Trupanion, Inc. (LON:0LH0)

Trupanion Statistics

Total Valuation

Trupanion has a market cap or net worth of GBP 1.41 billion. The enterprise value is 1.41 billion.

Market Cap	1.41B
Enterprise Value	1.41B

Important Dates

The last earnings date was Thursday, August 7, 2025.

Earnings Date	Aug 7, 2025
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	42.99M
Shares Outstanding	n/a
Shares Change (YoY)	+2.68%
Shares Change (QoQ)	+1.29%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	33.43M

Valuation Ratios

The trailing PE ratio is 175.95 and the forward PE ratio is 12.57.

PE Ratio	175.95
Forward PE	12.57
PS Ratio	1.42
PB Ratio	5.45
P/TBV Ratio	6.72
P/FCF Ratio	31.60
P/OCF Ratio	27.68
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 78.83, with an EV/FCF ratio of 31.46.

EV / Earnings	175.20
EV / Sales	1.41
EV / EBITDA	78.83
EV / EBIT	232.56
EV / FCF	31.46

Financial Position

The company has a current ratio of 1.69, with a Debt / Equity ratio of 0.32.

Current Ratio	1.69
Quick Ratio	1.64
Debt / Equity	0.32
Debt / EBITDA	4.65
Debt / FCF	1.87
Interest Coverage	0.61

Financial Efficiency

Return on equity (ROE) is 3.33% and return on invested capital (ROIC) is 1.18%.

Return on Equity (ROE)	3.33%
Return on Assets (ROA)	0.65%
Return on Invested Capital (ROIC)	1.18%
Return on Capital Employed (ROCE)	1.80%
Revenue Per Employee	878,654
Profits Per Employee	7,112
Employee Count	1,130
Asset Turnover	1.66
Inventory Turnover	n/a

Taxes

In the past 12 months, Trupanion has paid 911,645 in taxes.

Income Tax	911,645
Effective Tax Rate	10.19%

Stock Price Statistics

The stock price has increased by +1.03% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+1.03%
50-Day Moving Average	49.05
200-Day Moving Average	45.96
Relative Strength Index (RSI)	34.80
Average Volume (20 Days)	287

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	13.36

Income Statement

In the last 12 months, Trupanion had revenue of GBP 992.88 million and earned 8.04 million in profits. Earnings per share was 0.18.

Revenue	992.88M
Gross Profit	215.88M
Operating Income	6.26M
Pretax Income	8.95M
Net Income	8.04M
EBITDA	17.98M
EBIT	6.26M
Earnings Per Share (EPS)	0.18

Balance Sheet

The company has 233.27 million in cash and 83.55 million in debt, giving a net cash position of 6.04 million.

Cash & Cash Equivalents	233.27M
Total Debt	83.55M
Net Cash	6.04M
Net Cash Per Share	n/a
Equity (Book Value)	259.45M
Book Value Per Share	6.04
Working Capital	187.43M

Cash Flow

In the last 12 months, operating cash flow was 51.08 million and capital expenditures -6.33 million, giving a free cash flow of 44.75 million.

Operating Cash Flow	51.08M
Capital Expenditures	-6.33M
Free Cash Flow	44.75M
FCF Per Share	n/a

Margins

Gross margin is 21.74%, with operating and profit margins of 0.63% and 0.81%.

Gross Margin	21.74%
Operating Margin	0.63%
Pretax Margin	0.90%
Profit Margin	0.81%
EBITDA Margin	1.81%
EBIT Margin	0.63%
FCF Margin	4.51%

Dividends & Yields

Trupanion does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-2.68%
Shareholder Yield	n/a
Earnings Yield	0.57%
FCF Yield	3.16%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	7