/FCF Ratio	16.62
P/OCF Ratio	14.00
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 39.90, with an EV/FCF ratio of 16.46.

EV / Earnings	63.84
EV / Sales	0.87
EV / EBITDA	39.90
EV / EBIT	83.32
EV / FCF	16.46

Financial Position

The company has a current ratio of 1.67, with a Debt / Equity ratio of 0.33.

Current Ratio	1.67
Quick Ratio	1.64
Debt / Equity	0.33
Debt / EBITDA	3.99
Debt / FCF	1.67
Interest Coverage	1.11

Financial Efficiency

Return on equity (ROE) is 5.50% and return on invested capital (ROIC) is 2.72%.

Return on Equity (ROE)	5.50%
Return on Assets (ROA)	1.11%
Return on Invested Capital (ROIC)	2.72%
Return on Capital Employed (ROCE)	3.02%
Weighted Average Cost of Capital (WACC)	12.67%
Revenue Per Employee	953,973
Profits Per Employee	12,880
Employee Count	1,130
Asset Turnover	1.67
Inventory Turnover	n/a

Taxes

In the past 12 months, Trupanion has paid 1.90 million in taxes.

Income Tax	1.90M
Effective Tax Rate	11.64%

Stock Price Statistics

The stock price has decreased by -41.94% in the last 52 weeks. The beta is 1.59, so Trupanion's price volatility has been higher than the market average.

Beta (5Y)	1.59
52-Week Price Change	-41.94%
50-Day Moving Average	34.34
200-Day Moving Average	42.25
Relative Strength Index (RSI)	35.85
Average Volume (20 Days)	662

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	9.72

Income Statement

In the last 12 months, Trupanion had revenue of GBP 1.07 billion and earned 14.44 million in profits. Earnings per share was 0.33.

Revenue	1.07B
Gross Profit	241.42M
Operating Income	11.35M
Pretax Income	16.34M
Net Income	14.44M
EBITDA	23.11M
EBIT	11.35M
Earnings Per Share (EPS)	0.33

Balance Sheet

The company has 275.45 million in cash and 93.58 million in debt, with a net cash position of 8.97 million.

Cash & Cash Equivalents	275.45M
Total Debt	93.58M
Net Cash	8.97M
Net Cash Per Share	n/a
Equity (Book Value)	285.26M
Book Value Per Share	6.57
Working Capital	202.65M

Cash Flow

In the last 12 months, operating cash flow was 66.49 million and capital expenditures -10.50 million, giving a free cash flow of 55.99 million.

Operating Cash Flow	66.49M
Capital Expenditures	-10.50M
Free Cash Flow	55.99M
FCF Per Share	n/a

Margins

Gross margin is 22.57%, with operating and profit margins of 1.06% and 1.35%.

Gross Margin	22.57%
Operating Margin	1.06%
Pretax Margin	1.53%
Profit Margin	1.35%
EBITDA Margin	2.16%
EBIT Margin	1.06%
FCF Margin	5.24%

Dividends & Yields

Trupanion does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-3.31%
Shareholder Yield	-3.31%
Earnings Yield	1.55%
FCF Yield	6.02%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6