Powszechny Zaklad Ubezpieczen SA (LON:0MYY)

LON:0MYY Statistics

Total Valuation

LON:0MYY has a market cap or net worth of GBP 12.73 billion. The enterprise value is 24.68 billion.

Market Cap	12.73B
Enterprise Value	24.68B

Important Dates

The next estimated earnings date is Thursday, March 26, 2026.

Earnings Date	Mar 26, 2026
Ex-Dividend Date	Sep 24, 2025

Share Statistics

Current Share Class	863.52M
Shares Outstanding	n/a
Shares Change (YoY)	-0.00%
Shares Change (QoQ)	-0.00%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	31.74%
Float	568.30M

Valuation Ratios

The trailing PE ratio is 9.01 and the forward PE ratio is 10.40.

PE Ratio	9.01
Forward PE	10.40
PS Ratio	0.98
PB Ratio	0.90
P/TBV Ratio	2.26
P/FCF Ratio	6.77
P/OCF Ratio	5.91
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.37, with an EV/FCF ratio of 13.12.

EV / Earnings	17.47
EV / Sales	1.90
EV / EBITDA	4.37
EV / EBIT	4.51
EV / FCF	13.12

Financial Position

The company has a current ratio of 4.08, with a Debt / Equity ratio of 0.59.

Current Ratio	4.08
Quick Ratio	3.70
Debt / Equity	0.59
Debt / EBITDA	1.49
Debt / FCF	4.45
Interest Coverage	3.37

Financial Efficiency

Return on equity (ROE) is 21.37% and return on invested capital (ROIC) is 15.52%.

Return on Equity (ROE)	21.37%
Return on Assets (ROA)	3.28%
Return on Invested Capital (ROIC)	15.52%
Return on Capital Employed (ROCE)	5.26%
Revenue Per Employee	341,183
Profits Per Employee	37,276
Employee Count	44,178
Asset Turnover	0.12
Inventory Turnover	476.00

Taxes

In the past 12 months, LON:0MYY has paid 809.03 million in taxes.

Income Tax	809.03M
Effective Tax Rate	22.03%

Stock Price Statistics

The stock price has increased by +34.02% in the last 52 weeks. The beta is 0.38, so LON:0MYY's price volatility has been lower than the market average.

Beta (5Y)	0.38
52-Week Price Change	+34.02%
50-Day Moving Average	48.05
200-Day Moving Average	41.52
Relative Strength Index (RSI)	36.36
Average Volume (20 Days)	19,464

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LON:0MYY had revenue of GBP 12.93 billion and earned 1.41 billion in profits. Earnings per share was 1.64.

Revenue	12.93B
Gross Profit	7.82B
Operating Income	5.43B
Pretax Income	3.67B
Net Income	1.41B
EBITDA	5.54B
EBIT	5.43B
Earnings Per Share (EPS)	1.64

Balance Sheet

The company has 10.33 billion in cash and 8.37 billion in debt, with a net cash position of -4.72 billion.

Cash & Cash Equivalents	10.33B
Total Debt	8.37B
Net Cash	-4.72B
Net Cash Per Share	n/a
Equity (Book Value)	14.08B
Book Value Per Share	8.04
Working Capital	9.32B

Cash Flow

In the last 12 months, operating cash flow was 2.15 billion and capital expenditures -273.70 million, giving a free cash flow of 1.88 billion.

Operating Cash Flow	2.15B
Capital Expenditures	-273.70M
Free Cash Flow	1.88B
FCF Per Share	n/a

Margins

Gross margin is 60.47%, with operating and profit margins of 42.02% and 10.93%.

Gross Margin	60.47%
Operating Margin	42.02%
Pretax Margin	28.40%
Profit Margin	10.93%
EBITDA Margin	42.84%
EBIT Margin	42.02%
FCF Margin	14.55%

Dividends & Yields

This stock pays an annual dividend of 0.91, which amounts to a dividend yield of 1.46%.

Dividend Per Share	0.91
Dividend Yield	1.46%
Dividend Growth (YoY)	6.87%
Years of Dividend Growth	3
Payout Ratio	54.27%
Buyback Yield	0.00%
Shareholder Yield	1.46%
Earnings Yield	11.10%
FCF Yield	14.77%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 30, 2015. It was a forward split with a ratio of 10.

Last Split Date	Nov 30, 2015
Split Type	Forward
Split Ratio	10

Scores

Altman Z-Score	n/a
Piotroski F-Score	4